Buying a home is expensive enough without having to deal with nasty hidden fees. When combined with a competitive rate and the right features, fee-free home loans make a great option for cash conscious home owners. Plus, life's just better without fees!
The table below will show you the 'true cost' of various no ongoing fee home loans available at the moment - including any upfront costs. If you want to expand your search for the cheapest home loan, try our home loan search tool or let us battle the banks for you with our home loan negotiator service.
There's more to a home loan than fees you pay. To make a wise choice you should also look closely at the interest rate (fixed or variable) as well as extra features such as redraw and extra repayments. Also consider how rate changes will affect your repayments with our rate change calculator.
You sure can! Applying online is easy, just click on the 'go to site' button and you'll be taken to the online application form for the loan provider of your choice.
4.65% variable for 12 months and then 4.95%
* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.