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    • wide bay Wide Bay Home Loan (Fixed) (Home Options Package)

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    • 6.30%3 years

    • 6.91%

    • $33.00Monthly

    • $392

    • 6.30%3 years

    • 6.88%

    • $33.00Monthly

    • $392

    • 6.30%3 years

    • 6.81%

    • $33.00Monthly

    • $392

    Currently showing:

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Fixed
    Comparison Rate*
    6.91%
    Fixed 1 year rate
    6.19%
    Fixed 2 year rate
    6.29%
    Fixed 3 year rate
    6.30%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.63%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $220.00
    Settlement fee
    $172.00
    Other upfront fee (% of loan)
    none
    Service fee
    $33.00Monthly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    Yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    Monthly $10 fee for offset account
    Other benefits
    This product is also suitable for general purpose equity release, as an equity home loan product.

    Other financial bits

    Minimum loan amount
    $150,000.00
    Maximum loan amount
    $249,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Fixed
    Comparison Rate*
    6.88%
    Fixed 1 year rate
    6.19%
    Fixed 2 year rate
    6.29%
    Fixed 3 year rate
    6.30%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.58%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $220.00
    Settlement fee
    $172.00
    Other upfront fee (% of loan)
    none
    Service fee
    $33.00Monthly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    Yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    Monthly $10 fee for offset account
    Other benefits
    This product is also suitable for general purpose equity release, as an equity home loan product.

    Other financial bits

    Minimum loan amount
    $250,000.00
    Maximum loan amount
    $499,999.00

    Rates

    Variable rate
    none
    Intro rate
    none
    Intro rate term
    none
    Intro rate type
    Fixed
    Comparison Rate*
    6.81%
    Fixed 1 year rate
    6.19%
    Fixed 2 year rate
    6.29%
    Fixed 3 year rate
    6.30%
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 7 year rate
    none
    Fixed 10 year rate
    none
    Fixed loan revert rate
    6.48%

    Fees

    Application fee
    $
    Legal fee
    $
    Valuation fee
    $220.00
    Settlement fee
    $172.00
    Other upfront fee (% of loan)
    none
    Service fee
    $33.00Monthly
    Discharge fee
    $
    Early Exit Fee after 1 year assuming $300,000 loan
    fixed rate
    break fees

    Features

    Repayment Frequency
    Weekly, Fortnightly, Monthly
    Extra repayments
    Yes - free
    Repayment holidays
    yes
    Redraw facility
    yes
    Minimum redraw amount
    $1,000.00
    Split account
    no
    Offset account
    yes
    Other restrictions
    Monthly $10 fee for offset account
    Other benefits
    This product is also suitable for general purpose equity release, as an equity home loan product.

    Other financial bits

    Minimum loan amount
    $500,000.00
    Maximum loan amount
    $1,000,000.00

    About wide bay

    Wide Bay Australia operates around the south east cost of Australia, with offices in Sydney, Melbourne and Brisbane, and also has offices in regional Queensland and Adelaide. Wide Bay are community focused and try to help Australians own their own home. Wide Bay offers home loans, personal loans, savings accounts, investment opportunities, and other banking and financial services.

    How are wide bay home loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    wide bay home loans 8.1 Based on 14
    wide bay home loan reviews     		6.0 6.5 8.6 7.0 8.2

    Read wide bay home loan reviews by the Mozo community

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan, based on the loan amount and loan term you entered. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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