Westpac Flexi First Option Home Loan
Westpac's overall rating for home loans is
6.3
Rates
- Variable rate
- 6.81%
- Intro rate
- none
- Intro rate term
- none
- Intro rate type
- none
- Comparison Rate*
- 6.86%
- Fixed 1 year rate
- none
- Fixed 2 year rate
- none
- Fixed 3 year rate
- none
- Fixed 4 year rate
- none
- Fixed 5 year rate
- none
- Fixed 7 year rate
- none
- Fixed 10 year rate
- none
- Fixed loan revert rate
- none
Fees
- Application fee
- $600.00
- Legal fee
- none
- Valuation fee
- none
- Settlement fee
- none
- Other upfront fee (% of loan)
- none
- Service fee
- $0.00
- Exit fee
- $250
Features
- Repayment Frequency
- Weekly, Fortnightly, Monthly
- Extra repayments
- yes
- Repayment holidays
- yes
- Redraw facility
- yes - cost is $25 per redraw
- Minimum redraw amount
- none
- Split account
- yes
- Offset account
- n/a
- Other restrictions
- none
- Other benefits
- none
Other financial bits
- Minimum loan amount
- $25,000
- Maximum loan amount
- none
This is how the Mozo community has rated Westpac for home loans.
| Product Type |
Overall
|
Price
|
Features
|
Service
|
Convenience
|
Trust
|
| Overall |
8.0
|
7.6
|
7.9
|
7.8
|
7.3
|
7.6
|
|
Westpac home loans
|
6.3
908 REVIEWS
|
5.8
|
6.2
|
6.5
|
7.3
|
6.1
|
Westpac
As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.
Some recent reviews of Westpac home loans
|
|
A Mozo reviewer from Western Australia, a Westpac home loan customer.
|
|
8Overall Rating |
| |
this product suits our needs for free travel
Reviewed about 2 hours ago
|
|
-
9Pricing
-
9Product Features
-
9Customer Service
-
8Convenience
-
7Trust
|
|
|
A Mozo reviewer from Western Australia, a Westpac home loan customer.
|
|
7Overall Rating |
| |
More ATM access in shopping centres would be of good benefit to me.
Reviewed 1 day ago
|
|
-
6Pricing
-
6Product Features
-
8Customer Service
-
7Convenience
-
7Trust
|
|
|
A Mozo reviewer from Victoria, a Westpac home loan customer.
|
|
7Overall Rating |
| |
This is a good product with several varying features. Just be sure the features you select are the ones they actually include in the final contract. There are lower interest rates for executive level incomes.
Reviewed 1 day ago
|
|
-
8Pricing
-
8Product Features
-
4Customer Service
-
7Convenience
-
5Trust
|
|
|
A Mozo reviewer from Victoria, a Westpac home loan customer.
|
|
6Overall Rating |
| |
Don't think they should so readily and agressively hike up interest rates. Think they are trying to catch up their profits from the GFC. Customers first, shareholders value will follow.
Reviewed 1 day ago
|
|
-
5Pricing
-
8Product Features
-
8Customer Service
-
10Convenience
-
4Trust
|
|
|
A Mozo reviewer from Victoria, a Westpac home loan customer.
|
|
7Overall Rating |
| |
We have been with Westpac for a number of years now and always found them to be competitive and offer excellent customer service.
Reviewed 1 day ago
|
|
-
6Pricing
-
6Product Features
-
9Customer Service
-
10Convenience
-
6Trust
|
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