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    • Illawarra Credit Union Fixed Rate

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    • 5.99%3 years

    • 6.53%

    • $0.00

    • $600

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.53%
    Fixed 1 year rate
    5.95%
    Fixed 2 year rate
    5.95%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.19%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.69%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $50.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    weekly, fortnightly, monthly
    Extra repayments
    no
    Repayment holidays
    no
    Redraw facility
    yes - free
    Minimum redraw amount
    $0.00
    Split account
    no
    Offset account
    no
    Other restrictions
    $8 monthly fee for investment loans. Valuation and legal fees charged at cost.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $30,000.00
    Maximum loan amount
    $

    About Illawarra Credit Union

    Illawarra Credit Union is a community credit union, that uses its profits to improve products and services offered to its customers, in the Illawarra region. Illawarra offers its customers with competitive products and services in home and personal loans, credit cards, car loans, savings accounts, term deposits and debit cards. Illawarra provides financial solutions complimented with customer service.

    How are Illawarra Credit Union home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Illawarra Credit Union home loans 9.3 Based on 3
    Illawarra Credit Union home loan reviews     		8.3 8.7 9.7 8.7 9.7

    Read Illawarra Credit Union home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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