St.George Portfolio Loan

  • St.George
  • 6.14%

  • n/a

  • $200.00 yearly

  • $800

Rates

Variable rate
6.14%
Intro rate
n/a
Intro rate term
0 Months
Intro rate type
Variable
Comparison Rate*
n/a
Fixed 1 year rate
n/a
Fixed 2 year rate
n/a
Fixed 3 year rate
n/a
Fixed 4 year rate
n/a
Fixed 5 year rate
n/a
Fixed 7 year rate
n/a
Fixed 10 year rate
n/a
Fixed loan revert rate
n/a

Fees

Application fee
$700.00
Legal fee
$0.00
Valuation fee
$0.00
Settlement fee
$100.00
Other upfront fee (% of loan)
none
Service fee
$200.00 yearly
Discharge fee
$350.00

Other financial bits

Minimum loan amount
$10,000
Maximum loan amount
none
Minimum LVR
n/a
Maximum LVR
90.00%

Features

Availability
Owner Occupier, Investor
Repayment Type
No set repayments
Repayment Frequency
No set repayments
Extra repayments
n/a
Repayment holidays
no
Redraw facility
n/a
Minimum redraw amount
none
Split account
no
Offset account
no
Other restrictions
none
Other benefits
none

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

How are St.George home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
St.George home loan 7.6 Based on 122
St.George home loan reviews
7.3 6.7 7.7 7.8 7.6

Read St.George home loan reviews by the Mozo community

Latest reviews of St.George Portfolio Loan

  • Friendly helpful staff

    1. Overall customer rating
    2. (Reviewed 12 days ago)

    I love it, very flexible, good service, friendly, helpful staff. Only downfall would be if a person wasn't disciplined enough to save then the Portfolio Loan wouldn't be for them.  Full review 

    I love it, very flexible, good service, friendly, helpful staff. Only downfall would be if a person wasn't disciplined enough to save then the Portfolio Loan wouldn't be for them.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Jill from New South Wales

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  • Great customer service ethics, easy transactions

    1. Overall customer rating
    2. (Reviewed 23 days ago)

    I have dealt with St George bank for the last 20 years. The local branch has long serving customer oriented employees who take the time to understand customer needs. When it came to finance some investment and business deals the staff quickly set...  Full review 

    I have dealt with St George bank for the last 20 years. The local branch has long serving customer oriented employees who take the time to understand customer needs. When it came to finance some investment and business deals the staff quickly set us up with the correct people within the organisation to make this process simple and hassle free.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Scott from New South Wales

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  • Slow service

    1. Overall customer rating
    2. (Reviewed 2 months ago)

    When financing our net property loan, St George delayed us significantly, resulting in late payment fees. We also found that our interest rate on our existing loan is higher than the market rate - not looking after existing customers.  Full review 

    When financing our net property loan, St George delayed us significantly, resulting in late payment fees. We also found that our interest rate on our existing loan is higher than the market rate - not looking after existing customers.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Helen from Victoria

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  • Great customer service

    1. Overall customer rating
    2. (Reviewed 4 months ago)

    With the portfolio loan, I can pay as much or as little as I like which is great for my type of work where I can earn a lot of money one month, then very little or nothing the next.  Full review 

    With the portfolio loan, I can pay as much or as little as I like which is great for my type of work where I can earn a lot of money one month, then very little or nothing the next.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Geoff from New South Wales

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  • Poor service

    1. Overall customer rating
    2. (Reviewed 4 months ago)

    Constant change of staff and staff not knowing enough information and laws regarding loans.  Full review 

    Constant change of staff and staff not knowing enough information and laws regarding loans.


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    St.George home loan review by Rebecca from Queensland

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  • Show more reviews

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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