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  • NAB Tailored Home Loan (Fixed)

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    home loans

    • 6.09%3 years

    • 6.86%

    • $8.00Monthly

    • $600

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.86%
    Fixed 1 year rate
    5.89%
    Fixed 2 year rate
    5.99%
    Fixed 3 year rate
    6.09%
    Fixed 4 year rate
    6.69%
    Fixed 5 year rate
    6.84%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    8.09%
    Fixed loan revert rate
    6.99%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $8.00Monthly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $20,000 during the fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $20,000.00
    Maximum loan amount
    $

    About NAB

    National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

    How are NAB home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    NAB home loans 6.5 Based on 360
    NAB home loan reviews
    6.5 6.2 6.2 7.2 6.3

    Read NAB home loan reviews by the Mozo community

    Latest reviews of NAB Tailored Home Loan (Fixed)

      • NAB Tailored Home Loan (Fixed) *

        • 5.89%

          fixed 1 year rate

        • 6.86%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Straight forward, easy refinancing.

          1. Overall customer rating
          2. (Reviewed 23 days ago)

        NAB have always been able to re-finance my home loan at an interest rate to suit me. Even with all the banks being competitive and dropping rates, they've been able to beat it to keep me on board.       Full review 

        NAB have always been able to re-finance my home loan at an interest rate to suit me. Even with all the banks being competitive and dropping rates, they've been able to beat it to keep me on board.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed) home loan review by John from South Australia

        1 person found this review helpful – do you?

        Yes
      • NAB Tailored Home Loan (Fixed) *

        • 5.89%

          fixed 1 year rate

        • 6.86%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Supportive and helpful

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Pro was that they were prepared to lend us more than any other bank, this has allowed us to get into our own home. Con would be that this being the case we lost a lot of our power of negotiation to start with.       Full review 

        Pro was that they were prepared to lend us more than any other bank, this has allowed us to get into our own home. Con would be that this being the case we lost a lot of our power of negotiation to start with.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed) home loan review by Selena from New South Wales

        Was this review helpful?

        Yes
      • NAB Tailored Home Loan (Fixed) *

        • 5.89%

          fixed 1 year rate

        • 6.86%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Good bank and trustworthy staff

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        For my first home loan it was a pretty easy bank to deal with. They were happy to explain everything. 1 year down, 29 to go lol!!!!       Full review 

        For my first home loan it was a pretty easy bank to deal with. They were happy to explain everything. 1 year down, 29 to go lol!!!!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed) home loan review by Julia from New South Wales

        Was this review helpful?

        Yes
      • NAB Tailored Home Loan (Fixed) *

        • 5.89%

          fixed 1 year rate

        • 6.86%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Fair rates, always a friendly smile when entering

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        I have been with the nab for some 39 years now and I do not have a problem with them. A country branch in a country town certainly helps. From the staff to the service to the actual product they have been extremely helpful at all times.       Full review 

        I have been with the nab for some 39 years now and I do not have a problem with them. A country branch in a country town certainly helps. From the staff to the service to the actual product they have been extremely helpful at all times.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed) home loan review by Mary from Victoria

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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