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  • NAB Personal Loan (Fixed, Unsecured)

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    personal loans

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    personal loans

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    personal loans

    • 15.50%

    • 17.10%

    • $10.00

    • $150

    • 14.65%

    • 16.26%

    • $10.00

    • $150

    • 14.65%

    • 16.26%

    • $10.00

    • $150

    Currently showing:

    Rates

    Rate types
    Fixed
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    none
    Comparison Rate*
    17.10%
    Fixed 1 year rate
    15.50%
    Fixed 2 year rate
    15.50%
    Fixed 3 year rate
    15.50%
    Fixed 4 year rate
    15.50%
    Fixed 5 year rate
    16.25%
    Fixed 6 year rate
    16.25%
    Fixed 7 year rate
    16.25%
    Minimum rate
    15.50%
    Maximum rate
    16.25%

    Other financial bits

    Minimum loan amount
    $5,000.00
    Maximum loan amount
    $9,999.00
    Minimum loan term
    1 Year
    Maximum loan term
    7 Years
    Repayment types
    none
    Security type
    Unsecured

    Fees

    Application fee
    $150.00
    Entry fee
    $0.00
    Service fee
    $10.00
    Transaction fee
    $
    Late payment fee
    $35.00
    Exit fee
    $0.00
    Early repayment penalty
    0.00

    Features

    Repayment options
    Weekly, fortnightly, monthly
    Extra repayments allowed
    yes
    Redraw allowed
    no
    Other restrictions
    none
    Other benefits
    none

    Rates

    Rate types
    Fixed
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    none
    Comparison Rate*
    16.26%
    Fixed 1 year rate
    14.65%
    Fixed 2 year rate
    14.65%
    Fixed 3 year rate
    14.65%
    Fixed 4 year rate
    14.65%
    Fixed 5 year rate
    15.40%
    Fixed 6 year rate
    15.40%
    Fixed 7 year rate
    15.40%
    Minimum rate
    14.65%
    Maximum rate
    15.40%

    Other financial bits

    Minimum loan amount
    $10,000.00
    Maximum loan amount
    $19,999.00
    Minimum loan term
    1 Year
    Maximum loan term
    7 Years
    Repayment types
    none
    Security type
    Unsecured

    Fees

    Application fee
    $150.00
    Entry fee
    $0.00
    Service fee
    $10.00
    Transaction fee
    $
    Late payment fee
    $35.00
    Exit fee
    $0.00
    Early repayment penalty
    0.00

    Features

    Repayment options
    Weekly, fortnightly, monthly
    Extra repayments allowed
    yes
    Redraw allowed
    no
    Other restrictions
    none
    Other benefits
    none

    Rates

    Rate types
    Fixed
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    none
    Comparison Rate*
    16.26%
    Fixed 1 year rate
    14.65%
    Fixed 2 year rate
    14.65%
    Fixed 3 year rate
    14.65%
    Fixed 4 year rate
    14.65%
    Fixed 5 year rate
    15.40%
    Fixed 6 year rate
    15.40%
    Fixed 7 year rate
    15.40%
    Minimum rate
    14.65%
    Maximum rate
    15.40%

    Other financial bits

    Minimum loan amount
    $20,000.00
    Maximum loan amount
    $80,000.00
    Minimum loan term
    1 Year
    Maximum loan term
    7 Years
    Repayment types
    none
    Security type
    Unsecured

    Fees

    Application fee
    $150.00
    Entry fee
    $0.00
    Service fee
    $10.00
    Transaction fee
    $
    Late payment fee
    $35.00
    Exit fee
    $0.00
    Early repayment penalty
    0.00

    Features

    Repayment options
    Weekly, fortnightly, monthly
    Extra repayments allowed
    yes
    Redraw allowed
    no
    Other restrictions
    none
    Other benefits
    none

    About NAB

    National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are NAB personal loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    NAB personal loans 6.2 Based on 80
    NAB personal loan reviews
    6.0 5.7 6.5 7.4 6.2

    Read NAB personal loan reviews by the Mozo community

    Latest reviews of NAB Personal Loan (Fixed, Unsecured)

      • NAB Personal Loan (Fixed, Unsecured) *

        • 15.50%

          fixed 1 year rate

        • 17.10%

          comparison rate

        NAB Personal Loan (Fixed, Unsecured) *

        • 14.65%

          fixed 1 year rate

        • 16.26%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Good rates and fees!

          1. Overall customer rating
          2. (Reviewed 2 days ago)

        I took out a loan for a business and the NAB had the most competitive rates and fees! No looking back from this happy customer!!       Full review 

        I took out a loan for a business and the NAB had the most competitive rates and fees! No looking back from this happy customer!!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Personal Loan (Fixed, Unsecured) personal loan review by T from Victoria

        Was this review helpful?

        Yes
      • NAB Personal Loan (Fixed, Unsecured) *

        • 15.50%

          fixed 1 year rate

        • 17.10%

          comparison rate

        NAB Personal Loan (Fixed, Unsecured) *

        • 14.65%

          fixed 1 year rate

        • 16.26%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Customer service, amazing

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        NAB have made access and availability to their services a priority and i am exceedingly pleased with their service       Full review 

        NAB have made access and availability to their services a priority and i am exceedingly pleased with their service


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Personal Loan (Fixed, Unsecured) personal loan review by June from Victoria

        Was this review helpful?

        Yes
      • NAB Personal Loan (Fixed, Unsecured) *

        • 15.50%

          fixed 1 year rate

        • 17.10%

          comparison rate

        NAB Personal Loan (Fixed, Unsecured) *

        • 14.65%

          fixed 1 year rate

        • 16.26%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Horrible bank with the worst customer service team

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        From the get go I should not have gone ahead with this. Their customer service team is just horrible, the lady that signed me up in the first place made me come back four times before she could go ahead with it. I have had employment issues and il...       Full review 

        From the get go I should not have gone ahead with this. Their customer service team is just horrible, the lady that signed me up in the first place made me come back four times before she could go ahead with it. I have had employment issues and illness while trying to repay my loan. Not once when I called to find out about my options and get some help did they tell me about the insurance I had taken out on it. They also refused me a debt consolidation loan to help with repayments. Finally they have now sent my loan to the debt collector department without even notifying me and when I tried to dispute the matter they said they would have to get back to me within a week. That was two months ago now! My whole experience with NAB has been horrible. I was only 18 when I first took out this loan and was under the impression that the bank could help me along the way but they don't care about the customer, all they care about is the money and the extra interest they get when someone faults on a repayment.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Personal Loan (Fixed, Unsecured) personal loan review by Melanie from Victoria

        Was this review helpful?

        Yes
      • NAB Personal Loan (Fixed, Unsecured) *

        • 15.50%

          fixed 1 year rate

        • 17.10%

          comparison rate

        NAB Personal Loan (Fixed, Unsecured) *

        • 14.65%

          fixed 1 year rate

        • 16.26%

          comparison rate

        * Fees and charges are payable

        Show Rates

        The biggest ripoffs and backstabbers out there !!!

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        I would rather wrestle a huge 'saltie" than walk into a NAB branch again. Not only are they untrustworthy to their customers but also to their own staff.I would advise anyone not to sign any dotted line with them, regardless of their promises abou...       Full review 

        I would rather wrestle a huge 'saltie" than walk into a NAB branch again. Not only are they untrustworthy to their customers but also to their own staff.I would advise anyone not to sign any dotted line with them, regardless of their promises about any product they are offering. They will come back and bite you!!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Personal Loan (Fixed, Unsecured) personal loan review by Judy from Queensland

        Was this review helpful?

        Yes
      • NAB Personal Loan (Fixed, Unsecured) *

        • 15.50%

          fixed 1 year rate

        • 17.10%

          comparison rate

        NAB Personal Loan (Fixed, Unsecured) *

        • 14.65%

          fixed 1 year rate

        • 16.26%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Untrustworthy, shocking lack of customer care

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        Quite happy to take take take, disregard your loyalty, credit rating and the years you have banked with them. Actually talked me into a fixed personal loan (consolidation at 14.5%) and constantly send automatic (no checks) limit increases to my ...       Full review 

        Quite happy to take take take, disregard your loyalty, credit rating and the years you have banked with them. Actually talked me into a fixed personal loan (consolidation at 14.5%) and constantly send automatic (no checks) limit increases to my credit card even though they knew I was now on a lower income. Took THREE MONTHS to make a simple decision (their words) about an EXTENSION to my hardship and then sent me a letter stating I was now three months in arrears and about to default. Their excuse was they needed more info, I was in constant contact with them but they BLAMED me for being un-contactable! Taken it up with the ombudsman and their current excuse to bad communication is that they are on daylight savings time and I am not, so the person needing to talk to me about the dispute leaves her workplace before I get home? BTW I have not missed a payment since they decided to let me know I had not been granted the extension. They ignore my pleas for help to just extend my loan and instead expect me to pay more ($100 on top of existing payments) even though they know I am in financial hardship.. I have never missed a payment before and have been with them for well over TEN years.. I will be SWITCHING ASAP!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Personal Loan (Fixed, Unsecured) personal loan review by Jody from Queensland

        Was this review helpful?

        Yes
      • NAB Personal Loan (Fixed, Unsecured) *

        • 15.50%

          fixed 1 year rate

        • 17.10%

          comparison rate

        NAB Personal Loan (Fixed, Unsecured) *

        • 14.65%

          fixed 1 year rate

        • 16.26%

          comparison rate

        * Fees and charges are payable

        Show Rates

        There's no better time to switch banks!

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        No application fees, very helpful staff, both in person and over the phone. The ATMs are plentiful and easy to use, and the Internet banking is secure. Their advertisements are cunning and colourful. I'm so happy that I switched banks!       Full review 

        No application fees, very helpful staff, both in person and over the phone. The ATMs are plentiful and easy to use, and the Internet banking is secure. Their advertisements are cunning and colourful. I'm so happy that I switched banks!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Personal Loan (Fixed, Unsecured) personal loan review by Raina from Victoria

        Was this review helpful?

        Yes

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