IMB Personal Loan (Fixed)
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IMBFrom small beginnings as a mutual building society serving the Illawarra region of NSW, IMB has grown to become one of Australia’s largest building societies with branches in NSW, ACT and Melbourne and customers around mainland Australia. With years and years of experience (they started in 1880!), IMB has the know-how to lead you down the sometimes overwhelming financial path. IMB’s products include home loans for investors, first home buyers and refinancers, savings accounts and bank accounts for everyday use, low rate credit cards and personal loans. |
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Customer ratingsclick to open
| IMB Personal Loan (Fixed) | ||
| Overall Customer Rating | 9.2BASED ON 4 REVIEWS |
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| Price Rating | 9.0 | |
| Features Rating | 8.0 | |
| Service Rating | 9.8 | |
| Convenience Rating | 10.0 | |
| Trust Rating | 9.5 | |
| What next? |
Ratesclick to open
| IMB Personal Loan (Fixed) | ||
| Rate Types | Fixed | |
| Intro Interest Rate | ||
| Intro Rate Term | ||
| Variable Rate | ||
| Comparison Rate* | 10.08% | |
| Fixed 1 Year Rate | 9.90% | |
| Fixed 2 Year Rate | 9.90% | |
| Fixed 3 Year Rate | 9.90% | |
| Fixed 4 Year Rate | 9.90% | |
| Fixed 5 Year Rate | 9.90% | |
| Fixed 6 Year Rate | ||
| Fixed 7 Year Rate | ||
| Minimum Rate | 9.90% | |
| Maximum Rate | 9.90% | |
| What next? |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Feesclick to open
| IMB Personal Loan (Fixed) | ||
| Application Fee | $125.00 | |
| Entry Fee | $0.00 | |
| Service Fee | $0.00 | |
| Transaction Fee | ||
| Late Payment Fee | $25.00 | |
| Exit Fee | $0.00 | |
| Early Repayment Penalty | 0.0 | |
| What next? |
Other financial bitsclick to open
| IMB Personal Loan (Fixed) | ||
| Minimum Loan Amount | $2,000.00 | |
| Maximum Loan Amount | $50,000.00 | |
| Minimum Loan Term | 1 Year | |
| Maximum Loan Term | 5 Years | |
| Repayment Types | ||
| Security Type | Other | |
| What next? |
Featuresclick to open
| IMB Personal Loan (Fixed) | ||
| Repayment Options | Weekly, fortnightly, monthly | |
| Extra Repayments Allowed | yes | |
| Redraw Allowed | no | |
| Other Restrictions | $125 fee if paid out in first year | |
| Other Benefits | ||
| What next? |
Most recent reviews of IMB personal loans
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Overall Rating
9 -
Pricing
9 -
Product Features
8 -
Customer Service
10 -
Convenience
10 -
Trust
10
I had no problem in applying for my personal loan from I.M.B.,I applied online and within 24 hours I had contact from a nice young lady who went through the procedures with me, and once I supplied them with the relevant information about myself, my loan was approved quickly. It is a pretty good loan, the option of extra repayments, and can be paid out early with no penalties whatsoever, unlike Bankwest, who charge you a $35.00 fee for paying out a loan within 15 months. – Steve from New South Wales, an IMB personal loan customer. Reviewed 7 months ago
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Overall Rating
8 -
Pricing
8 -
Product Features
5 -
Customer Service
9 -
Convenience
10 -
Trust
8
In our experience it was better to deal with someone at a branch – A Mozo reviewer from New South Wales, an IMB personal loan customer. Reviewed about 1 year ago
See all IMB personal loan reviews
Find more personal loans by visiting our compare personal loans page.
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