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6.24%variable
6.24%
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6.14%variable
6.14%
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6.14%variable
6.14%
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6.09%variable
6.09%
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6.04%variable
6.04%
$0.00
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Qantas Staff Credit Union was established in 1959 as a way for employees to pool their money together. QSCU now offer a variety of financial products including credit cards home loan, personal loans and saving accounts. A financial co-operative QSCU provides competitive financial services to its members who own and are able to play a role in the unions direction.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| QANTAS Staff Credit Union home loans |
8.7
Based on 7 QANTAS Staff Credit Union home loan reviews |
8.7 | 8.9 | 9.0 | 6.9 | 8.4 |
Read QANTAS Staff Credit Union home loan reviews by the Mozo community
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* Fees and charges are payable
Near Perfect. Low fees, all service(s) exemplary.
We refinanced to this product to keep all our banking needs with the one institution, who've been stellar in their service and commitment to our needs. Everything we wanted in a loan, we got with this. PROS * an existing account can becom... Full review
We refinanced to this product to keep all our banking needs with the one institution, who've been stellar in their service and commitment to our needs. Everything we wanted in a loan, we got with this. PROS * an existing account can become your offset account, so your savings automatically contribute to reducing your interest (and the usual monthly/fortnightly debits towards paying off the mortgage, come out of the same account). * redraw any time you want (not that you likely need it, considering the above), via secure email from within the online banking site. * the interest rate was very competitive compared to our previous provider, and whilst there are cheaper options, none are from as trusted or strong an institution. * you can pay extra into the mortgage as well (beyond the extra 'safety net' of the always-available offset account) just as a further redundancy. * having over $10k saved with the institution results in them covering up to $100 of ATM service fees per month, more than enough for most people (and the use of St George or Westpac ATMs are free of service fee) * all of the above is fee free, as is the account in general. CONS The only negatives I can see with this product are more with the institution in general * only have 4 branches - Mascot, Hurstville, Sydney CBD, and Miranda - however our needs for in-person banking have been so few and far between that these have been more than sufficient. * membership conditions require you to be QANTAS staff, or family member of same.
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Yes*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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