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WestpacAs Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services. |
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|---|---|---|
| Westpac Flexi First Option Home Loan | ||
| Overall Customer Rating | 6.5#15 BASED ON 576 REVIEWS |
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| Price Rating | 6.1 | |
| Features Rating | 6.5 | |
| Service Rating | 6.6 | |
| Convenience Rating | 7.3 | |
| Trust Rating | 6.3 | |
| What next? |
| Westpac Flexi First Option Home Loan | ||
| Variable Rate | 6.31% | |
| Intro Rate | ||
| Intro Rate Term | ||
| Intro Rate Type | ||
| Comparison Rate* | 6.36% | |
| Fixed 1 Year Rate | ||
| Fixed 2 Year Rate | ||
| Fixed 3 Year Rate | ||
| Fixed 4 Year Rate | ||
| Fixed 5 Year Rate | ||
| Fixed 7 Year Rate | ||
| Fixed 10 Year Rate | ||
| Fixed Loan Revert Rate | ||
| What next? |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Total interest and fees over 0 years
| Westpac Flexi First Option Home Loan | ||
| Application Fee | $600.00 | |
| Legal Fee | ||
| Valuation Fee | ||
| Settlement Fee | ||
| Other upfront fee (% of loan) | ||
| Service Fee | $0.00 | |
| Exit Fee | $175.00 | |
| What next? |
| Westpac Flexi First Option Home Loan | ||
| Minimum Loan Amount | $25,000.00 | |
| Maximum Loan Amount | ||
| What next? |
| Westpac Flexi First Option Home Loan | ||
| Repayment Frequency | Weekly, Fortnightly, Monthly | |
| Extra Repayments | yes | |
| Repayment Holidays | yes | |
| Redraw Facility | yes - cost is $25 per redraw | |
| Minimum Redraw Amount | ||
| Split Account | yes | |
| Offset Account | n/a | |
| Other Restrictions | ||
| Other Benefits | ||
| What next? |
Overall Rating
1Pricing
4Product Features
4Customer Service
8Convenience
5Trust
3Taken in and conned with the offer of great service and honesty. Took less than 12 months to realize what a greedy high charging bank my wife and myself had signed up to. Will look for a far better deal. They can choke on their high bank charges and interest rates. – Chris from Queensland, a Westpac home loan customer. Reviewed 5 days ago
Overall Rating
6Pricing
3Product Features
4Customer Service
9Convenience
9Trust
9I don't like the high interest rates. – Tracey from Victoria, a Westpac home loan customer. Reviewed 7 days ago
Overall Rating
8Pricing
8Product Features
8Customer Service
6Convenience
10Trust
8It has a competitive rate. – Yennie from New South Wales, a Westpac home loan customer. Reviewed 8 days ago
Overall Rating
10Pricing
10Product Features
9Customer Service
10Convenience
10Trust
10Product is very comparable to other major banks, very flexible, outstanding service. – Kylie from Queensland, a Westpac home loan customer. Reviewed 8 days ago
Overall Rating
2Pricing
3Product Features
4Customer Service
1Convenience
3Trust
1unprofessional staff don't know what they are doing. their fees in every aspect of home loans are high & unnecessary, no loyalty benefits. i will be exiting once our fixed loan expires, i have had enough from this bank. – A Mozo reviewer from Victoria, a Westpac home loan customer. Reviewed 19 days ago
See all Westpac home loan reviews
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