(as rated by the Mozo community)
| Product | Interest Rate (min) | Comparison Rate* | Estimated Monthly Repayment | Total Cost Over Life of Loan |
|---|---|---|---|---|
| Personal Loan (Fixed, Unsecured) | 15.14% | 16.00% | $347 | $3,024 |
| Personal Loan (Fixed, Unsecured) | 14.64% | 15.50% | $345 | $2,936 |
| Personal Loan (Boat) (Fixed) | 14.29% | 15.15% | $343 | $2,875 |
| Personal Loan (Fixed) | 14.29% | 15.15% | $343 | $2,875 |
| Personal Loan (Fixed) | 13.79% | 14.65% | $341 | $2,787 |
| Personal Loan (Boat) (Fixed) | 13.79% | 14.65% | $341 | $2,787 |
| Personal Flexi Loan (Variable, Unsecured) | 14.49% | 15.04% | $344 | $2,720 |
| Personal Loan (Boat) (Fixed) | 13.39% | 14.25% | $339 | $2,718 |
| Personal Loan (Fixed) | 13.39% | 14.25% | $339 | $2,718 |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able
to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.
| A Mozo reviewer from South Australia, a Westpac personal loan customer. | 9Overall Rating | ||
| I like the interest rate I got. Reviewed about 3 hours ago |
|
| Peter from New South Wales, a Westpac personal loan customer. | 7Overall Rating | ||
| Interest rates are competitive. Service is great. Reviewed 14 days ago |
|
| Cheryl from Queensland, a Westpac personal loan customer. | 3Overall Rating | ||
| Ability to upgrade if needed. Reviewed 14 days ago |
|
| Helen from Victoria, a Westpac personal loan customer. | 10Overall Rating | ||
| When we applied for our personal loan, Westpac was extremely helpful and gave us their full attention as to what and how much we were looking for, also when we wanted to increase our loan they were also very cooperative. The interest rate in our opinion was very favourable. Reviewed 14 days ago |
|
| A Mozo reviewer from Queensland, a Westpac personal loan customer. | 1Overall Rating | ||
| High fees, cranky CSC staff when we wanted to pay it out early. Reviewed 14 days ago |
|
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Westpac credit cards | 6.5 1267 REVIEWS | 5.4 | 5.6 | 6.4 | 7.3 | 6.5 |
| Westpac savings accounts | 6.8 1306 REVIEWS | 5.9 | 5.2 | 6.9 | 7.5 | 6.9 |
| Westpac bank accounts | 6.7 1101 REVIEWS | 5.8 | 5.4 | 6.8 | 7.5 | 6.8 |
| Westpac home loans | 6.3 908 REVIEWS | 5.8 | 6.2 | 6.5 | 7.3 | 6.1 |
| Westpac term deposits | 7.5 118 REVIEWS | 7.2 | 6.1 | 7.4 | 7.8 | 7.7 |
| Westpac personal loans | 6.5 215 REVIEWS | 5.8 | 5.5 | 6.7 | 7.6 | 6.5 |
With so many different personal loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right personal loan choice. You can find and compare Westpac personal loans with Mozo or check out these other providers.
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