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    • Victoria Teachers Credit Union Basic Home Loan

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    • 6.49%variable

    • 6.54%

    • $0.00

    • $600

    Rates

    Variable rate
    6.49%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    Variable
    Comparison Rate*
    6.54%
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $192.50
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    Yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    Approval required for repayment holidays. Redraw only available through internet
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $
    Maximum loan amount
    $

    About Victoria Teachers Credit Union

    Victoria Teachers Credit Union was created nearly 40 years ago and its membership has now grown to over 80,000. Victoria Teachers Credit Union focuses on security, fairness and great service and offer personal loans, home loans, term deposits and savings accounts.

    How are Victoria Teachers Credit Union home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Victoria Teachers Credit Union home loans 8.9 Based on 7
    Victoria Teachers Credit Union home loan reviews     		8.9 7.9 9.3 8.4 9.9

    Read Victoria Teachers Credit Union home loan reviews by the Mozo community

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    Other home loans from Victoria Teachers Credit Union

    AMP
    1 year fixed rate, 6.09%

    Professional Package

    • Introductory 1 year fixed rate of 6.09% p.a.
    • Plus Professional Package loans offer a reduced interest rate of up to 0.85% off for the life of your home loan
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