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    • Heritage Bank Discount Variable

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    home loans

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    • 5.99%variable

    • 6.04%

    • $0.00

    • $600

    Rates

    Variable rate
    5.99%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.04%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $0.00
    Settlement fee
    $0.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $100.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    LVR 95%

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $

    About Heritage Bank

    Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

    How are Heritage Bank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Heritage Bank home loans 8.1 Based on 38
    Heritage Bank home loan reviews     		8.3 7.4 8.2 7.8 8.4

    Read Heritage Bank home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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