Savings & Loans Green Personal Loan (Fixed)

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Savings & Loans

Savings & Loans is Australia’s second-largest credit union, with branches across the country. As a credit union, Savings & Loans operates for the benefit of members. Its people before profit focus means it can keep fees low and interest rates competitive. What’s more, any profits go back into creating better services such as opening new Savings & Loans branches and ATMs. If you like the sound of people before profit, check out its full range of financial services products, including credit cards, debit cards, personal loans, home loans and savings accounts.

              
  Savings & Loans
   
 

Customer ratingsclick to open

    Savings & Loans Green Personal Loan (Fixed)
Overall Customer Rating 7.2BASED ON
9 REVIEWS
Price Rating 6.7
Features Rating 5.4
Service Rating 7.8
Convenience Rating 8.0
Trust Rating 7.6
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Ratesclick to open

    Savings & Loans Green Personal Loan (Fixed)
Rate Types Fixed
Intro Interest Rate  
Intro Rate Term  
Variable Rate  
Comparison Rate* 9.98%
Fixed 1 Year Rate 9.70%
Fixed 2 Year Rate 9.70%
Fixed 3 Year Rate 9.70%
Fixed 4 Year Rate 9.70%
Fixed 5 Year Rate 9.70%
Fixed 6 Year Rate 9.70%
Fixed 7 Year Rate 9.70%
Minimum Rate 9.70%
Maximum Rate 9.70%
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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Feesclick to open

    Savings & Loans Green Personal Loan (Fixed)
Application Fee $195.00
Entry Fee $0.00
Service Fee $0.00
Transaction Fee  
Late Payment Fee $40.00
Exit Fee $0.00
Early Repayment Penalty 0.00
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Other financial bitsclick to open

    Savings & Loans Green Personal Loan (Fixed)
Minimum Loan Amount $10,000.00
Maximum Loan Amount $19,999.00
Minimum Loan Term 1 Year
Maximum Loan Term 7 Years
Repayment Types  
Security Type Other
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Featuresclick to open

    Savings & Loans Green Personal Loan (Fixed)
Repayment Options Weekly, fortnightly, monthly
Extra Repayments Allowed yes
Redraw Allowed no
Other Restrictions  
Other Benefits  
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Most recent reviews of Savings & Loans personal loans

 

  • Overall Rating

    7
  • Pricing

    5
  • Product Features

    2
  • Customer Service

    7
  • Convenience

    10
  • Trust

    9

they have flexibility with re-draws (to a point anyway) – Shelley from South Australia, a Savings & Loans personal loan customer.   Reviewed 24 days ago

 

  • Overall Rating

    10
  • Pricing

    10
  • Product Features

    10
  • Customer Service

    10
  • Convenience

    10
  • Trust

    10

They made the whole process so easy and quick. The interest rate was the lowest and the loan terms were flexible. Good work Savings and Loans. – Petrina from South Australia, a Savings & Loans personal loan customer.   Reviewed 3 months ago

 

  • Overall Rating

    1
  • Pricing

    2
  • Product Features

    1
  • Customer Service

    6
  • Convenience

    6
  • Trust

    2

It takes forever to pay off personal loans. You keep paying off the interest not the loan. I think there should be lower interest rates for large loans at Savings and Loans. – Anne from South Australia, a Savings & Loans personal loan customer.   Reviewed 4 months ago

 

  • Overall Rating

    3
  • Pricing

    4
  • Product Features

    1
  • Customer Service

    2
  • Convenience

    3
  • Trust

    4

I dislike Savings & Loans' $8 a month "account keeping" fee for my personal loan, on top of that the $2 "account keeping" fee per savings account and visa AND because my husband and I have joint accounts then be get charge DOUBLE the "account keeping" fee even though its one account but has 2 names on it. Double dipping i call it – jenny from Queensland, a Savings & Loans personal loan customer.   Reviewed 5 months ago

 

  • Overall Rating

    9
  • Pricing

    10
  • Product Features

    8
  • Customer Service

    10
  • Convenience

    10
  • Trust

    8

The interest rate that i got on my personal loan at Savings and Loans was great and the terms suited me perfectly. – john from South Australia, a Savings & Loans personal loan customer.   Reviewed 5 months ago

See all Savings & Loans personal loan reviews

Find more personal loans by visiting our compare personal loans page.

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