Compare all ANZ credit cards
good
If you want a lower interest rate on your credit card you need to get one without any benefits, e.g. Frequent flier points. However if you want the benefits of Frequent flyer points you need to get a Visa and that will cost you 8 percent more if y... Full review
If you want a lower interest rate on your credit card you need to get one without any benefits, e.g. Frequent flier points. However if you want the benefits of Frequent flyer points you need to get a Visa and that will cost you 8 percent more if you don't pay your dues in time. At least they give you a choice with ANZ.
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YesThis is for the ANZ First visa. The interest rate is quite high but comparable to other companies for a first time credit card. there is no rewards program attached or any other loyalty incentives. I plan to change this card as soon as I am in a p... Full review
This is for the ANZ First visa. The interest rate is quite high but comparable to other companies for a first time credit card. there is no rewards program attached or any other loyalty incentives. I plan to change this card as soon as I am in a position to do so. Pros are it usually starts with a low credit amount so you can't get into too much trouble and the minimum payment if it is maxed out is $80 month.
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YesThe product is very comparable with anything else on the market but the personal service from staff makes it a winner every time. Full review
The product is very comparable with anything else on the market but the personal service from staff makes it a winner every time.
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YesHigh annual fee, high interest rate and rewards program gets worse each year. Full review
High annual fee, high interest rate and rewards program gets worse each year.
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YesApplication and ongoing support has been fantastic as other banks wouldn't accept my applications yet ANZ did and have been with them for 4 years now and they have offered to increase my credit limit as being a good customer in repayments yet I ha... Full review
Application and ongoing support has been fantastic as other banks wouldn't accept my applications yet ANZ did and have been with them for 4 years now and they have offered to increase my credit limit as being a good customer in repayments yet I have declined as don't require it at the moment.
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YesOver priced Over rated Under serviced Pros = 0 Cons = Plenty ANZ = A No Zone Full review
Over priced Over rated Under serviced Pros = 0 Cons = Plenty ANZ = A No Zone
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YesSince I reached 60 I have had no fees to pay. Before that there were 3 or 4 fees that annoyed me. Other than that I have been a satisfied customer for 30 odd years. Full review
Since I reached 60 I have had no fees to pay. Before that there were 3 or 4 fees that annoyed me. Other than that I have been a satisfied customer for 30 odd years.
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YesI like the personal service I get from my ANZ they always go that little bit more to improve their service and products I like their opening hours. Full review
I like the personal service I get from my ANZ they always go that little bit more to improve their service and products I like their opening hours.
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YesWe are not unhappy with the ANZ and their service the biggest complaint is their annual fees and the fact that they charge for an extra card every year. When we first got our credit card my husband received a card and I was also given a card witho... Full review
We are not unhappy with the ANZ and their service the biggest complaint is their annual fees and the fact that they charge for an extra card every year. When we first got our credit card my husband received a card and I was also given a card without any extra charge but now they charge me every year for my card which I think is wrong.
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YesWhile I have no specific problem with their credit card, I find ANZ customer service and their branches to be sub optimal. Their staff members never seem to know a lot of detail on the product or service they seem to be supporting and refer you to... Full review
While I have no specific problem with their credit card, I find ANZ customer service and their branches to be sub optimal. Their staff members never seem to know a lot of detail on the product or service they seem to be supporting and refer you to someone else, who then refers you again. Branches have lost their customer service such as being able to change sums of coins for notes.
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YesThis particular credit card does not offer many options but is tied to our home loan. We use it only when AMEX is not accepted. Full review
This particular credit card does not offer many options but is tied to our home loan. We use it only when AMEX is not accepted.
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YesI received two calls from ANZ with regard to my credit card, the first call was about my card being compromised for $1.59, so they quickly cancelled my card. The next call was within half an hour of my buying something online, they were checking t... Full review
I received two calls from ANZ with regard to my credit card, the first call was about my card being compromised for $1.59, so they quickly cancelled my card. The next call was within half an hour of my buying something online, they were checking to see if I had bought something online. My ANZ gets an A from me for their vigilance.
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Yesshit
They won't let me change anything and the interest rate is too high. Full review
They won't let me change anything and the interest rate is too high.
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Yesbest bank i have dealt with
The rate is great, the service is impeccable and the falcon security gives me peace of mind. Full review
The rate is great, the service is impeccable and the falcon security gives me peace of mind.
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YesSome fees could be hidden and many fees have been applied that people should be aware of. Full review
Some fees could be hidden and many fees have been applied that people should be aware of.
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YesA very generous and no hassle frequent flyer points system and excellent security. Full review
A very generous and no hassle frequent flyer points system and excellent security.
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YesPricing is too high, with benefits for patronage. Full review
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YesThe overall banking systems needs an overhaul, customer satisfaction is rated at an overall low score. Full review
The overall banking systems needs an overhaul, customer satisfaction is rated at an overall low score.
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YesOnly have a credit card
Since revising the rewards program, and removing the administration fee, this card is more worthwhile. Limited access to local branch for face to face banking (often required) as the branch is not open on weekends (Saturday morning). Full review
Since revising the rewards program, and removing the administration fee, this card is more worthwhile. Limited access to local branch for face to face banking (often required) as the branch is not open on weekends (Saturday morning).
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YesA Bank you look forward to going to, very friendly
This credit card is one card you can use anywhere in the world. We have found it to be convenient, safe and trustworthy. Full review
This credit card is one card you can use anywhere in the world. We have found it to be convenient, safe and trustworthy.
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YesGood basic no frills credit card,gr8 cust. service
The card I have is their no frills low rate card. It has a low fee of about 12% but has no rewards programs. So it is a good card if you want just a basic credit card for big purchases. Full review
The card I have is their no frills low rate card. It has a low fee of about 12% but has no rewards programs. So it is a good card if you want just a basic credit card for big purchases.
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YesGreat card but average service
Overall the product is good but their internal secure email system is simply too slow and cumbersome and impersonal. Hard to get the right solution via email alone. Full review
Overall the product is good but their internal secure email system is simply too slow and cumbersome and impersonal. Hard to get the right solution via email alone.
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Yescustomer service is ok.
This credit card is expensive because of the rewards program. Being part of a package with a mortage and so on its really expensive; ie annual cost and rewards cost. There are not as many ANZ atms around but the web site is really user friendly. Full review
This credit card is expensive because of the rewards program. Being part of a package with a mortage and so on its really expensive; ie annual cost and rewards cost. There are not as many ANZ atms around but the web site is really user friendly.
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YesThe product is good and encourages its customers to pay off its balance. Although there are lower rate cards and cards with no fees, this card is an extremely competitive card and has a good rewards program. I would recommend this card over any ot... Full review
The product is good and encourages its customers to pay off its balance. Although there are lower rate cards and cards with no fees, this card is an extremely competitive card and has a good rewards program. I would recommend this card over any other visa card I have seen.
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YesGreat product & service
I have had this credit card for many years & have had no concerns with the service given. Full review
I have had this credit card for many years & have had no concerns with the service given.
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Yespoor customer sevice dont bank with anz r,eally
I dislike ANZ because they have poor customer service and do not answer your questions and concerns truthfully. I have a ANZ first credit card and the interest rate is very high. Do not get credit cards from them. Internet banking always has probl... Full review
I dislike ANZ because they have poor customer service and do not answer your questions and concerns truthfully. I have a ANZ first credit card and the interest rate is very high. Do not get credit cards from them. Internet banking always has problems with security, especially with online statements. I have now switched banks to NAB and they have excellent customer service and internet banking. They care about their customers. Bank with NAB.
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YesCredit cards are not something we should have, but these days they are a necessity. We try to keep it down as low as possible and only use debit, but with our financial situation the way it is at the moment, we are spending more than we are earnin... Full review
Credit cards are not something we should have, but these days they are a necessity. We try to keep it down as low as possible and only use debit, but with our financial situation the way it is at the moment, we are spending more than we are earning. There are days we need to use our credit card for simple `food shopping', not just luxuries like it used to be. My main concerns with the credit card are like most banks - the fees. There aren't enough ANZ ATMS (no fees) as there are some others. My only other concern with the bank is it's overdraw fees. Sometimes we are overdrawn simply because we have not co-ordinated bill paying and pay day well enough - and yet as soon as we are overdrawn, we get this really big fee. It doesn't prevent you from getting overdrawn, it just makes life more difficult and stressful.
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YesIt's not for everyone, but if you are aware of the ins and outs of the product you can make it work for you. Very important to not let the credit catd debt get out of control becasue if you do,,,the interets will hurt, but if you are on top of it,... Full review
It's not for everyone, but if you are aware of the ins and outs of the product you can make it work for you. Very important to not let the credit catd debt get out of control becasue if you do,,,the interets will hurt, but if you are on top of it, you could be flying a family of three internationally every two years. Love it and it has worked for me and my family giving us quite a few holidays over the years.
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YesEasy to use and accepted everywhere. Pay the bill and have had pleasant customer service on the odd occasion that I've needed to speak to them. But most of the time, it all runs smoothly. Full review
Easy to use and accepted everywhere. Pay the bill and have had pleasant customer service on the odd occasion that I've needed to speak to them. But most of the time, it all runs smoothly.
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YesQantas Frequent Flyer points and direct transition of spend to Frequent Flyer points. Easy! For a busy person like me who likes to travel and has little time for administration, this credit card is a good option. Full review
Qantas Frequent Flyer points and direct transition of spend to Frequent Flyer points. Easy! For a busy person like me who likes to travel and has little time for administration, this credit card is a good option.
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