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    • Community First Honeymoon

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    • 7.15%variable

    • 7.10%

    • $0.00

    • $1,096

    Rates

    Variable rate
    7.15%
    Intro rate
    5.89%
    Intro rate term
    12 Months
    Intro rate type
    Fixed
    Comparison Rate*
    7.10%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $500.00
    Legal fee
    $398.00
    Valuation fee
    $198.00
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Monthly, Fortnightly, Weekly
    Extra repayments
    Yes - free
    Repayment holidays
    No
    Redraw facility
    Yes
    Minimum redraw amount
    $0.00
    Split account
    Yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    Member Allowance benefits on other Community First products

    Other financial bits

    Minimum loan amount
    $
    Maximum loan amount
    $1,000,000.00

    About Community First

    Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

    How are Community First home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Community First home loans 8.7 Based on 3
    Community First home loan reviews     		8.5 8.0 7.3 7.0 9.0

    Read Community First home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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