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    • Victoria Teachers Mutual Bank Basic Home Loan (Fixed)

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    • 6.33%3 years

    • 6.31%

    • $0.00

    • $600

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Fixed
    Comparison Rate*
    6.31%
    Fixed 1 year rate
    6.14%
    Fixed 2 year rate
    6.14%
    Fixed 3 year rate
    6.33%
    Fixed 4 year rate
    6.79%
    Fixed 5 year rate
    6.84%
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.24%

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $0.00
    Discharge fee
    $192.50
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    Yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $500.00
    Split account
    yes
    Offset account
    no
    Other restrictions
    Approval required for repayment holidays. redraws only available through internet
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $
    Maximum loan amount
    $

    About Victoria Teachers Mutual Bank

    Formerly Victoria Teachers Credit Union, Victoria Teachers Mutual Bank is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Victoria Teachers Mutual Bank offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Victoria Teachers Mutual Bank customers become equal shareholders which means all the benefits are directly returned to you.

    How are Victoria Teachers Mutual Bank home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Victoria Teachers Mutual Bank home loans 9.2 Based on 8
    Victoria Teachers Mutual Bank home loan reviews     		9.0 8.4 9.9 8.0 9.6

    Read Victoria Teachers Mutual Bank home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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    • 100% redraw offset facility with linked Visa debit card
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