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Westpac personal loans

Westpac's overall rating for personal loans is

6.5

(as rated by the Mozo community)

Westpac offers the following personal loans

Product Interest Rate (min) Comparison Rate* Estimated Monthly Repayment Total Cost Over Life of Loan
Personal Loan (Fixed, Unsecured)
15.14% 16.00% $347 $3,024
Personal Loan (Fixed, Unsecured)
14.64% 15.50% $345 $2,936
Personal Loan (Boat) (Fixed)
14.29% 15.15% $343 $2,875
Personal Loan (Fixed)
14.29% 15.15% $343 $2,875
Personal Loan (Fixed)
13.79% 14.65% $341 $2,787
Personal Loan (Boat) (Fixed)
13.79% 14.65% $341 $2,787
Personal Flexi Loan (Variable, Unsecured)
14.49% 15.04% $344 $2,720
Personal Loan (Boat) (Fixed)
13.39% 14.25% $339 $2,718
Personal Loan (Fixed)
13.39% 14.25% $339 $2,718

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able

to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.

Reviews of Westpac personal loans

A Mozo reviewer from South Australia, a Westpac personal loan customer. 9Overall Rating
  I like the interest rate I got. Reviewed about 3 hours ago  
  • 7Pricing
  • 7Product Features
  • 9Customer Service
  • 8Convenience
  • 8Trust
Peter from New South Wales, a Westpac personal loan customer. 7Overall Rating
  Interest rates are competitive. Service is great. Reviewed 14 days ago  
  • 8Pricing
  • 5Product Features
  • 8Customer Service
  • 7Convenience
  • 8Trust
Cheryl from Queensland, a Westpac personal loan customer. 3Overall Rating
  Ability to upgrade if needed. Reviewed 14 days ago  
  • 3Pricing
  • 0Product Features
  • 5Customer Service
  • 2Convenience
  • 5Trust
Helen from Victoria, a Westpac personal loan customer. 10Overall Rating
  When we applied for our personal loan, Westpac was extremely helpful and gave us their full attention as to what and how much we were looking for, also when we wanted to increase our loan they were also very cooperative. The interest rate in our opinion was very favourable. Reviewed 14 days ago  
  • 6Pricing
  • -Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
A Mozo reviewer from Queensland, a Westpac personal loan customer. 1Overall Rating
  High fees, cranky CSC staff when we wanted to pay it out early. Reviewed 14 days ago  
  • 1Pricing
  • 1Product Features
  • 1Customer Service
  • 1Convenience
  • 1Trust

How are other Westpac products rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
Westpac credit cards 6.5 1267 REVIEWS 5.4 5.6 6.4 7.3 6.5
Westpac savings accounts 6.8 1306 REVIEWS 5.9 5.2 6.9 7.5 6.9
Westpac bank accounts 6.7 1101 REVIEWS 5.8 5.4 6.8 7.5 6.8
Westpac home loans 6.3 908 REVIEWS 5.8 6.2 6.5 7.3 6.1
Westpac term deposits 7.5 118 REVIEWS 7.2 6.1 7.4 7.8 7.7
Westpac personal loans 6.5 215 REVIEWS 5.8 5.5 6.7 7.6 6.5

Other providers of personal loans

With so many different personal loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right personal loan choice. You can find and compare Westpac personal loans with Mozo or check out these other providers.

 

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