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    • Citibank ReadyCredit

    Compare other
    personal loans

    • 18.99%

    • 19.10%

    • $0.00

    • $69

    Rates

    Rate types
    Variable
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    18.99%
    Comparison Rate*
    19.10%
    Fixed 1 year rate
    none
    Fixed 2 year rate
    none
    Fixed 3 year rate
    none
    Fixed 4 year rate
    none
    Fixed 5 year rate
    none
    Fixed 6 year rate
    none
    Fixed 7 year rate
    none
    Minimum rate
    18.99%
    Maximum rate
    18.99%

    Other financial bits

    Minimum loan amount
    $5,000.00
    Maximum loan amount
    $30,000.00
    Minimum loan term
    none
    Maximum loan term
    none
    Repayment types
    none
    Security type
    Unsecured

    Fees

    Application fee
    $69.00
    Entry fee
    $
    Service fee
    $0.00
    Transaction fee
    $0.00
    Late payment fee
    $10.00
    Exit fee
    $0.00
    Early repayment penalty
    0.0

    Features

    Repayment options
    Monthly
    Extra repayments allowed
    yes
    Redraw allowed
    yes
    Other restrictions
    $10 late fee for every week payment is in arrears
    Other benefits
    2.9% p.a. for 24 months on balances transferred

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

    How are Citibank personal loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank personal loans 0.5 Based on 2
    Citibank personal loan reviews     		3.5 3.0 1.0 1.0 0.5

    Read Citibank personal loan reviews by the Mozo community

    Latest review of Citibank ReadyCredit

      • Citibank ReadyCredit (Variable, Unsecured) *

        • 18.99%

          variable rate

        • 19.10%

          comparison rate

        Citibank Personal Credit (Variable, Unsecured) *

        • 15.59%

          variable rate

        • 16.21%

          comparison rate

        More Citibank personal loans

        * Fees and charges are payable

        Show Rates

        Terrible service and not recommended company

          11. Overall customer rating
          12. (Reviewed 5 days ago)

        I do not like this product. The fees and charges are excessive. The customer support is poor. The product has been designed that you cannot refinance it with another financial institution. The product fees and clauses change regularly with no opti...       Full review 

        I do not like this product. The fees and charges are excessive. The customer support is poor. The product has been designed that you cannot refinance it with another financial institution. The product fees and clauses change regularly with no option to the customer.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Citibank ReadyCredit personal loan review by Amy from New South Wales

        Was this review helpful?

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