Tell us what you think*
  • *Note that if you choose to provide your personal contact details above, we will only use these for the purposes of responding to your enquiry or feedback (if required). We will not provide it to any other organisation, or use it for any other purpose except for dealing with your enquiry or feedback.

  • Leave feedback

close

NAB home loans

NAB's overall rating for home loans is

6.4

(as rated by the Mozo community)

NAB offers the following home loans

Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**  
Flexiplus Mortgage
7.39% 7.67% $2,196 $365,866
Flexiplus Mortgage (Choice Package)
7.24% 7.60% $2,166 $360,171
Tailored Home Loan
7.24% 7.41% $2,166 $353,896
Introductory Rate - 1 yr fixed
6.54% fixed for 12 months and then 7.24% 7.33% $2,033 $351,239
Tailored Home Loan (Fixed)
7.05% 7.33% $2,130 $351,187
Clear Banking Home Loan
7.24% 7.28% $2,166 $350,546
Tailored Home Loan (Fixed)
6.95% 7.30% $2,111 $350,074
Introductory Rate - 1 yr variable
6.15% variable for 12 months and then 7.24% 7.29% $1,961 $349,738
Introductory Rate - 3 yr fixed
6.75% fixed for 36 months and then 7.24% 7.26% $2,073 $348,442
Introductory Rate - 3 yr variable
6.44% variable for 36 months and then 7.24% 7.17% $2,014 $344,965
Tailored Home Loan (Fixed, Choice Package)
6.95% 7.09% $2,111 $329,206
Tailored Home Loan (Fixed, Choice Package)
6.85% 7.06% $2,092 $328,112
Tailored Home Loan (Choice Package)
6.64% 7.00% $2,052 $325,808
Home Equity Line of Credit
6.72% 6.94% $2,067 $325,566
Base Variable Rate Home Loan
6.74% 6.80% $2,071 $322,202
Base Variable Rate Home Loan
6.74% 6.80% $2,071 $322,202
Tailored Home Loan (Choice Package)
6.54% 6.90% $2,033 $320,163

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 25 years

NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround

on personal loan, home loan and credit card approvals. Their overarching motivated is to make a positive and sustainable impact in the lives of their customers and communities.

Reviews of NAB home loans

B j from Queensland, a NAB home loan customer. 5Overall Rating
  Be aware that the extra cost of the required income protection and other insurances is not mentioned a part of the overall loan establishment costs. Reviewed 1 day ago  
  • 4Pricing
  • 5Product Features
  • 6Customer Service
  • 4Convenience
  • 3Trust
A Mozo reviewer from Western Australia, a NAB home loan customer. 7Overall Rating
  I have no problems with NAB products, however I feel that their customer service is confusing and lets their reputation down. My husband and I have had an investment interest only loan with NAB for the past 5 years. Recently the interest free term expired and we received a letter from NAB stating what our new principle + interest payments would be. My husband decided to ring the bank to find out what options we had in regards to taking out a new interest only period and this is where all the trouble started. The first much delayed email response we had did not answer our queries at all and attempts at a follow up email weren't returned. We then resorted to phoning the bank contact who provided different information to us again - by now we were really confused and just wanted a straight answer! To cut a long story short, we had to ring around to find a banker we could meet with in person to sort out our queries which took a number of days. I feel like for a very simple question, we had to do the a big run-around to get useful response. Reviewed 1 day ago  
  • 7Pricing
  • 8Product Features
  • 2Customer Service
  • 4Convenience
  • 6Trust
A Mozo reviewer from Tasmania, a NAB home loan customer. 8Overall Rating
  This product is competitive with market interest rates, the offset savings account is fee free, low rate visa as well. Customer service with NAB far exceeds my previous bank, from counter service to telephone. I have switched all my banking and insurance to NAB (or affiliations). The only con I can even remotely see is that Homeside are based in SA, hence inaccessible. However this is a non-issue for me personally. Reviewed 1 day ago  
  • 7Pricing
  • 7Product Features
  • 9Customer Service
  • 6Convenience
  • 7Trust
A Mozo reviewer from Queensland, a NAB home loan customer. 7Overall Rating
  Easy and manageable. Reviewed 1 day ago  
  • 6Pricing
  • 6Product Features
  • 8Customer Service
  • 10Convenience
  • 7Trust
A Mozo reviewer from Western Australia, a NAB home loan customer. 4Overall Rating
  Too many fees. Reviewed 14 days ago  
  • 5Pricing
  • 5Product Features
  • 2Customer Service
  • 2Convenience
  • 3Trust

How are other NAB products rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
NAB bank accounts 6.6 829 REVIEWS 5.8 5.5 6.4 7.0 6.6
NAB credit cards 6.1 1073 REVIEWS 5.2 5.5 5.8 6.9 6.2
NAB home loans 6.4 677 REVIEWS 6.2 6.1 6.1 6.9 6.0
NAB savings accounts 7.0 966 REVIEWS 6.4 5.7 6.8 7.4 7.0
NAB personal loans 5.9 189 REVIEWS 5.4 5.0 6.3 6.8 6.0
NAB term deposits 6.9 98 REVIEWS 6.1 5.5 6.9 7.3 7.1

Other providers of home loans

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare NAB home loans with Mozo or check out these other providers.

 

Your shortlist

This is your product shortlist.

Add products by selecting a type of product above.

Credit cards

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Debit cards

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Personal loans

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Car loans

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Home loans

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Savings accounts

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Bank accounts

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Term deposits

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.

Car insurance

  • With Mozo you can easily add financial products to this shortlist - then compare them side-by-side.

    You can search for products that suit your needs here.