St George Basic Home Loan
Click the green tabs to expand the sections. To close a section, just click the green tab again.
St GeorgeSt George is Australia’s fifth largest bank, and is in the process of merging with Westpac to create a banking mega force. The merger won’t change the St George brand, which will be retained along with the bank’s focus on customer service and community support. St George customers will also benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you want a bank that’s good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans. |
 |
|
|---|---|---|
Customer ratingsclick to open
| St George Basic Home Loan | ||
| Overall Customer Rating | 6.8#9 BASED ON 338 REVIEWS |
|
| Price Rating | 6.3 | |
| Features Rating | 6.2 | |
| Service Rating | 6.8 | |
| Convenience Rating | 7.1 | |
| Trust Rating | 6.7 | |
| Go to site |
Ratesclick to open
| St George Basic Home Loan | ||
| Variable Rate | 6.35% | |
| Intro Rate | ||
| Intro Rate Term | ||
| Intro Rate Type | ||
| Comparison Rate* | 6.41% | |
| Fixed 1 Year Rate | ||
| Fixed 2 Year Rate | ||
| Fixed 3 Year Rate | ||
| Fixed 4 Year Rate | ||
| Fixed 5 Year Rate | ||
| Fixed 7 Year Rate | ||
| Fixed 10 Year Rate | ||
| Fixed Loan Revert Rate | ||
| Go to site |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 0 years
Feesclick to open
| St George Basic Home Loan | ||
| Application Fee | $500.00 | |
| Legal Fee | $0.00 | |
| Valuation Fee | $164.00 | |
| Settlement Fee | $100.00 | |
| Other upfront fee (% of loan) | ||
| Service Fee | $0.00 | |
| Exit Fee | $500.00 | |
| Go to site |
Other financial bitsclick to open
| St George Basic Home Loan | ||
| Minimum Loan Amount | $30,000.00 | |
| Maximum Loan Amount | ||
| Go to site |
Featuresclick to open
| St George Basic Home Loan | ||
| Repayment Frequency | Weekly, Fortnightly, Monthly | |
| Extra Repayments | yes | |
| Repayment Holidays | yes | |
| Redraw Facility | yes | |
| Minimum Redraw Amount | ||
| Split Account | no | |
| Offset Account | no | |
| Other Restrictions | ||
| Other Benefits | ||
| Go to site |
Most recent reviews of St George home loans
-
Overall Rating
7 -
Pricing
6 -
Product Features
7 -
Customer Service
7 -
Convenience
2 -
Trust
7
Too many rate changes. – Siti from Western Australia, a St George home loan customer. Reviewed 23 days ago
-
Overall Rating
8 -
Pricing
9 -
Product Features
7 -
Customer Service
9 -
Convenience
10 -
Trust
7
Pretty good and meets my needs. – Nic from New South Wales, a St George home loan customer. Reviewed 25 days ago
-
Overall Rating
6 -
Pricing
6 -
Product Features
6 -
Customer Service
2 -
Convenience
3 -
Trust
4
Branches don't have the same information as the contact centre. – Fiona from New South Wales, a St George home loan customer. Reviewed 27 days ago
-
Overall Rating
2 -
Pricing
0 -
Product Features
1 -
Customer Service
2 -
Convenience
1 -
Trust
2
Putting up interest rates every single time the RBA does is wrong. – Janelle from Victoria, a St George home loan customer. Reviewed about 1 month ago
-
Overall Rating
8 -
Pricing
7 -
Product Features
5 -
Customer Service
8 -
Convenience
7 -
Trust
6
They are very easy to deal with. – Annette from Queensland, a St George home loan customer. Reviewed about 1 month ago
See all St George home loan reviews
Find more home loans by visiting our compare home loans page.
St George also offers the following Home loans
- Standard Variable Rate
- Standard Variable Rate (Advantage Package)
- Fixed Rate
- Portfolio Loan
- Fixed Loan (Advantage Package)
- 1 year Introductory Fixed Rate
- Portfolio Loan (Advantage Package)
- Discount Variable Rate
- Copy of No Deposit Home Loan (Fixed, Flexible Deposit Option)
- Copy of No Deposit Home Loan (Flexible Deposit Option)
- Standard Variable Rate (Advantage Package)
- Portfolio Loan (Advantage Package)
- Standard Variable Rate (Advantage Package)
- Portfolio Loan (Advantage Package)
Other providers of home loans
Follow Mozo on: