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  • ANZ home loan reviews

    How are ANZ home loans rated by the Mozo community?

    67%

    Overall Mozo Community rating: 6.7 out of 10

    ANZ home loans

    Overall rating: 6.7 (534 reviews)

    Last reviewed: 05 February 2012


    1. Overall customer rating
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    Reviews: 1591

    Thumbs up: 1326 | Thumbs down: 264

    Featured home loan from ANZ

    • Equity Manager (Breakfree package)
    • variable rate

      7.01%from 17 Feb
    • comparison rate

      7.33%from 17 Feb
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    Other home loans

    • dream loan express
    • variable rate

      6.29%
    • comparison rate

      6.33%
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    • Professional Plus ($200,000 - $299,999)
    • variable rate

      6.45%
    • comparison rate

      6.79%
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    Recent ANZ home loan reviews

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    • Great rewards, features, options & rates

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      Frequent flyer ski holiday to Canada each year. Offset & redraw gives confidence when paying additional funds off the mortgage, in the event of a "rainy day". These facilities allowed us to have our mortgage payed off up to 10 years early, as well...       Full review 

      Frequent flyer ski holiday to Canada each year. Offset & redraw gives confidence when paying additional funds off the mortgage, in the event of a "rainy day". These facilities allowed us to have our mortgage payed off up to 10 years early, as well as purchase a holiday home on average wages. Work to Live!!!!


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      ANZ Variable Rate (Breakfree package) home loan reviewed by Leah from Victoria

      2 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 days ago)

      When I was on a sole parent pension, they still accepted my application for home loan when other banks/institutions refused me. I have since banked with ANZ for the past 28 years.       Full review 

      When I was on a sole parent pension, they still accepted my application for home loan when other banks/institutions refused me. I have since banked with ANZ for the past 28 years.


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      ANZ home loan reviewed by Lee from Tasmania

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        1. Overall customer rating
        2. (Reviewed 9 days ago)

      I, like most people am not a fan of the banks, any of them, but I've got to say the ANZ has been mostly very easy to deal with and the convenience of their atms is fantastic. We also pay no fees on any of our ANZ accounts because of our ANZ home l...       Full review 

      I, like most people am not a fan of the banks, any of them, but I've got to say the ANZ has been mostly very easy to deal with and the convenience of their atms is fantastic. We also pay no fees on any of our ANZ accounts because of our ANZ home loan.


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      ANZ home loan reviewed by Jessica from Queensland

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 days ago)

      The loans manager was very accomodating and very honest in beating other interest rates offered by other Banks. Also, he explained his product well and detailed the differences to my other bank, both positive and negative, so that I was able to co...       Full review 

      The loans manager was very accomodating and very honest in beating other interest rates offered by other Banks. Also, he explained his product well and detailed the differences to my other bank, both positive and negative, so that I was able to compare, not just on the lowest rate, but overall value for me and my family.


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      ANZ home loan reviewed by Alan from New South Wales

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        1. Overall customer rating
        2. (Reviewed 9 days ago)

      Chose this due to low interest rates compared to other banks. Customers should be aware of other fees and admin charges before signing up for the home loan.       Full review 

      Chose this due to low interest rates compared to other banks. Customers should be aware of other fees and admin charges before signing up for the home loan.


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      ANZ home loan reviewed by Navin from Victoria

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        1. Overall customer rating
        2. (Reviewed 9 days ago)

      The ANZ home loan provides low fees, a flexible home loan and no worries about your loan. I would DEFINENTLY pass this bank on to friends and family as a reliable and trustworthy bank and the rates are to die for. ANZ should be bank of the year! (...       Full review 

      The ANZ home loan provides low fees, a flexible home loan and no worries about your loan. I would DEFINENTLY pass this bank on to friends and family as a reliable and trustworthy bank and the rates are to die for. ANZ should be bank of the year! ( No jokes )


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      ANZ home loan reviewed by Alena from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 9 days ago)

      The credit card linked to our home loan package is terrible. The bank slugs us with a big annual fee each year always at the worst possible time and no warning. The online banking facilities are excellent.       Full review 

      The credit card linked to our home loan package is terrible. The bank slugs us with a big annual fee each year always at the worst possible time and no warning. The online banking facilities are excellent.


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      ANZ home loan reviewed by Jason from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      We have had a difficult time in the last 12 months due to my ill health and have found the ANZ bank very understanding and supportive. They have treated us like people, not just numbers on a page.       Full review 

      We have had a difficult time in the last 12 months due to my ill health and have found the ANZ bank very understanding and supportive. They have treated us like people, not just numbers on a page.


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      ANZ home loan reviewed by Zizi from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Banks are too focused on share holders, rather than the customer - people that make the profit for them. Most people just want to be treated equally, maybe they should really be listening to the little people, rather than just saying they are.       Full review 

      Banks are too focused on share holders, rather than the customer - people that make the profit for them. Most people just want to be treated equally, maybe they should really be listening to the little people, rather than just saying they are.


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      ANZ home loan reviewed by Sandra from New South Wales

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      The ANZ have been very flexible in structuring things to suit our requirements and their redraw facility is simple and free.       Full review 

      The ANZ have been very flexible in structuring things to suit our requirements and their redraw facility is simple and free.


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      ANZ home loan reviewed by Leon from Tasmania

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Great bank. But would like them to pass on their profits to the customer as well as the shareholder. Could be more personal.       Full review 

      Great bank. But would like them to pass on their profits to the customer as well as the shareholder. Could be more personal.


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      ANZ home loan reviewed by Lizabeth from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      We have been customers of ANZ for some time and never had an issue, anytime I have had a question they have answered quickly and helpfully. I Have always found staff to be courteous and understanding.       Full review 

      We have been customers of ANZ for some time and never had an issue, anytime I have had a question they have answered quickly and helpfully. I Have always found staff to be courteous and understanding.


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      ANZ home loan reviewed by Coral from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Over many years, and in different situations the ANZ has been friendly, and talk the talk. Unfortunately they consistantly disappoint. Make suggestions they don't follow through on. First point of contact is full of enthusiasm, only to be let down...       Full review 

      Over many years, and in different situations the ANZ has been friendly, and talk the talk. Unfortunately they consistantly disappoint. Make suggestions they don't follow through on. First point of contact is full of enthusiasm, only to be let down by the people in the field.


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      ANZ home loan reviewed by Tricia from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Very friendly sevice, convenient location, friendly mobile service, no need to leave home, everything done over phone or email, highly recomended.       Full review 

      Very friendly sevice, convenient location, friendly mobile service, no need to leave home, everything done over phone or email, highly recomended.


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      ANZ home loan reviewed by Malgorzata from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Every time we go into ANZ, even if it's a simple question, they seem to find another way to save us money. They don't just answer the question, they take the time to give our accounts an overhaul and let us make informed decisions. The ongoing ser...       Full review 

      Every time we go into ANZ, even if it's a simple question, they seem to find another way to save us money. They don't just answer the question, they take the time to give our accounts an overhaul and let us make informed decisions. The ongoing service and advice is fantastic.


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      ANZ home loan reviewed by Sam from South Australia

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        1. Overall customer rating
        2. (Reviewed 11 days ago)

      The product is good (equity manager) but the staff have an inability to assist, don't have the authority to carry out tasks promised, and never do anything in a timely fashion. Unnecessary fees at every turn as well.       Full review 

      The product is good (equity manager) but the staff have an inability to assist, don't have the authority to carry out tasks promised, and never do anything in a timely fashion. Unnecessary fees at every turn as well.


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      ANZ home loan reviewed by Julie from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 11 days ago)

      My ANZ manager took the time to explain the true interest rate to us without confusing us with all this comparative rate jargon. I have regular contact with someone from the branch each and every month to talk about my accounts. I'm very happy to ...       Full review 

      My ANZ manager took the time to explain the true interest rate to us without confusing us with all this comparative rate jargon. I have regular contact with someone from the branch each and every month to talk about my accounts. I'm very happy to recommend ANZ to family or friends.


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      ANZ home loan reviewed by Ron from South Australia

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        1. Overall customer rating
        2. (Reviewed 11 days ago)

      It offers fixed and variable rates at startup. A draw down facility on extra money paid and was simple to setup and access equity loan for future use.       Full review 

      It offers fixed and variable rates at startup. A draw down facility on extra money paid and was simple to setup and access equity loan for future use.


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      ANZ home loan reviewed by Vicki from Queensland

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    • great product & service

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      I have had the loan for years & have been able to use the redraw facility on occasions.       Full review 

      I have had the loan for years & have been able to use the redraw facility on occasions.


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      ANZ Variable Rate home loan reviewed by Stan from Tasmania

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      I had a very trouble free time in re-financing my home loan with the ANZ and dealt with the same person through out the process which made it easy. They gave me excellent advice and provided me with maximum benefits.       Full review 

      I had a very trouble free time in re-financing my home loan with the ANZ and dealt with the same person through out the process which made it easy. They gave me excellent advice and provided me with maximum benefits.


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      ANZ home loan reviewed by Cornelio from New South Wales

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      I am extremely happy with the ANZ homeloan as they are very flexible and the interest rates are very competetive with the other banks. The fact that I can pay extra to allow a redraw of funds online with instant apoprovalis great. I would definate...       Full review 

      I am extremely happy with the ANZ homeloan as they are very flexible and the interest rates are very competetive with the other banks. The fact that I can pay extra to allow a redraw of funds online with instant apoprovalis great. I would definately recommend the home loans that ANZ have available there is bound to be one to suit the individual needs.


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      ANZ home loan reviewed by Carolyn from Western Australia

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      We have a very good relationship with our account manager at our local bank - that makes all the difference for us, being treated like you're more than just a number. Thumbs up for ANZ Elizabeth Street, Hobart!       Full review 

      We have a very good relationship with our account manager at our local bank - that makes all the difference for us, being treated like you're more than just a number. Thumbs up for ANZ Elizabeth Street, Hobart!


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      ANZ home loan reviewed by Sandy from Tasmania

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      Have always been very helpful over phone. No long waiting time. Process transactions quickly. Passed on discounts (ie rate cuts) quickly.       Full review 

      Have always been very helpful over phone. No long waiting time. Process transactions quickly. Passed on discounts (ie rate cuts) quickly.


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      ANZ home loan reviewed by Michelle from Western Australia

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      The interest you pay on a home loan is unacceptable by the time you complete paying back a home loan we end up paying two to three time the amount you borrowed. Banks are ripping people off.       Full review 

      The interest you pay on a home loan is unacceptable by the time you complete paying back a home loan we end up paying two to three time the amount you borrowed. Banks are ripping people off.


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      ANZ home loan reviewed by Leonie from Queensland

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    • Exceptional! Second to none!

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      The support, flexibility and customer service ANZ has given me through difficult times has been absolutely second-to-none and has enabled me to be able to keep our house (Single Mother of 2 kids).       Full review 

      The support, flexibility and customer service ANZ has given me through difficult times has been absolutely second-to-none and has enabled me to be able to keep our house (Single Mother of 2 kids).


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      ANZ Fixed Rate home loan reviewed by Charis from Western Australia

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    • Don't trust them to do what they say.

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      The product is ok, however the bank's failure to rectify the issue when a Manager did not do what he promised, makes me distrust and dislike ANZ intensely.       Full review 

      The product is ok, however the bank's failure to rectify the issue when a Manager did not do what he promised, makes me distrust and dislike ANZ intensely.


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      ANZ Fixed Rate home loan reviewed by Jane from Victoria

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    • Good understanding

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      It is easy to understand and anz are very flexible.       Full review 

      It is easy to understand and anz are very flexible.


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      ANZ Fixed Rate home loan reviewed by Rachel from Western Australia

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    • Good customer service

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      We have a competitive Home Loan, but I still think all banks charge too many fees so that they can make Billions in profit. They do not really care about their customers, just profits!!!!!       Full review 

      We have a competitive Home Loan, but I still think all banks charge too many fees so that they can make Billions in profit. They do not really care about their customers, just profits!!!!!


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      ANZ Fixed Rate home loan reviewed by Stu from Victoria

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    • Needs to improve

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      BALDIVIS branch are closed on a Saturday now. When you do go only two tellers open at a time. Long waits to see someone if it's not about a general inquiry.       Full review 

      BALDIVIS branch are closed on a Saturday now. When you do go only two tellers open at a time. Long waits to see someone if it's not about a general inquiry.


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      ANZ Fixed Rate home loan reviewed by Lauren from Western Australia

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    • Fantastic service 5 star rating

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      I like this product cause ANZ provide very good customer service and greeat advise, they helped me out when things didn't seem right. I recommend them highly purely on their customer service. Keep it up.       Full review 

      I like this product cause ANZ provide very good customer service and greeat advise, they helped me out when things didn't seem right. I recommend them highly purely on their customer service. Keep it up.


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      ANZ Variable Rate (Breakfree package) home loan reviewed by Mark from New South Wales

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