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    • Westpac Fixed Options Home Loan (Premier Advantage Package)

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    • 5.99%3 years

    • 6.84%

    • $395.00Yearly

    • $0

    • 5.99%3 years

    • 6.63%

    • $395.00Yearly

    • $0

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.84%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.29%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.79%
    Fixed 5 year rate
    6.79%
    Fixed 7 year rate
    7.79%
    Fixed 10 year rate
    7.79%
    Fixed loan revert rate
    6.69%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $25,000 in fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes - $25,000 max
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    $1000 cashback until end of October, repayment must be direct debit

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.63%
    Fixed 1 year rate
    5.99%
    Fixed 2 year rate
    6.29%
    Fixed 3 year rate
    5.99%
    Fixed 4 year rate
    6.79%
    Fixed 5 year rate
    6.79%
    Fixed 7 year rate
    7.79%
    Fixed 10 year rate
    7.79%
    Fixed loan revert rate
    6.39%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $150.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $25,000 in fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes - $25,000 max
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $

    About Westpac

    As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

    How are Westpac home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Westpac home loans 6.2 Based on 406
    Westpac home loan reviews     		5.7 5.8 6.4 7.6 6.2

    Read Westpac home loan reviews by the Mozo community

    Latest review of Westpac Fixed Options Home Loan (Premier Advantage Package)

      • Westpac Fixed Options Home Loan (Premier Advantage Package) *

        • 5.99%

          fixed 1 year rate

        • 6.84%

          comparison rate

        • Talk to an expert           ?

        Westpac Rocket Repay Home Loan *

        • 7.09%

          variable rate

        • 7.22%

          comparison rate

        • Talk to an expert           ?

        More Westpac home loans

        * Fees and charges are payable

        Show Rates

        I highly recommend there great customer service.

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        I have been with Westpac for 37 years now. They were originally the Bank of Melbourne and so far I have converted my daughter to bank with Westpac over the Commonwealth Bank. They have always been there when we needed them when we were in troubl...       Full review 

        I have been with Westpac for 37 years now. They were originally the Bank of Melbourne and so far I have converted my daughter to bank with Westpac over the Commonwealth Bank. They have always been there when we needed them when we were in trouble, when interest rates were at the highest of 18%. They are always prompt if we need a personal loan or top up loan, and now with our rental property. They are also in contact with us to see if we have enough cover should anything happen to my husband or myself. I am also insured through them. I would highly recommend anyone that is having trouble with their bank to give Westpac a call.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Westpac Fixed Options Home Loan (Premier Advantage Package) home loan review by Wendy from Victoria

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    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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