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I like this personal loan because of the level of service I get with it. Everything is explained very well during applying for the loan. Also any problems or questions are all taken care of in the bank branch, talking face to face with a person no... Full review
I like this personal loan because of the level of service I get with it. Everything is explained very well during applying for the loan. Also any problems or questions are all taken care of in the bank branch, talking face to face with a person not over the phone (thats how i like to do things), but the phone is no problem when i have had to use it.
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YesThe staff are very friendly they always greet you with a smile and ask if they can help you in any way. Full review
The staff are very friendly they always greet you with a smile and ask if they can help you in any way.
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YesEase of payments, lots of suitable repayment options adds flexibility and regular communication has made this a great facility for my relocation costs. Full review
Ease of payments, lots of suitable repayment options adds flexibility and regular communication has made this a great facility for my relocation costs.
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YesWhen I needed a reasonable amount of money to help a past partner out of a situation, they were very quick and efficient in helping me. Yes I'm aware as many will say that the bank is making money, via interest, it was the quick and very efficient... Full review
When I needed a reasonable amount of money to help a past partner out of a situation, they were very quick and efficient in helping me. Yes I'm aware as many will say that the bank is making money, via interest, it was the quick and very efficient help they provided which impressed me and left me very satisfied with the bank and it's personnel.
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YesThese guys rock!! I have a loan with them and they always get back to me in a timely manner with any questions i may have. ANZ staff know what they are talking about and have always exceeded my expectations. On top of that, the staff are good look... Full review
These guys rock!! I have a loan with them and they always get back to me in a timely manner with any questions i may have. ANZ staff know what they are talking about and have always exceeded my expectations. On top of that, the staff are good looking and well presented too. Very happy customer!
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YesPoor effort
They are slipping in the service department. Full review
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YesThe branch employees at Werribee Plaza ANZ are amazing, very friendly and extremely helpful. Full review
The branch employees at Werribee Plaza ANZ are amazing, very friendly and extremely helpful.
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YesHave not had any issues at all with this product. Service team have always been helpful and everything is done quickly and easily. Full review
Have not had any issues at all with this product. Service team have always been helpful and everything is done quickly and easily.
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YesFrom the minute I applied, throughout the whole application process, they were awesome! I had alot of questions, and had them all answered clearly, and walked away knowing exactly what was going on, what I was signing and what was happening next! ... Full review
From the minute I applied, throughout the whole application process, they were awesome! I had alot of questions, and had them all answered clearly, and walked away knowing exactly what was going on, what I was signing and what was happening next! I got the phone call i was approved and within 12 hours had the money :-) IT WAS ALL HASSLE FREE!!!! I still had some questions after the application process, I just went into my local branch and had them all answered, no worries. I have banked with ANZ for many many years and have never had a problem with them!
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YesThis is a fabulous bank to chose. I have had not one problem with them and they are fantastic with customer service very nice and friendly. Full review
This is a fabulous bank to chose. I have had not one problem with them and they are fantastic with customer service very nice and friendly.
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YesAs a straight shooter type, I respect a bank manager who can take the time to listen, and provide me with a product which suits my purpose. I am more than happy with my dealings with this bank, and will continue my patronage into the future. Full review
As a straight shooter type, I respect a bank manager who can take the time to listen, and provide me with a product which suits my purpose. I am more than happy with my dealings with this bank, and will continue my patronage into the future.
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YesThe customer service was appalling! I am sorry to say that I did not appreciate being stereotyped and treated the way I was. This might have been a one-off situation but it happened to me unfortunately. Full review
The customer service was appalling! I am sorry to say that I did not appreciate being stereotyped and treated the way I was. This might have been a one-off situation but it happened to me unfortunately.
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YesI use their line of credit for my investment loan. They are quite easy to deal with and reliable. Their fees are average among the big 4. They have a lot of convenient branches around. Their internet banking is quite simple to use, but I guess the... Full review
I use their line of credit for my investment loan. They are quite easy to deal with and reliable. Their fees are average among the big 4. They have a lot of convenient branches around. Their internet banking is quite simple to use, but I guess they can to more.
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YesMy personal loan is very affordable and FLEXIBLE. I can make extra payments whenever or ask for a "break" should I have trouble. There is no problem to get it stocked up either...But I am working on to get rid off it:-) Full review
My personal loan is very affordable and FLEXIBLE. I can make extra payments whenever or ask for a "break" should I have trouble. There is no problem to get it stocked up either...But I am working on to get rid off it:-)
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YesI had fantastic face to face customer service, all the options were explained to me, and then I was given advice of which option they thought was best for me. Although their intrest rates is mid-range compared to other financial institutions, I kn... Full review
I had fantastic face to face customer service, all the options were explained to me, and then I was given advice of which option they thought was best for me. Although their intrest rates is mid-range compared to other financial institutions, I know that ANZ is always ready to fix any problems I may have
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YesI dislike the product cause I didn't understand some of the contract, and when I pay out the loan i was fined. Before going for a loan make sure you do your assignments. Full review
I dislike the product cause I didn't understand some of the contract, and when I pay out the loan i was fined. Before going for a loan make sure you do your assignments.
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YesI have had an account with ANZ for over 10 years. My husband and I went for a business loan with them. After much paper work and meetings we were denied our loan with no reason. 1 week following we found out the loan manager had been fired for not... Full review
I have had an account with ANZ for over 10 years. My husband and I went for a business loan with them. After much paper work and meetings we were denied our loan with no reason. 1 week following we found out the loan manager had been fired for not knowing or doing her job correctly and that she had lost many potential customers for their bank. no compensation or apology was ever given.not happy....
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YesThe loan I have is a reasonable rate and one thing I like is that if I am late in a payment, they give me an overdraft facility till I top up the account the payments are drawn from. Full review
The loan I have is a reasonable rate and one thing I like is that if I am late in a payment, they give me an overdraft facility till I top up the account the payments are drawn from.
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YesI feel the interest rate for my personal loan is quite high and that wasn't explained to me upon my signing up. It is 15.65%. In fact, I am finding the repayments difficult. The staff are very friendly and try to be helpful, but as I am a single ... Full review
I feel the interest rate for my personal loan is quite high and that wasn't explained to me upon my signing up. It is 15.65%. In fact, I am finding the repayments difficult. The staff are very friendly and try to be helpful, but as I am a single mum, I don't think they really understand my financial situation. I am in the throws of investigating the rates and offers from other banks at the moment. So anyone interested in a loan from ANZ, should do their research before signing up.
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YesWhen we need some help to get out of debt and combine them all together our bank suggested a personal loan. It has lower repayments then what we were paying to all the single bills. Our bank also direct debits the money out of our regular accoun... Full review
When we need some help to get out of debt and combine them all together our bank suggested a personal loan. It has lower repayments then what we were paying to all the single bills. Our bank also direct debits the money out of our regular accounts so it gets paid every fortnight without us forgetting it, so convienient.
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YesNo proper internal records with the bank. They offer pre approved loans at one point, and when you apply, they decline your application. Full review
No proper internal records with the bank. They offer pre approved loans at one point, and when you apply, they decline your application.
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YesBeing a carer, for most banks is not consided a real job. ANZ was the only one to give me a go. Thank you anz. Full review
Being a carer, for most banks is not consided a real job. ANZ was the only one to give me a go. Thank you anz.
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YesThe staff at ANZ are always polite, friendly and very helpful to me. During the initial period they took the time to show and explain everything in detail and making sure that we understood everything. They have excellent customer service. That is... Full review
The staff at ANZ are always polite, friendly and very helpful to me. During the initial period they took the time to show and explain everything in detail and making sure that we understood everything. They have excellent customer service. That is fantastic to see. When you go into these places you want to be in and out and be served with a smile etc. They do this and more. Not like some places where you feel like you want to sit down and cry with them.
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YesOMG! 10 out of 10 ANZ. We didn't have to jump through hoops to secure a $20,000 personal loan to consolidate some debts and do some house renovations. We applied by phone on a Tuesday and funds were in our account by Monday. We didn't have to show... Full review
OMG! 10 out of 10 ANZ. We didn't have to jump through hoops to secure a $20,000 personal loan to consolidate some debts and do some house renovations. We applied by phone on a Tuesday and funds were in our account by Monday. We didn't have to show pay slips even though my husbands pay goes into the Commonwealth. All they wanted to see was 3 months of statements for the credit cards with other banks we wanted to pay out. There was no having to show copies of my car loan payments, our home loan details, nothing. I cant believe how easy it was. I rang this morning and they told us we were approved and when we were ready to give them a call which we did tonight and the money was in our account while we were on the phone. I cant believe the difference between ANZ and Commonwealth bank who want you to jump through hoops and charge you an extra 2% for the pleasure. They wanted pay slips from my husband who has his pay going into his account with them not to mention everything else they wanted. Go figure. I say to anyone who has an account with ANZ and wants a personal loan check them out. I am wrapped with how little time it took to get the loan and get the money
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YesI have banked with anz since i was 16 i have applied and applied and applied in the last 3 years to get even the lowest loan to clear my credit rating which has 2 defaults with a combined sum to just under $500.00. On top of that, I need to fix an... Full review
I have banked with anz since i was 16 i have applied and applied and applied in the last 3 years to get even the lowest loan to clear my credit rating which has 2 defaults with a combined sum to just under $500.00. On top of that, I need to fix and pay off the car i am still paying off to my family and to christen my son and daughter. But even though they can see what goes in and out of my account, they would not even give me a chance at a loan or anything. I'm a single parent trying to give my children the best up bringing i can when people ask who the best to go to get a loan. I tell them not to bother going with anz and tell them what's going to happen. Things should not be that hard for people who are exsisting anz customers for more than 3-5 years coz it makes people like myself want to change banks.
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YesNot all the terms of credit requirements were on the website. All information should be available on the www. when everybody wants you to use www, instead of humans. But the facts were not all there. Full review
Not all the terms of credit requirements were on the website. All information should be available on the www. when everybody wants you to use www, instead of humans. But the facts were not all there.
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Yesgreat bank Full review
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YesThe bank treated me as a customer not a number, from the time I started my first savings account. As time progressed and my needs changed, the bank had systems in place ready for the changes I required. There was no hesitation for me to get ... Full review
The bank treated me as a customer not a number, from the time I started my first savings account. As time progressed and my needs changed, the bank had systems in place ready for the changes I required. There was no hesitation for me to get my children started with the bank and they wouldn't have it any other way.
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YesWe were recommended by a staff member to approach the then Bank Manager re our finances. He was very helpful and supportive in our application for a personal loan. Our loan was approved approx 20 minutes later. Our personal loan is on a variable r... Full review
We were recommended by a staff member to approach the then Bank Manager re our finances. He was very helpful and supportive in our application for a personal loan. Our loan was approved approx 20 minutes later. Our personal loan is on a variable rate, on the terms we requested and has redraw facilities, we are happy to and have recommended the ANZ Bank to various family members and friends.
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YesI dislike ANZ loans due to their attitudes toward customers when times are tough. The give limited assistance to review situations to be able to repay loans within a budget. Full review
I dislike ANZ loans due to their attitudes toward customers when times are tough. The give limited assistance to review situations to be able to repay loans within a budget.
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