HSBC Home Rewards Loan
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HSBCHSBC in Australia is part of the HSBC Group, one of the world’s largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world’s local bank! |
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Customer ratingsclick to open
| HSBC Home Rewards Loan | ||
| Overall Customer Rating | 7.7BASED ON 17 REVIEWS |
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| Price Rating | 6.9 | |
| Features Rating | 7.4 | |
| Service Rating | 7.2 | |
| Convenience Rating | 5.8 | |
| Trust Rating | 7.2 | |
| What next? |
Ratesclick to open
| HSBC Home Rewards Loan | ||
| Variable Rate | 6.09% | |
| Intro Rate | 6.84% | |
| Intro Rate Term | 24 Months | |
| Intro Rate Type | Variable | |
| Comparison Rate* | 6.30% | |
| Fixed 1 Year Rate | ||
| Fixed 2 Year Rate | ||
| Fixed 3 Year Rate | ||
| Fixed 4 Year Rate | ||
| Fixed 5 Year Rate | ||
| Fixed 7 Year Rate | ||
| Fixed 10 Year Rate | ||
| Fixed Loan Revert Rate | ||
| What next? |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 0 years
Feesclick to open
| HSBC Home Rewards Loan | ||
| Application Fee | $600.00 | |
| Legal Fee | ||
| Valuation Fee | ||
| Settlement Fee | $150.00 | |
| Other upfront fee (% of loan) | ||
| Service Fee | ||
| Exit Fee | $300.00 | |
| What next? |
Other financial bitsclick to open
| HSBC Home Rewards Loan | ||
| Minimum Loan Amount | $50,000.00 | |
| Maximum Loan Amount | $7,500,000.00 | |
| What next? |
Featuresclick to open
| HSBC Home Rewards Loan | ||
| Repayment Frequency | Weekly, Fortnightly, Monthly | |
| Extra Repayments | yes | |
| Repayment Holidays | no | |
| Redraw Facility | yes - fee is $20 | |
| Minimum Redraw Amount | $500.00 | |
| Split Account | yes | |
| Offset Account | no | |
| Other Restrictions | ||
| Other Benefits | ||
| What next? |
Most recent reviews of HSBC home loans
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Overall Rating
8 -
Pricing
5 -
Product Features
7 -
Customer Service
8 -
Convenience
8 -
Trust
8
The package has a lower monthly fee and slightly lower interest rate compared to Big 4. Good customer service as well. – Feng from Victoria, a HSBC home loan customer. Reviewed 2 months ago
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Overall Rating
7 -
Pricing
8 -
Product Features
7 -
Customer Service
7 -
Convenience
8 -
Trust
6
HSBC charge competitive home loan rates But they are not very well organized and take a long time to process everything – Eva from South Australia, a HSBC home loan customer. Reviewed 4 months ago
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Overall Rating
8 -
Pricing
8 -
Product Features
8 -
Customer Service
9 -
Convenience
9 -
Trust
9
HSBC's premier package makes a big difference to the home loan interest rate, great package! – Sheree from Victoria, a HSBC home loan customer. Reviewed 4 months ago
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Overall Rating
8 -
Pricing
4 -
Product Features
8 -
Customer Service
6 -
Convenience
2 -
Trust
9
HSBC have helpful and attentive staff. More branches would be useful as well as ATMs, though that being said, I'm overall very happy with HSBC. – Scott from New South Wales, a HSBC home loan customer. Reviewed 4 months ago
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Overall Rating
10 -
Pricing
10 -
Product Features
10 -
Customer Service
10 -
Convenience
9 -
Trust
10
HSBC have a good discounted rate off standard home loan and good offset a/c offered – jinny from Victoria, a HSBC home loan customer. Reviewed 5 months ago
See all HSBC home loan reviews
Find more home loans by visiting our compare home loans page.
HSBC also offers the following Home loans
- Variable
- Variable (PowerVantage)
- Fixed Rate Loan
- Fixed Rate Loan
- Home Smart
- Home Equity
- Home Value
- Variable (PowerVantage)
- Home Smart (PowerVantage )
- Home Equity (PowerVantage )
- Home Equity (PowerVantage)
- Fixed Rate Loan (Power Vantage)
- Home Smart (PowerVantage )
- Introductory Variable
- Fixed Rate Loan (Power Vantage)
- Variable (Premier)
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