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    • Credit Union SA Fixed Rate

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    home loans

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    • 6.15%3 years

    • 6.67%

    • $0.00

    • $978

    • 6.15%3 years

    • 6.46%

    • $0.00

    • $978

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.67%
    Fixed 1 year rate
    6.15%
    Fixed 2 year rate
    6.24%
    Fixed 3 year rate
    6.15%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.77%

    Fees

    Application fee
    $500.00
    Legal fee
    $133.25
    Valuation fee
    $205.00
    Settlement fee
    $140.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $513.25
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    none
    Redraw facility
    yes, $30
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    Non-metro properties incur higher valuation fees
    Other benefits
    Internet redraw is free

    Other financial bits

    Minimum loan amount
    $5,000.00
    Maximum loan amount
    $299,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.46%
    Fixed 1 year rate
    6.15%
    Fixed 2 year rate
    6.24%
    Fixed 3 year rate
    6.15%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.47%

    Fees

    Application fee
    $500.00
    Legal fee
    $133.25
    Valuation fee
    $205.00
    Settlement fee
    $140.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $513.25
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $10,000 p.a.
    Repayment holidays
    none
    Redraw facility
    yes, $30
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    Non-metro properties incur higher valuation fees
    Other benefits
    Internet redraw is free

    Other financial bits

    Minimum loan amount
    $300,000.00
    Maximum loan amount
    $1,250,000.00

    About Credit Union SA

    Credit Union SA is a credit union providing its financial services to the South Australian region. Credit Union SA offers a wide range of financial products and services in credit cards, savings accounts, personal loans, home loans and car insurance. Credit Union SA pride themselves on providing excellent customer service and friendliness through all their financial products.

    How are Credit Union SA home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Credit Union SA home loans 8.7 Based on 3
    Credit Union SA home loan reviews     		8.3 8.0 9.0 7.7 9.0

    Read Credit Union SA home loan reviews by the Mozo community

    Latest review of Credit Union SA Fixed Rate

      • UBank UHomeLoan - Refinance only *

        Compare all home loans

        * Fees and charges are payable

        Show Rates

        Great rates and fantastic customer service

          11. Overall customer rating
          12. (Reviewed 16 days ago)

        At a time when every customer is a number, the Credit Union SA retains the personal skills that larger institutions have lost. Their staff make you feel welcome as soon as you step through the door.       Full review 

        At a time when every customer is a number, the Credit Union SA retains the personal skills that larger institutions have lost. Their staff make you feel welcome as soon as you step through the door.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Credit Union SA Fixed Rate home loan review by Matt from South Australia

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    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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