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    • RAMS IO Maximiser

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    home loans

    • 6.94%variable

    • 7.27%

    • $300.00Yearly

    • $870

    Rates

    Variable rate
    6.94%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    7.27%
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $395.00
    Legal fee
    $
    Valuation fee
    $200.00
    Settlement fee
    $275.00
    Other upfront fee (% of loan)
    none
    Service fee
    $300.00Yearly
    Discharge fee
    $295.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Monthly
    Extra repayments
    yes - after 5 years
    Repayment holidays
    yes
    Redraw facility
    yes - free
    Minimum redraw amount
    $1,000.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $100,000
    Maximum loan amount
    $

    About RAMS

    RAMS home loans believe in the Australian dream of owning your own home and aim to make this dream come true. With their flexible options and innovative products, RAM home loans is making the dream a reality. RAMS home loans aim to provide home loan solutions to meet many different needs, including low deposit loans, no deposit loans, low doc loans, line of credit loans and low rate loans for members Australia wide.

    How are RAMS home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    RAMS home loans 4.1 Based on 29
    RAMS home loan reviews     		4.8 4.3 3.8 4.4 3.8

    Read RAMS home loan reviews by the Mozo community

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    Professional Package

    • Introductory 1 year fixed rate of 6.09% p.a.
    • Plus Professional Package loans offer a reduced interest rate of up to 0.85% off for the life of your home loan
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