X
Your shortlist

  • Remove from shortlist Go to site
  • QANTAS Staff Credit Union Step Ahead Home Loan

    Compare other
    home loans

    Compare other
    home loans

    Compare other
    home loans

    Compare other
    home loans

    Compare other
    home loans

    • 6.24%variable

    • 6.24%

    • $0.00

    • $0

    • 6.14%variable

    • 6.14%

    • $0.00

    • $0

    • 6.14%variable

    • 6.14%

    • $0.00

    • $0

    • 6.09%variable

    • 6.09%

    • $0.00

    • $0

    • 6.04%variable

    • 6.04%

    • $0.00

    • $0

    Currently showing:

    Rates

    Variable rate
    6.24%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.24%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Monthly, Fortnightly, Weekly
    Extra repayments
    Yes - free
    Repayment holidays
    none
    Redraw facility
    Yes
    Minimum redraw amount
    $1,000.00
    Split account
    none
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    6.14%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.14%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Monthly, Fortnightly, Weekly
    Extra repayments
    Yes - free
    Repayment holidays
    none
    Redraw facility
    Yes
    Minimum redraw amount
    $1,000.00
    Split account
    none
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $499,999.00

    Rates

    Variable rate
    6.14%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.14%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Monthly, Fortnightly, Weekly
    Extra repayments
    Yes - free
    Repayment holidays
    none
    Redraw facility
    Yes
    Minimum redraw amount
    $1,000.00
    Split account
    none
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $500,000.00
    Maximum loan amount
    $749,999.00

    Rates

    Variable rate
    6.09%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.09%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Monthly, Fortnightly, Weekly
    Extra repayments
    Yes - free
    Repayment holidays
    none
    Redraw facility
    Yes
    Minimum redraw amount
    $1,000.00
    Split account
    none
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $750,000.00
    Maximum loan amount
    $999,999.00

    Rates

    Variable rate
    6.04%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.04%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $0.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Monthly, Fortnightly, Weekly
    Extra repayments
    Yes - free
    Repayment holidays
    none
    Redraw facility
    Yes
    Minimum redraw amount
    $1,000.00
    Split account
    none
    Offset account
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $1,000,000.00
    Maximum loan amount
    $

    About QANTAS Staff Credit Union

    Qantas Staff Credit Union was established in 1959 as a way for employees to pool their money together. QSCU now offer a variety of financial products including credit cards home loan, personal loans and saving accounts. A financial co-operative QSCU provides competitive financial services to its members who own and are able to play a role in the unions direction.

    How are QANTAS Staff Credit Union home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    QANTAS Staff Credit Union home loans 8.7 Based on 7
    QANTAS Staff Credit Union home loan reviews
    8.7 8.9 9.0 6.9 8.4

    Read QANTAS Staff Credit Union home loan reviews by the Mozo community

    Latest review of QANTAS Staff Credit Union Step Ahead Home Loan

      • QANTAS Staff Credit Union Step Ahead Home Loan (150k to 250k) *

        • 6.24%

          variable rate

        • 6.24%

          comparison rate

        QANTAS Staff Credit Union Home Plus *

        • 6.44%

          variable rate

        • 6.48%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Near Perfect. Low fees, all service(s) exemplary.

          1. Overall customer rating
          2. (Reviewed 10 days ago)

        We refinanced to this product to keep all our banking needs with the one institution, who've been stellar in their service and commitment to our needs. Everything we wanted in a loan, we got with this. PROS * an existing account can becom...       Full review 

        We refinanced to this product to keep all our banking needs with the one institution, who've been stellar in their service and commitment to our needs. Everything we wanted in a loan, we got with this. PROS * an existing account can become your offset account, so your savings automatically contribute to reducing your interest (and the usual monthly/fortnightly debits towards paying off the mortgage, come out of the same account). * redraw any time you want (not that you likely need it, considering the above), via secure email from within the online banking site. * the interest rate was very competitive compared to our previous provider, and whilst there are cheaper options, none are from as trusted or strong an institution. * you can pay extra into the mortgage as well (beyond the extra 'safety net' of the always-available offset account) just as a further redundancy. * having over $10k saved with the institution results in them covering up to $100 of ATM service fees per month, more than enough for most people (and the use of St George or Westpac ATMs are free of service fee) * all of the above is fee free, as is the account in general. CONS The only negatives I can see with this product are more with the institution in general * only have 4 branches - Mascot, Hurstville, Sydney CBD, and Miranda - however our needs for in-person banking have been so few and far between that these have been more than sufficient. * membership conditions require you to be QANTAS staff, or family member of same.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        QANTAS Staff Credit Union Step Ahead Home Loan home loan review by Kent from New South Wales

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Compare other home loans

    Compare other home loans

    Compare other home loans

    Compare other home loans

    Compare other home loans

    Popular home loans

    Popular home loans

    Popular home loans

    Popular home loans

    Popular home loans

    Want help negotiating
    your home loan?

    Talk to an accredited mortgage expert with Mozo's free home loan help service!

    Go