Westpac Flexi First Option Home Loan

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Westpac

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.

               		  Westpac
   
 

Customer ratingsclick to open

    Westpac Flexi First Option Home Loan
Overall Customer Rating 6.5#15 BASED ON
576 REVIEWS
Price Rating 6.1
Features Rating 6.5
Service Rating 6.6
Convenience Rating 7.3
Trust Rating 6.3
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Ratesclick to open

    Westpac Flexi First Option Home Loan
Variable Rate 6.31%
Intro Rate  
Intro Rate Term  
Intro Rate Type  
Comparison Rate* 6.36%
Fixed 1 Year Rate  
Fixed 2 Year Rate  
Fixed 3 Year Rate  
Fixed 4 Year Rate  
Fixed 5 Year Rate  
Fixed 7 Year Rate  
Fixed 10 Year Rate  
Fixed Loan Revert Rate  
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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 0 years

Feesclick to open

    Westpac Flexi First Option Home Loan
Application Fee $600.00
Legal Fee  
Valuation Fee  
Settlement Fee  
Other upfront fee (% of loan)  
Service Fee $0.00
Exit Fee $175.00
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Other financial bitsclick to open

    Westpac Flexi First Option Home Loan
Minimum Loan Amount $25,000.00
Maximum Loan Amount  
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Featuresclick to open

    Westpac Flexi First Option Home Loan
Repayment Frequency Weekly, Fortnightly, Monthly
Extra Repayments yes
Repayment Holidays yes
Redraw Facility yes - cost is $25 per redraw
Minimum Redraw Amount  
Split Account yes
Offset Account n/a
Other Restrictions  
Other Benefits  
What next?

Most recent reviews of Westpac home loans

 

  • Overall Rating

    1

  • Pricing

    4

  • Product Features

    4

  • Customer Service

    8

  • Convenience

    5

  • Trust

    3

Taken in and conned with the offer of great service and honesty. Took less than 12 months to realize what a greedy high charging bank my wife and myself had signed up to. Will look for a far better deal. They can choke on their high bank charges and interest rates. – Chris from Queensland, a Westpac home loan customer.   Reviewed 5 days ago

 

  • Overall Rating

    6

  • Pricing

    3

  • Product Features

    4

  • Customer Service

    9

  • Convenience

    9

  • Trust

    9

I don't like the high interest rates. – Tracey from Victoria, a Westpac home loan customer.   Reviewed 7 days ago

 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    6

  • Convenience

    10

  • Trust

    8

It has a competitive rate. – Yennie from New South Wales, a Westpac home loan customer.   Reviewed 8 days ago

 

  • Overall Rating

    10

  • Pricing

    10

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

Product is very comparable to other major banks, very flexible, outstanding service. – Kylie from Queensland, a Westpac home loan customer.   Reviewed 8 days ago

 

  • Overall Rating

    2

  • Pricing

    3

  • Product Features

    4

  • Customer Service

    1

  • Convenience

    3

  • Trust

    1

unprofessional staff don't know what they are doing. their fees in every aspect of home loans are high & unnecessary, no loyalty benefits. i will be exiting once our fixed loan expires, i have had enough from this bank. – A Mozo reviewer from Victoria, a Westpac home loan customer.   Reviewed 19 days ago

See all Westpac home loan reviews

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