Savings & Loans home loans
Savings & Loans's overall rating for home loans is
7.8(as rated by the Mozo community)
Savings & Loans offers the following home loans
| Product | Rate | Fixed Rate (3 year) | Comparison Rate* | Initial Minimum Monthly Repayment | Total Interest & Fees** |
|---|---|---|---|---|---|
| Line of Credit | 7.13% fixed for 12 months and then 7.52% | 7.54% | $2,145 | $365,805 | |
| DIscounted Line of Credit | 7.38% | 7.52% | $2,194 | $361,503 | |
| Fixed Home Loan | 7.39% | 7.43% | $2,196 | $358,271 | |
| Variable Home Loan | 7.36% | 7.42% | $2,190 | $357,938 | |
| Discounted Line of Credit | 7.02% | 7.16% | $2,124 | $340,670 | |
| Discounted Fixed Home Loan | 7.29% | 6.99% | $2,176 | $327,025 | |
| Discounted Variable Home Loan | 6.78% | 6.92% | $2,078 | $326,946 | |
| Discounted Variable Home Loan | 6.66% | 6.80% | $2,056 | $320,135 |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 25 years
Their vision is simple: to be the best member-owned financial institution for everyday Australians. Savings and Loans do this by providing member value through a range
of innovative and competitive financial products from loans to deposits to credit cards, all while giving all of their members the high level of service they deserve.
Reviews of Savings & Loans home loans
| Harminder from South Australia, a Savings & Loans home loan customer. | 8Overall Rating | ||
| i like the offset loan benifit. so that i can save money in my offset account and it will take interest off my home loan, and i dont have to claim any interest made on offset account to the tax man. Reviewed 21 days ago |
|
| Craig from South Australia, a Savings & Loans home loan customer. | 8Overall Rating | ||
| I like the idea of Line of Credit home loan where your salary goes in against your home loan and you can draw off the credit during the month, thus maximising your interest benefits. Reviewed about 1 month ago |
|
| Ashley from South Australia, a Savings & Loans home loan customer. | 10Overall Rating | ||
| We have had a total of 4 home loans with the "Savings and Loans Credit Union". At no time, were we messed around, everything was explained in detail. As we live in the South Australian Bush, their managers knew and accepted that they might have to wait for us to come to them if their was a problem. They have bent over backwards to assist us, and considering I had an ordinary car loan with a bank before that, to which I had to just about just through loops of fire to get, I'd point anyone wanting a loan to this Credit Union, anyday. Reviewed about 1 month ago |
|
| Leah from Northern Territory, a Savings & Loans home loan customer. | 3Overall Rating | ||
| Savings and loans are too conservative with their lending. it is much easier to get a loan with another financial institution. Reviewed about 1 month ago |
|
How are other Savings & Loans products rated by the Mozo community?
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Savings & Loans credit cards | 7.1 21 REVIEWS | 7.5 | 6.0 | 7.0 | 7.2 | 7.7 |
| Savings & Loans home loans | 7.8 27 REVIEWS | 7.2 | 6.3 | 8.4 | 7.6 | 7.9 |
| Savings & Loans savings accounts | 8.0 61 REVIEWS | 6.5 | 6.1 | 8.2 | 8.0 | 8.2 |
| Savings & Loans bank accounts | 6.6 20 REVIEWS | 5.2 | 4.5 | 6.5 | 7.3 | 7.0 |
| Savings & Loans personal loans | 7.8 12 REVIEWS | 7.0 | 5.9 | 8.1 | 8.5 | 7.9 |
| Savings & Loans term deposits | 8.0 2 REVIEWS | 7.5 | 7.0 | 9.0 | 8.0 | 8.5 |
Other providers of home loans
With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare Savings & Loans home loans with Mozo or check out these other providers.
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