St.George Portfolio Loan

  • St.George
  • 6.14%

  • n/a

  • $200.00 yearly

  • $800

Rates

Variable rate
6.14%
Intro rate
n/a
Intro rate term
0 Months
Intro rate type
Variable
Comparison Rate*
n/a
Fixed 1 year rate
n/a
Fixed 2 year rate
n/a
Fixed 3 year rate
n/a
Fixed 4 year rate
n/a
Fixed 5 year rate
n/a
Fixed 7 year rate
n/a
Fixed 10 year rate
n/a
Fixed loan revert rate
n/a

Fees

Application fee
$700.00
Legal fee
$0.00
Valuation fee
$0.00
Settlement fee
$100.00
Other upfront fee (% of loan)
none
Service fee
$200.00 yearly
Discharge fee
$350.00

Other financial bits

Minimum loan amount
$10,000
Maximum loan amount
none
Minimum LVR
n/a
Maximum LVR
90.00%

Features

Availability
Owner Occupier, Investor
Repayment Type
No set repayments
Repayment Frequency
No set repayments
Extra repayments
n/a
Repayment holidays
no
Redraw facility
n/a
Minimum redraw amount
none
Split account
no
Offset account
no
Other restrictions
none
Other benefits
none

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

How are St.George home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
St.George home loan 7.6 Based on 122
St.George home loan reviews
7.3 6.7 7.7 7.8 7.6

Read St.George home loan reviews by the Mozo community

Latest reviews of St.George Portfolio Loan

  • Great customer service

    1. Overall customer rating
    2. (Reviewed 29 days ago)

    With the portfolio loan, I can pay as much or as little as I like which is great for my type of work where I can earn a lot of money one month, then very little or nothing the next.  Full review 

    With the portfolio loan, I can pay as much or as little as I like which is great for my type of work where I can earn a lot of money one month, then very little or nothing the next.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Geoff from New South Wales

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  • Poor service

    1. Overall customer rating
    2. (Reviewed about 1 month ago)

    Constant change of staff and staff not knowing enough information and laws regarding loans.  Full review 

    Constant change of staff and staff not knowing enough information and laws regarding loans.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Rebecca from Queensland

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  • Great customer service and customer support

    1. Overall customer rating
    2. (Reviewed 2 months ago)

    Staffing are always maintaining customer satisfaction with their service.  Full review 

    Staffing are always maintaining customer satisfaction with their service.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Caz from Western Australia

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  • Very average

    1. Overall customer rating
    2. (Reviewed 5 months ago)

    Being an Eastern States' bank, there are not many branches in WA. When calling for help, you get connected to the Phillipines call centres. I prefer to speak with someone local as the call centres cannot make decisions like reimbursing fees which ...  Full review 

    Being an Eastern States' bank, there are not many branches in WA. When calling for help, you get connected to the Phillipines call centres. I prefer to speak with someone local as the call centres cannot make decisions like reimbursing fees which shouldn't be charged to the account. I have notified the bank that our financial circumstances have changed and yet I still receive reminder notices for payment even when I have entered into a payment arrangement with the bank.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Lynda from Western Australia

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  • Friendly service, competitive rates

    1. Overall customer rating
    2. (Reviewed 5 months ago)

    St. George Bank is friendly and efficient, giving us excellent service. Their terms and conditions are competitive and they have looked after all of our financial needs for many years, with lots of courtesy and a smile.  Full review 

    St. George Bank is friendly and efficient, giving us excellent service. Their terms and conditions are competitive and they have looked after all of our financial needs for many years, with lots of courtesy and a smile.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Pam from New South Wales

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  • Show more reviews

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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