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  • RAMS home loans

    How are RAMS home loans rated by the Mozo community?

    46%

    Overall Mozo Community rating: 4.6 out of 10

    RAMS home loans

    Overall rating: 4.6 (41 reviews)*

    Last reviewed: 18 May 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 73

    Thumbs up: 30 | Thumbs down: 43

    RAMS offers the following home loans

    Product Rate Fixed Rate (3 year) Comparison Rate* Ongoing Fee Upfront Fee
    RAMS Low Rate Introductory
    6.15% variable for 36 months and then 6.30% 6.54% $20.00Monthly $870
    RAMS Low Rate
    6.30% 6.37% $0.00 $870
    RAMS Line of Credit
    7.06% 7.34% $20.00Monthly $870
    RAMS Investor
    6.21% 6.49% $20.00Monthly $870
    RAMS Full Feature
    6.96% 7.03% $0.00 $870
    RAMS Fixed Rate
    5.99% 6.96% $20.00Monthly $870

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    RAMS home loans offer a range of packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare the whole market with our home loan comparison tools.

    Other providers of home loans

    With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare RAMS home loans with Mozo or check out these other providers.

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