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    • Heritage Bank Fixed Loan (Professional Package)

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    home loans

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    • 6.29%3 years

    • 6.59%

    • $300.00Yearly

    • $0

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.59%
    Fixed 1 year rate
    6.09%
    Fixed 2 year rate
    6.15%
    Fixed 3 year rate
    6.29%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.59%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.33%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $0.00
    Settlement fee
    $0.00
    Other upfront fee (% of loan)
    none
    Service fee
    $300.00Yearly
    Discharge fee
    $200.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes - free
    Minimum redraw amount
    $0.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    Must take Visa card
    Other benefits
    LVR 95%

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $

    About Heritage Bank

    Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

    How are Heritage Bank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Heritage Bank home loans 8.1 Based on 38
    Heritage Bank home loan reviews     		8.3 7.4 8.2 7.8 8.4

    Read Heritage Bank home loan reviews by the Mozo community

    Latest review of Heritage Bank Fixed Loan (Professional Package)

      • Heritage Bank Fixed Loan (Professional Package) *

        • 6.09%

          fixed 1 year rate

        • 6.59%

          comparison rate

        • Talk to an expert           ?

        Heritage Bank Fixed Loan *

        • 6.09%

          fixed 1 year rate

        • 6.71%

          comparison rate

        • Talk to an expert           ?

        More Heritage Bank home loans

        * Fees and charges are payable

        Show Rates

        Best home loan package

          11. Overall customer rating
          12. (Reviewed 10 days ago)

        Heritage offers one of the best home loan packages on the market,their level of customer service is very high, and rates very competitive, I switched to heritage around 12 years ago after being dissatisfied with 2 other banks, and have never looke...       Full review 

        Heritage offers one of the best home loan packages on the market,their level of customer service is very high, and rates very competitive, I switched to heritage around 12 years ago after being dissatisfied with 2 other banks, and have never looked back!!!!!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        Heritage Bank Fixed Loan (Professional Package) home loan review by Stephen from Queensland

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    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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    • $0 loan application fee. For refinance or purchase
    • 100% redraw offset facility with linked Visa debit card
    • Comparison rate 6.23%
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