Westpac personal loans

Westpac personal loans can be found here. Find more personal loans by visiting our compare personal loans page.

With so many different personal loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right personal loan choice. Find and compare Westpac personal loans with Mozo.

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services. Find Westpac personal loans with Mozo.

 

This is how the Mozo community has rated your bank for its personal loans:

Westpac's overall rating for personal loans is 6.7(rate this bank)

 

Westpac offers the following personal loans

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Product Interest Rate (min) Comparison Rate* Estimated Monthly Repayment Total Cost Over Life of Loan
Personal Flexi Loan (Variable, Unsecured) 13.99% 14.54% $342 $2,632 Add to shortlist
Personal Loan (Boat) (Fixed) 13.39% 14.25% $339 $2,718 Add to shortlist
Personal Loan (Fixed) 13.39% 14.25% $339 $2,718 Add to shortlist
Personal Loan (Boat) (Fixed) 13.79% 14.65% $341 $2,787 Add to shortlist
Personal Loan (Fixed) 13.79% 14.65% $341 $2,787 Add to shortlist
Personal Loan (Boat) (Fixed) 14.29% 15.15% $343 $2,875 Add to shortlist
Personal Loan (Fixed) 14.29% 15.15% $343 $2,875 Add to shortlist
Personal Loan (Fixed, Unsecured) 14.64% 15.50% $345 $2,936 Add to shortlist
Personal Loan (Fixed, Unsecured) 15.14% 16.00% $347 $3,024 Add to shortlist

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Reviews of Westpac personal loans

QLD Customer - David

  • Overall Rating

    -

  • Pricing

    10

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    10

  • Trust

    -

I like the way the loan is streamlined to meet my needs. – David from Queensland, a Westpac personal loan customer.   Reviewed 1 day ago

NSW Customer - Renae

  • Overall Rating

    7

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    7

  • Convenience

    5

  • Trust

    8

No fuss, the repayments come out fortnightly with my pay – Renae from New South Wales, a Westpac personal loan customer.   Reviewed about 1 month ago

QLD Customer - Valencia

  • Overall Rating

    2

  • Pricing

    5

  • Product Features

    3

  • Customer Service

    2

  • Convenience

    6

  • Trust

    2

They never offered us the best loan for our needs just the one with the highest interest and maybe the best kick back for the loans officer. – Valencia from Queensland, a Westpac personal loan customer.   Reviewed 2 months ago

NSW Customer - Christina

  • Overall Rating

    7

  • Pricing

    6

  • Product Features

    7

  • Customer Service

    7

  • Convenience

    10

  • Trust

    7

I like the convenience of being able to pay my loan payment online and see exactly how much interest I am being charged. The customer service could improved as I had to call and chase up the contract a few times, only to find out that the bank designated to me have misplaced the contract. – Christina from New South Wales, a Westpac personal loan customer.   Reviewed 2 months ago

NT Customer - Monique

  • Overall Rating

    3

  • Pricing

    5

  • Product Features

    4

  • Customer Service

    1

  • Convenience

    7

  • Trust

    1

I like the length of term available and the high amount you can borrow unsecured. I disliked the fact that three months after I signed up for the loan and my circumstances had changed drastically, they would not let me extend the term of the loan, even though a longer term had been offered at the start. – Monique from Northern Territory, a Westpac personal loan customer.   Reviewed 2 months ago

See all Westpac personal loan reviews

Visit our compare personal loans page.

What else does Westpac offer?

Below are the results for all Westpac products, as rated by the Mozo community.

Product Type Overall Price Features Service Convenience Trust
Westpac credit cards 6.5 902 REVIEWS 5.4 5.8 6.3 7.2 6.5
Westpac savings accounts 6.7 827 REVIEWS 5.9 5.3 6.8 7.4 6.9
Westpac bank accounts 6.8 813 REVIEWS 5.8 5.7 6.9 7.5 6.9
Westpac home loans 6.5 577 REVIEWS 6.1 6.5 6.6 7.3 6.3
Westpac term deposits 7.3 85 REVIEWS 7.0 6.1 7.2 7.6 7.4
Westpac personal loans 6.7 147 REVIEWS 6.1 5.8 6.8 7.5 6.6

Other providers of Personal loans

Westpac also offers the following types of products