Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $20,000 | |
|
Investor | Principal & Interest, Interest Only | < 80% | $20,000 |
8.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$210.00 |
|
n/a |
|
$8.00 monthly |
|
$345.00 |
$20,000 |
|
none |
|
none |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
9.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
9.44% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$210.00 |
|
n/a |
|
$8.00 monthly |
|
$345.00 |
$20,000 |
|
none |
|
none |
|
80.00% |
Investor |
|
Principal & Interest, Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Friendly and knowledgeable staff when having to contact, however their internet banking is lacking. No option for online statements for joint home loan and overly lengthy process to change mailing address resulting in lost statements.
Read full reviewFriendly and knowledgeable staff when having to contact, however their internet banking is lacking. No option for online statements for joint home loan and overly lengthy process to change mailing address resulting in lost statements.
Great company. Good customer service. Low interest rates. Redraw us good. Very happy.
Read full reviewGreat company. Good customer service. Low interest rates. Redraw us good. Very happy.
This bank is up front with all of the costs involved and once set up pass on all rate drops as they occur.
Read full reviewThis bank is up front with all of the costs involved and once set up pass on all rate drops as they occur.
We are very happy with Heritage Bank. Great customer service and products. We love our home loan with a saving offset.
Read full reviewWe are very happy with Heritage Bank. Great customer service and products. We love our home loan with a saving offset.
Easy to deal with and in my experiences to date great customer service.
Read full reviewEasy to deal with and in my experiences to date great customer service.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Mortgage Simplifier
6.14% p.a. variable
6.17% p.a.
Flex Home Loan
6.24% p.a. variable
6.48% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
SMSF Home Loan (Variable)
6.99% p.a. variable
7.00% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Flex Home Loan Fixed
5.99% p.a.
fixed 3 years
6.41% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Flex Home Loan Fixed
5.99% p.a.
fixed 3 years
6.41% p.a.
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
Elevate
6.09% p.a.
6.20% p.a.
$0.00
Flex Home Loan
6.24% p.a.
6.48% p.a.
$250.00 yearly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.