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  • Westpac Premium Option Home Loan (Premier Advantage Package)

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    home loans

    • 6.56%variable

    • 6.91%

    • $395.00Yearly

    • $0

    Rates

    Variable rate
    6.56%
    Intro rate
    -
    Intro rate term
    none
    Intro rate type
    none
    Comparison Rate*
    6.91%
    Fixed 1 year rate
    -
    Fixed 2 year rate
    -
    Fixed 3 year rate
    -
    Fixed 4 year rate
    -
    Fixed 5 year rate
    -
    Fixed 7 year rate
    -
    Fixed 10 year rate
    -
    Fixed loan revert rate
    -

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $
    Settlement fee
    $
    Other upfront fee (% of loan)
    none
    Service fee
    $395.00Yearly
    Discharge fee
    $175.00
    Early Exit Fee after 1 year assuming $300,000 loan
    $900

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    yes
    Repayment holidays
    yes
    Redraw facility
    yes - free
    Minimum redraw amount
    $
    Split account
    yes
    Offset account
    no
    Other restrictions
    none
    Other benefits
    Premier Advantage Package benefits include no monthly service fees on a Classic Plus or Westpac Choice transaction account and annual fee waivers on selected credit cards.

    Other financial bits

    Minimum loan amount
    $250,000
    Maximum loan amount
    $

    About Westpac

    As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

    How are Westpac home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Westpac home loans 6.3 Based on 452
    Westpac home loan reviews
    5.7 6.0 6.5 7.5 6.2

    Read Westpac home loan reviews by the Mozo community

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