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Savings & Loans Green Personal Loan (Fixed, Unsecured)

  • rate

    13.49 %
  • comparison rate

    13.78%

  • ongoing fee

    $0.00

  • upfront fee

    $195

Savings & Loans's overall rating for personal loans is

7.8

(as rated by the Mozo community)

Rates

Rate types
Fixed
Intro interest rate
none
Intro rate term
none
Variable rate
none
Comparison Rate*
13.78%
Fixed 1 year rate
13.49%
Fixed 2 year rate
13.49%
Fixed 3 year rate
13.49%
Fixed 4 year rate
13.49%
Fixed 5 year rate
13.49%
Fixed 6 year rate
13.49%
Fixed 7 year rate
13.49%
Minimum rate
13.49%
Maximum rate
13.49%

Other financial bits

Minimum loan amount
$2,000.00
Maximum loan amount
$9,999.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Repayment types
none
Security type
Unsecured

Fees

Application fee
$195.00
Entry fee
$0.00
Service fee
$0.00
Transaction fee
none
Late payment fee
$40.00
Exit fee
$0.00
Early repayment penalty
0.00

Features

Repayment options
Weekly, fortnightly, monthly
Extra repayments allowed
yes
Redraw allowed
yes
Other restrictions
none
Other benefits
none

This is how the Mozo community has rated Savings & Loans for personal loans.

Product Type Overall Price Features Service Convenience Trust
Overall 4.6 4.4 4.5 5.3 5.1 5.1
Savings & Loans personal loans 7.8 12 REVIEWS 7.0 5.9 8.1 8.5 7.9

Savings & Loans

Their vision is simple: to be the best member-owned financial institution for everyday Australians. Savings and Loans do this by providing member value through a range of innovative and competitive financial products from loans to deposits to credit cards, all while giving all of their members the high level of service they deserve.

Some recent reviews of Savings & Loans personal loans

Karen from South Australia, a Savings & Loans personal loan customer. 9Overall Rating
  I like this product, because it allowed my family to buy a larger vehicle. They do not contact you unless you miss a payment. If I was to apply for the same loan today, I would not get one! Reviewed 15 days ago  
  • 6Pricing
  • 2Product Features
  • 9Customer Service
  • 10Convenience
  • 10Trust
Jamie from New South Wales, a Savings & Loans personal loan customer. 10Overall Rating
  These guys have just been AMAZING with me. They had THE best interest rate for 5yr personal loan over 20k. Every time I call I speak to a real person. I can pay the min. amount or pay more. I will try and use these guys a bit in the future. Reviewed 2 months ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Verity from South Australia, a Savings & Loans personal loan customer. 9Overall Rating
  I like the competitive rates, friendly and good customer service and prompt responses. Dislike that during financial struggles, there is next to no repayment options, or the ability to negotiate dollar amounts to repay. However overall the product is very good and we are happy with what we have received. Reviewed 4 months ago  
  • 8Pricing
  • 10Product Features
  • 8Customer Service
  • 10Convenience
  • 7Trust
Shelley from South Australia, a Savings & Loans personal loan customer. 7Overall Rating
  they have flexibility with re-draws (to a point anyway) Reviewed 6 months ago  
  • 5Pricing
  • 2Product Features
  • 7Customer Service
  • 10Convenience
  • 9Trust
Petrina from South Australia, a Savings & Loans personal loan customer. 10Overall Rating
  They made the whole process so easy and quick. The interest rate was the lowest and the loan terms were flexible. Good work Savings and Loans. Reviewed 8 months ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
 

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