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  • CUA Personal Loan

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    personal loans

    • 12.99%

    • 13.17%

    • $0.00

    • $120

    Rates

    Rate types
    Variable
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    12.99%
    Comparison Rate*
    13.17%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 6 year rate
    none
    Fixed 7 year rate
    none
    Minimum rate
    12.99%
    Maximum rate
    12.99%

    Other financial bits

    Minimum loan amount
    $1,000.00
    Maximum loan amount
    $100,000.00
    Minimum loan term
    1 Year
    Maximum loan term
    7 Years
    Repayment types
    none
    Security type
    Unsecured

    Fees

    Application fee
    $120.00
    Entry fee
    $0.00
    Service fee
    $0.00
    Transaction fee
    $
    Late payment fee
    $22.00
    Exit fee
    $0.00
    Early repayment penalty
    0.00

    Features

    Repayment options
    Weekly, fortnightly, monthly
    Extra repayments allowed
    yes
    Redraw allowed
    no
    Other restrictions
    none
    Other benefits
    none

    About CUA

    CUA (Credit Union Australia) aims to be Australia’s leading member-owned banking alternative. Being 100% member-owned means that all of CUA’s profits go back into developing its competitive banking services. Any permanent Australian resident can become a CUA member, so if you’re after a change for the better check out CUA’s range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia’s largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

    How are CUA personal loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    CUA personal loans 8.6 Based on 19
    CUA personal loan reviews
    8.6 7.6 8.9 8.4 8.8

    Read CUA personal loan reviews by the Mozo community

    Latest reviews of CUA Personal Loan

      • ANZ Fixed Rate (Unsecured) *

        • 13.95%

          fixed 1 year rate

        • 14.82%

          comparison rate

        * Fees and charges are payable

        Show Rates

        l have nothing good to say to any of them

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        Yes on enquiring for a 5,000 dollar personal loan was turned down flat as soon as they found l was on a disability pension so l asked what about 3,000 dollars and 1500 dollars of my own as security and again a flat no can't help you. This is fant...       Full review 

        Yes on enquiring for a 5,000 dollar personal loan was turned down flat as soon as they found l was on a disability pension so l asked what about 3,000 dollars and 1500 dollars of my own as security and again a flat no can't help you. This is fantastic from a credit union that l have been with for over ten years. And being on a pension is the securest form of income you can't lose it unless l die. If l did not need the money urgently l would not have bothered but no bank wants anything to do with me and that goes for any finacianl institution too.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
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        CUA Personal Loan personal loan review by Rodney from Queensland

        Was this review helpful?

        Yes
      • ANZ Fixed Rate (Unsecured) *

        • 13.95%

          fixed 1 year rate

        • 14.82%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Excellent customer service, excellent rates

          1. Overall customer rating
          2. (Reviewed 16 days ago)

        I have been with this credit Union for many years now, even when they done a merger with CUA... The tellers are beautiful,especially the ones in Preston Vic... They helped my husband and i with a loan to cover our GE loan which was taking fo...       Full review 

        I have been with this credit Union for many years now, even when they done a merger with CUA... The tellers are beautiful,especially the ones in Preston Vic... They helped my husband and i with a loan to cover our GE loan which was taking forever to pay off. The low interest CUA offered was fantastic.. we were actually paying money off the loan and not just covering interest. CUA even had small loans for pensioners that only required a $20 per fn... and allowed this every 6 months. To have a bank with a friendly face,someone that says hello, someone who took their time and showing you all that you needed to know, is so very hard to find. CUA are certainly the best in my eyes.


          1. Price
          1. Features
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        CUA Personal Loan personal loan review by Sharon from Victoria

        Was this review helpful?

        Yes
      • ANZ Fixed Rate (Unsecured) *

        • 13.95%

          fixed 1 year rate

        • 14.82%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Good rates, better fees and the BEST service :)

          1. Overall customer rating
          2. (Reviewed 19 days ago)

        Not mainstream like others which is unique & welcoming which is also smart because they leave that hint of curiosity in our mind...great marketing. Did i mention the part where they don't charge you a thing to open/have an account with them rich ...       Full review 

        Not mainstream like others which is unique & welcoming which is also smart because they leave that hint of curiosity in our mind...great marketing. Did i mention the part where they don't charge you a thing to open/have an account with them rich or poor they have our happiness at best. :)


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        CUA Personal Loan personal loan review by Amy from Queensland

        Was this review helpful?

        Yes
      • ANZ Fixed Rate (Unsecured) *

        • 13.95%

          fixed 1 year rate

        • 14.82%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Great interest rate, fair customer service.

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        PROS: Their interest rates was one of the best out there and even better than the 4 big banks! Very happy with this product. Any additional fees were clearly outlined. CONS: They took too long to give me an approval answer. They say it takes on...       Full review 

        PROS: Their interest rates was one of the best out there and even better than the 4 big banks! Very happy with this product. Any additional fees were clearly outlined. CONS: They took too long to give me an approval answer. They say it takes only 24 hours to give you a decision but it took them 3 days to get back to me and that was after I called the bank consultant back to query what the delay was. Also be careful with their pushing of the insurance on this product, I tried to cancel mine and was told by the banking consultant that if I did that it would create another days delay because they would need to issue another contract. I contacted the underwriter directly to cancel the insurance.


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          1. Features
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        Less
        CUA Personal Loan personal loan review by Awhina from Queensland

        Was this review helpful?

        Yes

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