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Personal loans

If you're looking to borrow money for a holiday, home reno or a new car, Mozo can help compare personal loan interest rates and options. Secured or unsecured, we've got the whole loan market covered so you can find the one that's right for you.

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  • We compare 125 personal loans from 43 banks

  • You could save more than $3400 by switching loans**

  • Over 300,000 people use our site each month

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DirectMoney

Direct Money Personal Loan (Fixed, Unsecured)

  • Borrow from $5k-$35k for any purpose
  • Same day funds available
  • 100% online application
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    • People's Choice Credit Union Discounted Personal Loan over 30k (Fixed)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms and repayment options
    • interest rate from

      6.64%

    • comparison rate from*

      6.99% based on $30,000
      over 5 years

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    • IMB Secured Personal Loan (Fixed)
      • Borrow up to $60,000
      • No penalty for early repayments
      • No ongoing fees
    • interest rate from

      7.94%

    • comparison rate from*

      8.19% based on $30,000
      over 5 years

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    • RateSetter Unsecured Personal Loan (Fixed)
      • Low rates for borrowers with good credit
      • 3 min rate estimate, simple online application
      • No monthly fees, no early repayment fees
    • interest rate from

      8.75%

    • comparison rate from*

      10.13% based on $10,000
      over 3 years

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    • RACV Personal Loan (Fixed, Secured)
      • No ongoing fees
      • Loan approval within 5 business hours
      • Choose to repay over 1 to 7 years
    • interest rate from

      9.45%

    • comparison rate from*

      9.97% based on $30,000
      over 5 years

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    • SocietyOne Unsecured Personal Loan (Fixed)
      • No upfront, monthly or early repayment fees
      • Low personalised rates if you have good credit
      • Borrow from $5,000 to $30,000
    • interest rate from

      9.95%

    • comparison rate from*

      9.95% based on $10,000
      over 3 years

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    More info
    • DirectMoney Personal Loan (Fixed, Unsecured)
      • Borrow from $5k-$35k for any purpose
      • Same day funds available
      • 100% online application
    • interest rate from

      10.75%

    • comparison rate from*

      11.60% based on $30,000
      over 5 years

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    • NAB Personal Loan (Variable, Unsecured)
      • Borrow from $5K to $55K
      • No fees for extra or early repayments
      • Loan terms from 1 to 7 years
    • interest rate from

      13.39%

    • comparison rate from*

      14.26% based on $30,000
      over 5 years

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    • ANZ Unsecured Personal Loan (Fixed)
      • Loan terms from 1 to 7 years
      • Make extra repayments
      • Borrow from $5K up to $100K
    • interest rate from

      13.95%

    • comparison rate from*

      14.81% based on $30,000
      over 5 years

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    • St.George Unsecured Personal Loan (Fixed)
      • Fast and simple online application
      • Borrow from $3K to $40K
      • Choose to repay your loan from 1 to 5 years
    • interest rate from

      14.35%

    • comparison rate from*

      17.59% based on $10,000
      over 3 years

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    • ANZ Unsecured Personal Loan (Variable)
      • Loan terms from 1 to 7 years
      • Make extra repayments
      • Borrow from $5K up to $100K
    • interest rate from

      14.69%

    • comparison rate from*

      15.55% based on $30,000
      over 5 years

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    • Westpac Personal Flexi Loan (Variable, Unsecured)
      • No fees for additional withdrawals, early repayments or early exit
      • Same day funds for existing approved customers
      • Special interest rate only available to selected partner websites
    • interest rate from

      14.69%

    • comparison rate from*

      n/a

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    • Bank of Melbourne Unsecured Personal Loan (Variable)
      • Borrow from $3K to $40K
      • Flexible repayment options
      • Extra repayments allowed
    • interest rate from

      14.74%

    • comparison rate from*

      17.98% based on $10,000
      over 3 years

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    • BankSA Unsecured Personal Loan (Variable)
      • No security required
      • Borrow between $3K and $40K
      • Fast and simple application required
    • interest rate from

      14.74%

    • comparison rate from*

      17.98% based on $10,000
      over 3 years

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average personal loan product input by 493 consumers (average balance of $19,708, interest rate of 14.9%, monthly fee of $7.80 and loan term of 4.8 years) who used the Mozo Personal Loan Health Check tool between 1 January 2012 to July 2012.