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Savings & LoansSavings & Loans is Australia’s second-largest credit union, with branches across the country. As a credit union, Savings & Loans operates for the benefit of members. Its people before profit focus means it can keep fees low and interest rates competitive. What’s more, any profits go back into creating better services such as opening new Savings & Loans branches and ATMs. If you like the sound of people before profit, check out its full range of financial services products, including credit cards, debit cards, personal loans, home loans and savings accounts. |
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| Savings & Loans Green Personal Loan (Fixed) | ||
| Overall Customer Rating | 7.2BASED ON 9 REVIEWS |
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| Price Rating | 6.7 | |
| Features Rating | 5.4 | |
| Service Rating | 7.8 | |
| Convenience Rating | 8.0 | |
| Trust Rating | 7.6 | |
| What next? |
| Savings & Loans Green Personal Loan (Fixed) | ||
| Rate Types | Fixed | |
| Intro Interest Rate | ||
| Intro Rate Term | ||
| Variable Rate | ||
| Comparison Rate* | 9.98% | |
| Fixed 1 Year Rate | 9.70% | |
| Fixed 2 Year Rate | 9.70% | |
| Fixed 3 Year Rate | 9.70% | |
| Fixed 4 Year Rate | 9.70% | |
| Fixed 5 Year Rate | 9.70% | |
| Fixed 6 Year Rate | 9.70% | |
| Fixed 7 Year Rate | 9.70% | |
| Minimum Rate | 9.70% | |
| Maximum Rate | 9.70% | |
| What next? |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Savings & Loans Green Personal Loan (Fixed) | ||
| Application Fee | $195.00 | |
| Entry Fee | $0.00 | |
| Service Fee | $0.00 | |
| Transaction Fee | ||
| Late Payment Fee | $40.00 | |
| Exit Fee | $0.00 | |
| Early Repayment Penalty | 0.00 | |
| What next? |
| Savings & Loans Green Personal Loan (Fixed) | ||
| Minimum Loan Amount | $10,000.00 | |
| Maximum Loan Amount | $19,999.00 | |
| Minimum Loan Term | 1 Year | |
| Maximum Loan Term | 7 Years | |
| Repayment Types | ||
| Security Type | Other | |
| What next? |
| Savings & Loans Green Personal Loan (Fixed) | ||
| Repayment Options | Weekly, fortnightly, monthly | |
| Extra Repayments Allowed | yes | |
| Redraw Allowed | no | |
| Other Restrictions | ||
| Other Benefits | ||
| What next? |
Overall Rating
7Pricing
5Product Features
2Customer Service
7Convenience
10Trust
9they have flexibility with re-draws (to a point anyway) – Shelley from South Australia, a Savings & Loans personal loan customer. Reviewed 24 days ago
Overall Rating
10Pricing
10Product Features
10Customer Service
10Convenience
10Trust
10They made the whole process so easy and quick. The interest rate was the lowest and the loan terms were flexible. Good work Savings and Loans. – Petrina from South Australia, a Savings & Loans personal loan customer. Reviewed 3 months ago
Overall Rating
1Pricing
2Product Features
1Customer Service
6Convenience
6Trust
2It takes forever to pay off personal loans. You keep paying off the interest not the loan. I think there should be lower interest rates for large loans at Savings and Loans. – Anne from South Australia, a Savings & Loans personal loan customer. Reviewed 4 months ago
Overall Rating
3Pricing
4Product Features
1Customer Service
2Convenience
3Trust
4I dislike Savings & Loans' $8 a month "account keeping" fee for my personal loan, on top of that the $2 "account keeping" fee per savings account and visa AND because my husband and I have joint accounts then be get charge DOUBLE the "account keeping" fee even though its one account but has 2 names on it. Double dipping i call it – jenny from Queensland, a Savings & Loans personal loan customer. Reviewed 5 months ago
Overall Rating
9Pricing
10Product Features
8Customer Service
10Convenience
10Trust
8The interest rate that i got on my personal loan at Savings and Loans was great and the terms suited me perfectly. – john from South Australia, a Savings & Loans personal loan customer. Reviewed 5 months ago
Find more personal loans by visiting our compare personal loans page.
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