Bankwest’s Home and Contents Insurance is definitely an insurance policy worth considering for the cover it provides, especially with handy features like new for old replacement and underinsurance protection. And if you want to save a little, you'll be happy to hear that you can get a 15% discount for bundling your home and contents insurance.
Bankwest’s Home and Contents Insurance has it all. You’ll be covered for fire, lightning, storm, flood, earthquake, fusion, power surge, explosion, escape of liquid, impact damage, theft or burglary, vandalism and riots or civil commotion as well as any accidental loss or damage to your home and/or contents. Keep in mind though, you will not be covered if there’s a storm surge or if any important documents, uncut gems, inventory, trade tools or home office contents are lost, stolen or damaged.
But if you’re a tech fanatic, Bankwest’s Home and Contents Insurance is the policy for you, as you can get cover for your camera and its accessories, CDs, DVDs, electronic devices and computer software hardware up to the sum insured amount. If you like your home decor, you can also get cover for any handwoven or regular carpets or antiques and valuables. Bankwest haven’t forgotten travel addicts either, as it provides 'away from home cover' for up to 120 days on your portable devices, like your laptop or tablet.
Homeowners with pets can also rest easy, knowing that their best mates will be covered for any veterinary expenses or temporary accommodation, plus emergency storage for their favourite items in the event of an accident.
Bankwest’s Home and Contents Insurance is a suitable option for everyday homeowners looking to give their home and contents the highest level of cover around.
While you’ll have the option to pay your premium monthly, just keep in mind that you’ll have to pay extra for this service.
60 |
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Yes - Up to 25% of sum insured |
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Yes |
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0 |
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true |
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yes |
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10% online discount, 5% combined policy discount |
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Yes |
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Up to 120 days, up to 20% of sum insured |
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Up to 10% of sum insured |
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Up to $20,000,000 |
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$0 excess option available to Residential Home Package customers aged 50 years and over. |
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n/a |
Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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Yes |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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No |
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No |
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Up to sum insured |
Up to $500 |
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No |
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Yes, excluding electronic files |
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Yes, hardware only |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 25% of sum insured |
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No |
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Yes, passports and title deeds |
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No |
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Yes |
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No |
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No |
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No |
No |
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Up to $1,000 |
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Yes |
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Up to 52 weeks |
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Up to $3,000 |
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Reasonable cost up to 120 days |
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Yes |
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Yes |
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Yes |
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Up to 14 days |
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Up to 20% of sum insured |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Very good.
Read full reviewVery good.
Been with them for quite sometime and very happy.
Read full reviewBeen with them for quite sometime and very happy.
Decent insurance. You get what you pay for, just needs better customer service.
Read full reviewDecent insurance. You get what you pay for, just needs better customer service.