No ongoing fee home loans

  • Buying a home is expensive enough without having to deal with nasty hidden fees. When combined with a competitive rate and the right features, fee-free home loans make a great option for cash conscious home owners. Plus, life's just better without fees!

  • How do I choose the best no ongoing fee home loan?

    The table below will show you the 'true cost' of various no ongoing fee home loans available at the moment - including any upfront costs. If you want to expand your search for the cheapest home loan, try our home loan search tool or let us battle the banks for you with our home loan negotiator service.

  • What else should I consider when deciding which loan is right for me?

    There's more to a home loan than fees you pay. To make a wise choice you should also look closely at the interest rate (fixed or variable) as well as extra features such as redraw and extra repayments. Also consider how rate changes will affect your repayments with our rate change calculator.

  • Can I apply online for a no ongoing fee home loan?

    You sure can! Applying online is easy, just click on the 'go to site' button and you'll be taken to the online application form for the loan provider of your choice.

Mystery Bank Deal promo

Today's sponsored deal

HSBC

HSBC Premier Home Loan

  • Variable rate 4.78% p.a., comparison rate 5.19% p.a.
  • No upfront fees
  • Easy refinancing service and personal HSBC relationship manager
Check it out
    • Heritage Bank Discount Variable Home Loan (LVR<80%)
      • Unlimited extra repayments
      • No monthly fees
      • No application fee
    • ongoing fees

      $0.00

    • variable rate

      4.39%

    • comparison rate*

      4.40%

    • Go to site
    More info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • Go to site
    More info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • ongoing fees

      $0.00

    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • Go to site
    More info
    • Greater Building Society Great Rate Home Loan (LVR<80%, over $150k)
      • No establishment fee
      • No ongoing fee
      • Free internet redraw facility
    • ongoing fees

      $0.00

    • variable rate

      4.94%

    • comparison rate*

      4.94%

    • Go to site
    More info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • ongoing fees

      $0.00

    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • Go to site
    More info
    • ANZ Simplicity PLUS
      • Limited time offer of 0.06% discount for the life of the loan
      • No ongoing fees
      • Loan approval fee waived for applications submitted by 30 November 2014
    • ongoing fees

      $0.00

    • variable rate

      5.12%

    • comparison rate*

      5.13%

    • Go to site
    More info

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.