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    • Macquarie Line of Credit (Optimum Package)

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    • 6.20%variable

    • 6.56%

    • $199.00Half-yearly

    • $0

    Rates

    Variable rate
    6.20%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.56%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $199.00Half-yearly
    Discharge fee
    $400.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    none
    Extra repayments
    yes - free
    Repayment holidays
    yes
    Redraw facility
    n/a
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    n/a
    Other restrictions
    Pre-approval request fee payable if a pre-approval is issued and the loan does not proceed to full approval within three months
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $1,000,000.00

    About Macquarie

    Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia’s largest companies today.

    How are Macquarie home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Macquarie home loans 3.9 Based on 15
    Macquarie home loan reviews     		4.5 3.5 4.1 2.7 4.7

    Read Macquarie home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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