ING DIRECT home loans

ING DIRECT home loans can be found here. Find more home loans by visiting our compare home loans page.

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. Find and compare ING DIRECT home loans with Mozo.

ING DIRECT is part of the ING Group, one of the world’s largest financial institutions, but it isn’t like other banks. ING DIRECT pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING DIRECT aims to keep your banking simple. Find ING DIRECT home loans with Mozo.

 

This is how the Mozo community has rated your bank for its home loans:

ING DIRECT's overall rating for home loans is 7.2(rate this bank)

 

ING DIRECT offers the following home loans

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Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**
Mortgage Simplifier (SmartPack) 6.13% 6.20% $978 $144,691 Add to shortlist
Mortgage Simplifier (SmartPack) 6.13% 6.20% $978 $144,691 Add to shortlist
Mortgage Simplifier 6.19% 6.21% $984 $145,654 Add to shortlist
Mortgage Simplifier 6.19% 6.21% $984 $145,654 Add to shortlist
Orange Advantage 6.24% 6.44% $989 $152,018 Add to shortlist
Orange Advantage 6.24% 6.44% $989 $152,018 Add to shortlist
Fixed Rate Loan 7.59% 6.64% $1,117 $153,508 Add to shortlist
Smart Home Loan (SmartPack ) 6.29% 6.52% $993 $153,634 Add to shortlist
Smart Home Loan (SmartPack ) 6.29% 6.52% $993 $153,634 Add to shortlist
Fixed Rate Loan 7.59% 6.65% $1,117 $153,708 Add to shortlist
Orange Advantage 6.49% 6.69% $1,012 $159,007 Add to shortlist
Orange Advantage 6.49% 6.69% $1,012 $159,007 Add to shortlist
Action Equity Loan 6.79% 6.81% $1,040 $162,463 Add to shortlist
Action Equity Loan 6.79% 6.81% $1,040 $162,518 Add to shortlist
Smart Home Loan 6.79% 6.97% $1,040 $167,018 Add to shortlist
Smart Home Loan 6.79% 6.97% $1,040 $167,018 Add to shortlist

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 0 years


Reviews of ING DIRECT home loans

SA Customer - Lisa

  • Overall Rating

    10

  • Pricing

    8

  • Product Features

    5

  • Customer Service

    9

  • Convenience

    10

  • Trust

    9

I wanted a home loan with no bells and whistles. ING gave it to me, and continues to have one of the most competitive interest rates – Lisa from South Australia, an ING DIRECT home loan customer.   Reviewed 28 days ago

NSW Customer - Rachel

  • Overall Rating

    5

  • Pricing

    6

  • Product Features

    2

  • Customer Service

    2

  • Convenience

    7

  • Trust

    6

Need to offer customers better rates, and programs, no contact since we started the loan unless we initialize! Only reason we have not changed products is the cost of getting out of the loan to refinance is about $6000! – Rachel from New South Wales, an ING DIRECT home loan customer.   Reviewed 2 months ago

VIC Customer - Michelle

  • Overall Rating

    9

  • Pricing

    10

  • Product Features

    8

  • Customer Service

    8

  • Convenience

    9

  • Trust

    10

It is easy and convenient and there is minimum paperwork. They are efficient and clearly explain things and I feel I am getting the best value for money. – Michelle from Victoria, an ING DIRECT home loan customer.   Reviewed 2 months ago

NSW Customer - Jeremy

  • Overall Rating

    8

  • Pricing

    7

  • Product Features

    6

  • Customer Service

    9

  • Convenience

    8

  • Trust

    7

Everything I need to do, payments, withdrawals etc is automated or can be done online. No monthly fees doesn't hurt either. – Jeremy from New South Wales, an ING DIRECT home loan customer.   Reviewed 2 months ago

QLD Customer - Sharon

  • Overall Rating

    9

  • Pricing

    9

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    9

  • Trust

    9

The ease of being able to pay bills and mortgage straight from your loan with the added benefit of being able to get cash back if needed – Sharon from Queensland, an ING DIRECT home loan customer.   Reviewed 2 months ago

See all ING DIRECT home loan reviews

Visit our compare home loans page.

What else does ING DIRECT offer?

Below are the results for all ING DIRECT products, as rated by the Mozo community.

Product Type Overall Price Features Service Convenience Trust
ING DIRECT home loans 7.2 129 REVIEWS 7.3 6.3 7.0 6.6 7.2
ING DIRECT savings accounts 8.5 448 REVIEWS 8.7 7.1 7.8 8.2 8.4
ING DIRECT term deposits 8.4 70 REVIEWS 8.5 7.0 7.8 8.0 8.3
ING DIRECT bank accounts 9.6 15 REVIEWS 9.6 7.5 9.2 8.7 9.5

Other providers of Home loans

ING DIRECT also offers the following types of products