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    • UBank UHomeLoan - Refinance only (Fixed)

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    • 6.08%3 years

    • 5.93%

    • $0.00

    • $395

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    5.93%
    Fixed 1 year rate
    5.89%
    Fixed 2 year rate
    none
    Fixed 3 year rate
    6.08%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    6.64%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    5.83%

    Fees

    Application fee
    $395.00
    Legal fee
    $0.00
    Valuation fee
    $0.00
    Settlement fee
    $0.00
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $0.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    weekly, fortnightly, monthly
    Extra repayments
    yes - fee applies
    Repayment holidays
    yes
    Redraw facility
    no
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    no
    Other restrictions
    Loan only available for refinancing; application fee is $0 but $395 is payable to cover rate lock.
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $100,000.00
    Maximum loan amount
    $1,000,000.00

    About UBank

    UBank is a new direct bank which is backed by NAB, one of Australia’s big four banks. UBank launched in 2008 with a competitive term deposit product, which customers can apply for and manage online. As a direct bank, UBank doesn’t have a branch network but it does have a 24-hour, seven day a week ‘person to person’ phone banking centre for those wanting to speak to a real person. Cost savings are passed onto customers in the form of higher rates and lower fees. UBank now has a range of competitive term deposits, super and savings accounts. In 2011, it launched UHomeloan for refinancing its first home loan product.

    How are UBank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    UBank home loans 5.4 Based on 22
    UBank home loan reviews     		8.6 4.6 4.3 4.8 4.9

    Read UBank home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Compare other home loans

    Other home loans from UBank

    loans.com.au
    Variable Rate 5.85% p.a.

    Online Home Loan

    • $0 loan application fee. For refinance or purchase
    • 100% redraw offset facility with linked Visa debit card
    • Comparison rate 6.23%
    Go to site

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