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    • ING DIRECT Mortgage Simplifier

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    home loans

    • 6.62%variable

    • 6.64%

    • $0.00

    • $220

    Rates

    Variable rate
    6.62%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.64%
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $220.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    none
    Redraw facility
    yes
    Minimum redraw amount
    $1.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    A valuation fee is payable. ING DIRECT will cover up to $200 of the valuation fee (GST inclusive) for the first valuation/property only.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $50,000
    Maximum loan amount
    $2,000,000

    About ING DIRECT

    ING DIRECT is part of the ING Group, one of the world’s largest financial institutions, but it isn’t like other banks. ING DIRECT pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING DIRECT aims to keep your banking simple.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are ING DIRECT home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ING DIRECT home loans 7.5 Based on 94
    ING DIRECT home loan reviews     		7.6 6.6 7.5 6.5 7.4

    Read ING DIRECT home loan reviews by the Mozo community

    Latest review of ING DIRECT Mortgage Simplifier

      • Bankwest Online Home Loan

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        Show Rates

        Great rate, great service, simple and easy.

          11. Overall customer rating
          12. (Reviewed 6 days ago)

        The product is simple, easy and great value. Everything you need and nothing you don't. Who needs the bells and whistles anyway? Web banking is fantastic, ATMs are free, customer service is local, easy to understand and efficient.       Full review 

        The product is simple, easy and great value. Everything you need and nothing you don't. Who needs the bells and whistles anyway? Web banking is fantastic, ATMs are free, customer service is local, easy to understand and efficient.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ING DIRECT home loan review by David from Queensland

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