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    • Westpac Fixed Options Home Loan

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    home loans

    • 6.39%3 years

    • 7.27%from 20 Feb

    • $8.00Monthly

    • $600

    Rates

    Variable rate
    none
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    7.27%from 20 Feb
    Fixed 1 year rate
    6.39%from 20 Feb
    Fixed 2 year rate
    6.39%from 20 Feb
    Fixed 3 year rate
    6.39%from 20 Feb
    Fixed 4 year rate
    6.89%from 20 Feb
    Fixed 5 year rate
    6.89%from 20 Feb
    Fixed 7 year rate
    7.99%from 20 Feb
    Fixed 10 year rate
    7.99%from 20 Feb
    Fixed loan revert rate
    7.46%from 20 Feb

    Fees

    Application fee
    $600.00
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $8.00Monthly
    Discharge fee
    $0.00
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes - free up to $25,000 in fixed rate period
    Repayment holidays
    yes
    Redraw facility
    yes - $25,000 max
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum loan amount
    $15,000
    Maximum loan amount
    $

    About Westpac

    As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

    How are Westpac home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Westpac home loans 6.3 Based on 452
    Westpac home loan reviews     		5.7 6.0 6.5 7.5 6.2

    Read Westpac home loan reviews by the Mozo community

    Latest review of Westpac Fixed Options Home Loan

      • Westpac Fixed Options Home Loan

        • 6.39%from 20 Feb

          fixed 1 year rate

        • -

          intro rate

        • Proceed
           

        Westpac Rocket Repay Home Loan

        • 7.46%

          variable rate

        • -

          fixed 1 year rate

        • Proceed
           

        More Westpac home loans

        Show Rates

        terrible fees.

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        I have found that the interest rates for the fixed loan were competitive and the customer service is great (face to face) especially, but the fees attached to the home loan are shocking with the Westpac. This is not explained ever and after lookin...       Full review 

        I have found that the interest rates for the fixed loan were competitive and the customer service is great (face to face) especially, but the fees attached to the home loan are shocking with the Westpac. This is not explained ever and after looking into a fixed home loan with other places I have since found out that other places particularly building societies offer significantly lower fees hugely lowering the amount you payback over time, but now we are fixed and the exit fees are not worth a switch.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        Westpac home loan review by Shae from New South Wales

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