Savings & Loans home loans
Savings & Loans home loans can be found here. Find more home loans by visiting our compare home loans page.
With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. Find and compare Savings & Loans home loans with Mozo.
Savings & Loans is Australia’s second-largest credit union, with branches across the country. As a credit union, Savings & Loans operates for the benefit of members. Its people before profit focus means it can keep fees low and interest rates competitive. What’s more, any profits go back into creating better services such as opening new Savings & Loans branches and ATMs. If you like the sound of people before profit, check out its full range of financial services products, including credit cards, debit cards, personal loans, home loans and savings accounts. Find Savings & Loans home loans with Mozo.
This is how the Mozo community has rated your bank for its home loans:
Savings & Loans's overall rating for home loans is 8.0(rate this bank)
| Product | Rate | Fixed Rate (3 year) | Comparison Rate* | Initial Minimum Monthly Repayment | Total Interest & Fees** | |
|---|---|---|---|---|---|---|
| Discounted Variable Home Loan | 5.91% | 6.06% | $958 | $140,885 | Add to shortlist | |
| Discounted Variable Home Loan | 6.03% | 6.18% | $969 | $144,181 | Add to shortlist | |
| Discounted Line of Credit | 6.27% | 6.33% | $991 | $148,428 | Add to shortlist | |
| Discounted Fixed Home Loan | 7.59% | 6.54% | $1,117 | $149,889 | Add to shortlist | |
| Variable Home Loan | 6.61% | 6.67% | $1,023 | $157,964 | Add to shortlist | |
| DIscounted Line of Credit | 6.63% | 6.77% | $1,025 | $160,929 | Add to shortlist | |
| Fixed Home Loan | 7.69% | 6.99% | $1,127 | $163,843 | Add to shortlist | |
| Line of Credit | 6.78% fixed for 12 months and then 6.77% | 6.92% | $1,039 | $164,917 | Add to shortlist |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 0 years
Reviews of Savings & Loans home loans
-
Overall Rating
8 -
Pricing
7 -
Product Features
7 -
Customer Service
10 -
Convenience
10 -
Trust
10
I like the low interest rate and the ability to pay more and not be penalised. I also like being able to have a home loan offset savings account linked to it. – Suzie from South Australia, a Savings & Loans home loan customer. Reviewed 2 months ago
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Overall Rating
4 -
Pricing
3 -
Product Features
2 -
Customer Service
5 -
Convenience
5 -
Trust
2
The rates are too high and it takes forever to pay off a home loan. More interest and less of the amount left. – Anne from South Australia, a Savings & Loans home loan customer. Reviewed 2 months ago
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Overall Rating
9 -
Pricing
10 -
Product Features
10 -
Customer Service
10 -
Convenience
5 -
Trust
10
No fees and low interest rate – kanela politis from Victoria, a Savings & Loans home loan customer. Reviewed 2 months ago
-
Overall Rating
6 -
Pricing
6 -
Product Features
1 -
Customer Service
7 -
Convenience
7 -
Trust
6
I don't like the lack of options (redraw, additional payments without penalties). – Michelle Hamon from South Australia, a Savings & Loans home loan customer. Reviewed 3 months ago
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Overall Rating
9 -
Pricing
9 -
Product Features
7 -
Customer Service
10 -
Convenience
4 -
Trust
9
Family friendly, unlimited withdrawals without cost or penalty. – Christopher from South Australia, a Savings & Loans home loan customer. Reviewed 3 months ago
See all Savings & Loans home loan reviews
Visit our compare home loans page.
What else does Savings & Loans offer?
Below are the results for all Savings & Loans products, as rated by the Mozo community.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Savings & Loans credit cards | 7.3 11 REVIEWS | 7.8 | 6.0 | 7.5 | 7.7 | 8.0 |
| Savings & Loans home loans | 8.0 19 REVIEWS | 7.5 | 6.3 | 8.7 | 8.0 | 8.2 |
| Savings & Loans savings accounts | 8.2 34 REVIEWS | 6.7 | 6.5 | 8.5 | 8.1 | 8.4 |
| Savings & Loans bank accounts | 6.8 15 REVIEWS | 5.1 | 5.0 | 6.1 | 7.2 | 7.1 |
| Savings & Loans personal loans | 7.2 9 REVIEWS | 6.7 | 5.4 | 7.8 | 8.0 | 7.6 |
| Savings & Loans term deposits | 8.0 2 REVIEWS | 7.5 | 7.0 | 9.0 | 8.0 | 8.5 |
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