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    • Westpac Equity Access

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    home loans

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    • 7.24%variable

    • 7.39%

    • $10.00Monthly

    • $600

    Rates

    Variable rate
    7.24%
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    7.39%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    none

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $10.00Monthly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $0

    Features

    Repayment Frequency
    No set repayments
    Extra repayments
    n/a
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    n/a
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $25,000.00
    Maximum loan amount
    $

    About Westpac

    As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

    How are Westpac home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Westpac home loans 6.2 Based on 406
    Westpac home loan reviews     		5.7 5.8 6.4 7.6 6.2

    Read Westpac home loan reviews by the Mozo community

    Latest reviews of Westpac Equity Access

      • Westpac Equity Access *

        • 7.24%

          variable rate

        • 7.39%

          comparison rate

        • Talk to an expert           ?

        Westpac Rocket Repay Home Loan *

        • 7.09%

          variable rate

        • 7.22%

          comparison rate

        • Talk to an expert           ?

        More Westpac home loans

        * Fees and charges are payable

        Show Rates

        Excellent personalised service, even for pensioner

          11. Overall customer rating
          12. (Reviewed 16 days ago)

        As a single female migrant in Oz less than 6 months, I had my mortgage signed, sealed and delivered in 2 1/2 days in 1973. Ever since, if I have needed a product, Westpac has met my needs at a competitive cost. I have direct landline ph number of ...       Full review 

        As a single female migrant in Oz less than 6 months, I had my mortgage signed, sealed and delivered in 2 1/2 days in 1973. Ever since, if I have needed a product, Westpac has met my needs at a competitive cost. I have direct landline ph number of my mortgage manager, her direct email address and personal mobile ph number.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Westpac Equity Access home loan review by J-alice from New South Wales

        Was this review helpful?

        Yes

      • Westpac Equity Access *

        • 7.24%

          variable rate

        • 7.39%

          comparison rate

        • Talk to an expert           ?

        Westpac Rocket Repay Home Loan *

        • 7.09%

          variable rate

        • 7.22%

          comparison rate

        • Talk to an expert           ?

        More Westpac home loans

        * Fees and charges are payable

        Show Rates

        Would get out of this immediately if I could

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        The ongoing costs, disbursement fees and all the fine print on paper work that is NOT explained in full detail to clients       Full review 

        The ongoing costs, disbursement fees and all the fine print on paper work that is NOT explained in full detail to clients


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Westpac Equity Access home loan review by Elizabeth from Victoria

        Was this review helpful?

        Yes

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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