IMB home loans can be found here. Find more home loans by visiting our compare home loans page.
With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. Find and compare IMB home loans with Mozo.
From small beginnings as a mutual building society serving the Illawarra region of NSW, IMB has grown to become one of Australia’s largest building societies with branches in NSW, ACT and Melbourne and customers around mainland Australia. With years and years of experience (they started in 1880!), IMB has the know-how to lead you down the sometimes overwhelming financial path. IMB’s products include home loans for investors, first home buyers and refinancers, savings accounts and bank accounts for everyday use, low rate credit cards and personal loans. Find IMB home loans with Mozo.
This is how the Mozo community has rated your bank for its home loans:
| Product | Rate | Fixed Rate (3 year) | Comparison Rate* | Initial Minimum Monthly Repayment | Total Interest & Fees** | |
|---|---|---|---|---|---|---|
| Budget | 6.02% | 6.19% | $968 | $144,434 | Add to shortlist | |
| Budget Blue Home Loan | 6.27% | 6.33% | $991 | $148,355 | Add to shortlist | |
| Professional Mortgage | 6.40% | 6.42% | $1,003 | $151,390 | Add to shortlist | |
| Professional Mortgage | 6.40% | 6.42% | $1,003 | $151,390 | Add to shortlist | |
| Professional Mortgage Plus | 6.25% | 6.59% | $990 | $156,204 | Add to shortlist | |
| Professional Mortgage Plus | 6.25% | 6.59% | $990 | $156,204 | Add to shortlist | |
| Standard Variable | 6.70% | 6.77% | $1,032 | $160,438 | Add to shortlist | |
| Discount Variable | 5.70% variable for 12 months and then 6.70% | 6.77% | $939 | $161,545 | Add to shortlist | |
| Equity Line Advantage | 6.90% | 6.97% | $1,051 | $166,133 | Add to shortlist | |
| Fixed Rate | 7.59% | 7.09% | $1,117 | $167,047 | Add to shortlist |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 0 years
Overall Rating
5Pricing
4Product Features
-Customer Service
5Convenience
5Trust
5They don't assist the layperson in understanding how to save money, and they will continue along a path to their advantage unless the borrower challenges that. I believe the lender should assist the borrower to save where possible. – JOCELYN from New South Wales, an IMB home loan customer. Reviewed about 1 month ago
Overall Rating
1Pricing
0Product Features
1Customer Service
0Convenience
1Trust
0Poor bank to deal with if you live anywhere but in the Illawarra. Was linked to them by a finance broker, but IMB were difficult to deal with and had lots of charges and rules on their loans and accounts – Warren from New South Wales, an IMB home loan customer. Reviewed 3 months ago
Overall Rating
8Pricing
3Product Features
0Customer Service
9Convenience
9Trust
9Easy to use internet site but hate that they don't have regional branches if needed even though so far if needed posting items or emailing things to me have worked so far. – Alba from New South Wales, an IMB home loan customer. Reviewed 3 months ago
Overall Rating
8Pricing
5Product Features
5Customer Service
6Convenience
9Trust
8They aren't a bank. – Alex from New South Wales, an IMB home loan customer. Reviewed 3 months ago
Overall Rating
7Pricing
7Product Features
7Customer Service
6Convenience
2Trust
7the interest rate and low fees – alisa from New South Wales, an IMB home loan customer. Reviewed 3 months ago
See all IMB home loan reviews
Visit our compare home loans page.
Below are the results for all IMB products, as rated by the Mozo community.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| IMB credit cards | 6.6 5 REVIEWS | 6.0 | 5.6 | 5.8 | 6.4 | 6.6 |
| IMB bank accounts | 7.3 17 REVIEWS | 6.1 | 5.7 | 7.7 | 7.3 | 6.9 |
| IMB home loans | 6.9 24 REVIEWS | 6.2 | 5.5 | 6.2 | 6.5 | 6.7 |
| IMB personal loans | 9.2 4 REVIEWS | 9.0 | 8.0 | 9.8 | 10.0 | 9.5 |
| IMB savings accounts | 6.8 24 REVIEWS | 6.2 | 5.7 | 7.7 | 7.4 | 7.0 |
| IMB term deposits | 9.5 2 REVIEWS | 7.5 | 5.0 | 7.5 | 7.5 | 9.5 |
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