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  • Peoples Choice Credit Union Discounted Personal Loan (Fixed)

    Compare other
    personal loans

    Compare other
    personal loans

    • 11.55%

    • 11.84%

    • $

    • $195

    • 11.55%

    • 11.84%

    • $

    • $195

    Currently showing:

    Rates

    Rate types
    Fixed
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    11.55%
    Comparison Rate*
    11.84%
    Fixed 1 year rate
    8.42%
    Fixed 2 year rate
    8.42%
    Fixed 3 year rate
    8.42%
    Fixed 4 year rate
    8.42%
    Fixed 5 year rate
    8.42%
    Fixed 6 year rate
    none
    Fixed 7 year rate
    none
    Minimum rate
    8.42%
    Maximum rate
    11.55%

    Other financial bits

    Minimum loan amount
    $10,000.00
    Maximum loan amount
    $19,999.00
    Minimum loan term
    1 Year
    Maximum loan term
    7 Years
    Repayment types
    none
    Security type
    Various

    Fees

    Application fee
    $195.00
    Entry fee
    $
    Service fee
    $
    Transaction fee
    $
    Late payment fee
    $25.00
    Exit fee
    $
    Early repayment penalty
    none

    Features

    Repayment options
    none
    Extra repayments allowed
    yes
    Redraw allowed
    yes
    Other restrictions
    none
    Other benefits
    none

    Rates

    Rate types
    Fixed
    Intro interest rate
    none
    Intro rate term
    none
    Variable rate
    11.55%
    Comparison Rate*
    11.84%
    Fixed 1 year rate
    8.42%
    Fixed 2 year rate
    8.42%
    Fixed 3 year rate
    8.42%
    Fixed 4 year rate
    8.42%
    Fixed 5 year rate
    8.42%
    Fixed 6 year rate
    none
    Fixed 7 year rate
    none
    Minimum rate
    8.42%
    Maximum rate
    11.55%

    Other financial bits

    Minimum loan amount
    $20,000.00
    Maximum loan amount
    $
    Minimum loan term
    1 Year
    Maximum loan term
    7 Years
    Repayment types
    none
    Security type
    Various

    Fees

    Application fee
    $195.00
    Entry fee
    $
    Service fee
    $
    Transaction fee
    $
    Late payment fee
    $25.00
    Exit fee
    $
    Early repayment penalty
    none

    Features

    Repayment options
    none
    Extra repayments allowed
    yes
    Redraw allowed
    yes
    Other restrictions
    none
    Other benefits
    none

    About Peoples Choice Credit Union

    Peoples Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

    How are Peoples Choice Credit Union personal loans rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Peoples Choice Credit Union personal loans 8.6 Based on 12
    Peoples Choice Credit Union personal loan reviews
    8.3 7.6 8.8 8.7 8.7

    Read Peoples Choice Credit Union personal loan reviews by the Mozo community

    Latest reviews of Peoples Choice Credit Union Discounted Personal Loan (Fixed)

      • ANZ Fixed Rate (Unsecured) *

        • 13.95%

          fixed 1 year rate

        • 14.82%

          comparison rate

        * Fees and charges are payable

        Show Rates

        Excellent Customer Service

          1. Overall customer rating
          2. (Reviewed 17 days ago)

        Excellent Customer Service, they made applying for the loan and document provision extremely easy, the load was approved seamlessly       Full review 

        Excellent Customer Service, they made applying for the loan and document provision extremely easy, the load was approved seamlessly


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Peoples Choice Credit Union Discounted Personal Loan (Fixed) personal loan review by Marion from South Australia

        Was this review helpful?

        Yes
      • ANZ Fixed Rate (Unsecured) *

        • 13.95%

          fixed 1 year rate

        • 14.82%

          comparison rate

        * Fees and charges are payable

        Show Rates

        great online banking facilities

          1. Overall customer rating
          2. (Reviewed 4 months ago)

        Overall I am happy with the services they offer except they should make it possible for people on pensions to be able to get personal loans. It's really unfair we can't get help in this way when we know we can afford the repayments.       Full review 

        Overall I am happy with the services they offer except they should make it possible for people on pensions to be able to get personal loans. It's really unfair we can't get help in this way when we know we can afford the repayments.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Peoples Choice Credit Union Discounted Personal Loan (Fixed) personal loan review by Cheryl from South Australia

        Was this review helpful?

        Yes

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