X
Your shortlist

  • Remove from shortlist Go to site
  • NAB Tailored Home Loan (Fixed, Choice Package)

    Compare other
    home loans

    Compare other
    home loans

    Compare other
    home loans

    • 5.99%3 years

    • 6.56%

    • $395.00Yearly

    • $0

    • 5.99%3 years

    • 6.63%

    • $395.00Yearly

    • $0

    • 5.99%3 years

    • 6.70%

    • $395.00Yearly

    • $0

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.56%
    Fixed 1 year rate
    5.79%
    Fixed 2 year rate
    5.89%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    7.99%
    Fixed loan revert rate
    6.29%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Monthly
    Extra repayments
    yes - free up to $20,000 during the fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    Transaction Account with no monthly fee. Annual Fee for some credit cards waived.

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.63%
    Fixed 1 year rate
    5.79%
    Fixed 2 year rate
    5.89%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    7.99%
    Fixed loan revert rate
    6.39%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $20,000 during the fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    Transaction Account with no monthly fee. Annual Fee for some credit cards waived.

    Other financial bits

    Minimum loan amount
    $100,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.70%
    Fixed 1 year rate
    5.79%
    Fixed 2 year rate
    5.89%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.59%
    Fixed 5 year rate
    6.74%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    7.99%
    Fixed loan revert rate
    6.49%

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $350.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $20,000 during the fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $2,000.00
    Split account
    yes
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    Transaction Account with no monthly fee. Annual Fee for some credit cards waived.

    Other financial bits

    Minimum loan amount
    $20,000.00
    Maximum loan amount
    $99,999.00

    About NAB

    National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

    How are NAB home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    NAB home loans 6.5 Based on 360
    NAB home loan reviews
    6.5 6.2 6.2 7.2 6.3

    Read NAB home loan reviews by the Mozo community

    Latest reviews of NAB Tailored Home Loan (Fixed, Choice Package)

      • NAB Tailored Home Loan (Fixed, Choice Package) *

        • 5.79%

          fixed 1 year rate

        • 6.56%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Great customer service & a REAL LIFE bank manager!

          1. Overall customer rating
          2. (Reviewed 17 days ago)

        We changed banks from another big lender to the NAB. Recently due to illness for myself and a career change for my partner we were approved for a Hardship Period for both our home loan and also credit cards as we were unable to meet our monthly...       Full review 

        We changed banks from another big lender to the NAB. Recently due to illness for myself and a career change for my partner we were approved for a Hardship Period for both our home loan and also credit cards as we were unable to meet our monthly commitments. The NAB bank were understanding, compassionate and really looked after us. I have no hesitation in giving the NAB the THUMBS UP for service and a fabulous product!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed, Choice Package) home loan review by Cheryl from Queensland

        Was this review helpful?

        Yes
      • NAB Tailored Home Loan (Fixed, Choice Package) *

        • 5.79%

          fixed 1 year rate

        • 6.56%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Rates are reasonable with exceptional service

          1. Overall customer rating
          2. (Reviewed 18 days ago)

        We made the choice with the product, with confidence as we were supplied with enough information and guidance. While the product isn't as competitive as others at the moment, we were well aware of this. Our local NAB branch has been very helpful b...       Full review 

        We made the choice with the product, with confidence as we were supplied with enough information and guidance. While the product isn't as competitive as others at the moment, we were well aware of this. Our local NAB branch has been very helpful both in service and suggestions that didn't feel as though they were just trying to sell a product to meet a quota - more so based on a particular staff members own experience. We haven't felt at any stage that we have been misinformed. Overall I have confidence that our questions are answered appropriately and know what to expect from our choices with regards to this product or any others. Not a bad review really for a big bank, but that is my experience with NAB. Perhaps our local branch is just better than most?


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed, Choice Package) home loan review by Brendan from Victoria

        Was this review helpful?

        Yes
      • NAB Tailored Home Loan (Fixed, Choice Package) *

        • 5.79%

          fixed 1 year rate

        • 6.56%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Rates could be better!

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        I think that NAB provides something that is just middle of the road and if I was again after a home loan, i would probably look elsewhere.       Full review 

        I think that NAB provides something that is just middle of the road and if I was again after a home loan, i would probably look elsewhere.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed, Choice Package) home loan review by James from New South Wales

        Was this review helpful?

        Yes
      • NAB Tailored Home Loan (Fixed, Choice Package) *

        • 5.79%

          fixed 1 year rate

        • 6.56%

          comparison rate

        NAB Base Variable Rate Home Loan *

        • 6.49%

          variable rate

        • 6.54%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Great allround package.

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        I have my home loans under a Choice Package which has really worked well for me. For a yearly fee I get access to a wide range of products including a discounted rate on my home loan and a 100% offset account. I can't speak too highly about this h...       Full review 

        I have my home loans under a Choice Package which has really worked well for me. For a yearly fee I get access to a wide range of products including a discounted rate on my home loan and a 100% offset account. I can't speak too highly about this home loan account.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Tailored Home Loan (Fixed, Choice Package) home loan review by David from Western Australia

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Compare other home loans

    Compare other home loans

    Compare other home loans

    Popular home loans

    Popular home loans

    Popular home loans

    Want help negotiating
    your home loan?

    Talk to an accredited mortgage expert with Mozo's free home loan help service!

    Go