X
Your shortlist

  • Remove from shortlist Go to site

    • MyState Variable Home Loan

    Compare other
    home loans

    Talk to an expert     ?

    • 7.00%variable

    • 7.08%

    • $0.00

    • $1,047

    Rates

    Variable rate
    7.00%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    7.08%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $600.00
    Legal fee
    $95.00
    Valuation fee
    $250.00
    Settlement fee
    $102.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $250.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    none
    Redraw facility
    yes -$30 per draw
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $30,000.00
    Maximum loan amount
    $

    About MyState

    MyState Financial is a Tasmanian based group of credit unions who have assisted its customers within savings, investments and loans for first cars and homes. MyState provide a unique and personalised service within insurance, financial planning and quality banking. For over 50 years MyState has been providing these services to its customers within Tasmania and wider Australia.

    How are MyState home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    MyState home loans 8.4 Based on 16
    MyState home loan reviews     		7.4 7.2 8.8 8.4 8.1

    Read MyState home loan reviews by the Mozo community

    Latest review of MyState Variable Home Loan

      • UBank UHomeLoan - Refinance only *

        Compare all home loans

        * Fees and charges are payable

        Show Rates

        A 'try hard' company

          11. Overall customer rating
          12. (Reviewed 3 months ago)

        I would recommend friends to shop around. After being a loyal and faultless customer for 5 years, I didn't get any extra benefits for staying with My state when I remortgaged. After having moved house and settled in in the past 6 months, I'm now s...       Full review 

        I would recommend friends to shop around. After being a loyal and faultless customer for 5 years, I didn't get any extra benefits for staying with My state when I remortgaged. After having moved house and settled in in the past 6 months, I'm now starting to look elsewhere for a better mortgage product. Doesn't symbolise the way credit unions started out at all anymore. Sold out


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        MyState Variable Home Loan home loan review by Sonya from Tasmania

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Compare other home loans

    Popular home loans

    loans.com.au
    Variable Rate 5.85% p.a.

    Online Home Loan

    • $0 loan application fee. For refinance or purchase
    • 100% redraw offset facility with linked Visa debit card
    • Comparison rate 6.23%
    Go to site

    Want help negotiating
    your home loan?

    Talk to an accredited mortgage expert with Mozo's free home loan help service!

    Go