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  • Police & Nurses Mutual Banking Easypay Home Loan

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    home loans

    • 6.65%variable

    • 6.75%

    • $5.00Monthly

    • $650

    Rates

    Variable rate
    6.65%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.75%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $650.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $5.00Monthly
    Discharge fee
    $245.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free
    Repayment holidays
    none
    Redraw facility
    yes
    Minimum redraw amount
    $1,000.00
    Split account
    none
    Offset account
    yes
    Other restrictions
    Legal fee is payable at cost
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $20,000.00
    Maximum loan amount
    $

    About Police & Nurses Mutual Banking

    Police & Nurses is a mutual, owned by every member who has a say in and receives benefits from Police & Nurses. Established in Western Australia in 1990, Police & Nurses is a locally run mutual offering a variety of products extending from credit cards, accounts, insurance and other financial products to its range of members. Due to it being a mutual, Police & Nurses are able to offer competitive rates and fees that are personalised to its members.

    How are Police & Nurses Mutual Banking home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Police & Nurses Mutual Banking home loans 8.4 Based on 12
    Police & Nurses Mutual Banking home loan reviews
    8.4 7.4 9.2 8.3 8.8

    Read Police & Nurses Mutual Banking home loan reviews by the Mozo community

    Latest reviews of Police & Nurses Mutual Banking Easypay Home Loan

      • Police & Nurses Mutual Banking Easypay Home Loan *

        • 6.65%

          variable rate

        • 6.75%

          comparison rate

        Police & Nurses Mutual Banking Dream Home Loan *

        • 6.36%

          variable rate

        • 6.46%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Banking as it should be - friendly & easy

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The staff are very friendly & helpful whatever the query is. The bank is a mutual bank which means that it is owned by its members - you! Therefore not driven by concerns for investor shareholders & the benefits can be passed on to members. The...       Full review 

        The staff are very friendly & helpful whatever the query is. The bank is a mutual bank which means that it is owned by its members - you! Therefore not driven by concerns for investor shareholders & the benefits can be passed on to members. They are a growing bank & seem to be very solid. Not interested in merging with other banks just for the sake of it - only if the members would benefit. Also open on Saturday mornings. A great alternative to the Big (Gang of) 4 :)


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Police & Nurses Mutual Banking Easypay Home Loan home loan review by Alex from Western Australia

        Was this review helpful?

        Yes
      • Police & Nurses Mutual Banking Easypay Home Loan *

        • 6.65%

          variable rate

        • 6.75%

          comparison rate

        Police & Nurses Mutual Banking Dream Home Loan *

        • 6.36%

          variable rate

        • 6.46%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Great customer service with a smile every time

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        The Police & Nurses Home Loan has allowed me to have flexibility but still with security in my life. I have been able to reduce my mortgage but still have access to funds in an emergency. I am yet to find a bank or credit society that doesn't get ...       Full review 

        The Police & Nurses Home Loan has allowed me to have flexibility but still with security in my life. I have been able to reduce my mortgage but still have access to funds in an emergency. I am yet to find a bank or credit society that doesn't get you in one way or another in fees, so with this in mind, just do you homework and work out what best suits your needs.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Police & Nurses Mutual Banking Easypay Home Loan home loan review by Chris from Western Australia

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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