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    • Police Credit Vic Standard Variable

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    • 6.59%variable

    • 6.52%

    • $0.00

    • $666

    Rates

    Variable rate
    6.59%
    Intro rate
    5.99%
    Intro rate term
    24 Months
    Intro rate type
    Variable
    Comparison Rate*
    6.52%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $300.00
    Legal fee
    $
    Valuation fee
    $300.00
    Settlement fee
    $66.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $195.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    weekly, fortnightly, monthly
    Extra repayments
    yes - free
    Repayment holidays
    no
    Redraw facility
    yes
    Minimum redraw amount
    $50.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $20,000.00
    Maximum loan amount
    $1,000,000.00

    About Police Credit Vic

    Police Credit Union VIC is wholly owned by its members, who have the option of reinvesting to help grow for the future. Police Credit Union VIC offer financial services including credit cards, home loans, insurance and advice.

    How are Police Credit Vic home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Police Credit Vic home loans 8.4 Based on 8
    Police Credit Vic home loan reviews     		7.5 6.4 8.2 6.8 8.5

    Read Police Credit Vic home loan reviews by the Mozo community

    Latest review of Police Credit Vic Standard Variable

      • UBank UHomeLoan - Refinance only *

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        * Fees and charges are payable

        Show Rates

        Rates were excellant and the service on the phone

          11. Overall customer rating
          12. (Reviewed 18 days ago)

        I asked for a home loan by the phone and it was set up for me with only one visit to sign the paper work, and they rang me to let me know it had been approved. No Fuss No Bother and always notified of any increases or decreases right away. I have...       Full review 

        I asked for a home loan by the phone and it was set up for me with only one visit to sign the paper work, and they rang me to let me know it had been approved. No Fuss No Bother and always notified of any increases or decreases right away. I have been with the PC union for about 16 to 18 years now and could not speak more highly of them, they are always very polite and very help full. Something the big banks should take note of.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        Police Credit Vic Standard Variable home loan review by Sue from Victoria

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    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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