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  • IMB Budget

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    home loans

    • 6.04%variable

    • 6.17%

    • $10.00Monthly

    • $324

    • 6.21%variable

    • 6.34%

    • $10.00Monthly

    • $324

    Currently showing:

    Rates

    Variable rate
    6.04%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.17%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $323.74
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $10.00Monthly
    Discharge fee
    $50.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes - free
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    Must open a transaction account to get application fee waiver.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $75,000.00
    Maximum loan amount
    $

    Rates

    Variable rate
    6.21%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.34%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $323.74
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $10.00Monthly
    Discharge fee
    $50.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes - free
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    Must open a transaction account to get application fee waiver.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $75,000.00
    Maximum loan amount
    $

    About IMB

    IMB is one of Australia’s largest building society servicing the lower east coast of Australia. IMB’s better value banking offers its customers lower cost banking and secure services. IMBs’ face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.

    How are IMB home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    IMB home loans 8.1 Based on 15
    IMB home loan reviews
    7.5 6.2 7.9 8.0 7.8

    Read IMB home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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