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Heritage Building Society home loans

Heritage Building Society's overall rating for home loans is

8.3

(as rated by the Mozo community)

Heritage Building Society offers the following home loans

Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**
Premium Variable
7.21% 7.21% $2,161 $348,409
Living Equity
7.12% 7.25% $2,143 $346,207
Standard Variable
7.05% 7.15% $2,130 $341,275
Fixed Loan
6.75% 7.06% $2,073 $337,749
Living Equity (Professional Package)
6.74% 6.98% $2,071 $327,952
Standard Variable (Professional Package)
6.64% 6.88% $2,052 $322,283
Basic Variable
6.64% 6.69% $2,052 $316,383

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 25 years

The Heritage Building Society is Australia’s largest building society and they are also a mutual organisation. Being a mutual organisation means they don’t have shareholders. Instead, by having an account with Heritage

you are not just a customer, you actually become a Heritage member with a share in our ownership and a voice in how they operate. Heritage offer a range of Savings Accounts, Term Deposits, Home & Personal Loans.

Reviews of Heritage Building Society home loans

Qingying from Queensland, a Heritage Building Society home loan customer. 9Overall Rating
  You need transfer all your income to offset account if you use professional package. Reviewed 14 days ago  
  • 9Pricing
  • 9Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Katthy from Queensland, a Heritage Building Society home loan customer. 10Overall Rating
  The Branches are close the people are friendly and always surgest other options. You can always see the Bank Manager. You are important to them not just a number! Reviewed 15 days ago  
  • 8Pricing
  • 9Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Aaron from Queensland, a Heritage Building Society home loan customer. 9Overall Rating
  Good home loan and easy access to accounts and excellent service. Reviewed 21 days ago  
  • 9Pricing
  • 8Product Features
  • 9Customer Service
  • 10Convenience
  • 9Trust
Rob from Queensland, a Heritage Building Society home loan customer. 8Overall Rating
  I believe the rates are always very competitive and one of the best available. I have had all of my home loans with HBS for the past 35 yrs. I used the services of a mortgage broker about 20 yrs ago and their top recommendation was HBS and so I have comtinued with them. I find them helpful and understanding, ready to listen and make suggestions that relate to my situation. Reviewed 21 days ago  
  • 9Pricing
  • 7Product Features
  • 10Customer Service
  • 8Convenience
  • 6Trust
Ebony from Victoria, a Heritage Building Society home loan customer. 10Overall Rating
  Heritage are very easy to contact by phone, they offer competitive interest rates and have a very secure and easy to use internet banking service. Reviewed 21 days ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust

How are other Heritage Building Society products rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
Heritage Building Society savings accounts 8.3 109 REVIEWS 7.4 6.9 8.6 7.8 8.5
Heritage Building Society home loans 8.3 54 REVIEWS 8.0 7.7 8.5 7.9 8.3
Heritage Building Society personal loans 7.9 7 REVIEWS 6.0 6.1 8.4 7.6 7.4
Heritage Building Society credit cards 7.7 23 REVIEWS 7.3 6.8 8.6 7.9 8.3
Heritage Building Society bank accounts 8.3 37 REVIEWS 7.3 5.8 8.8 7.4 8.5
Heritage Building Society term deposits 9.1 10 REVIEWS 9.2 8.0 9.5 9.0 9.2

Other providers of home loans

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare Heritage Building Society home loans with Mozo or check out these other providers.

 

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