X
Your shortlist

  • Remove from shortlist Go to site
  • Aussie credit card reviews

    How are Aussie credit cards rated by the Mozo community?

    54%

    Overall Mozo Community rating: 5.4 out of 10

    Aussie credit cards

    Overall rating: 5.4 (34 reviews)

    Last reviewed: 25 January 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    Reviews: 75

    Thumbs up: 54 | Thumbs down: 20

    Featured credit card from Aussie

    • Aussie MasterCard
    • interest rate

      13.29%
    • annual fee

      $49.00

    Other credit cards

    • Low Fee Student Credit Card
    • interest rate

      20.24%
    • annual fee

      $0.00
    • Go to site
       

    Compare all credit cards

    Write a review

    Recent Aussie credit card reviews

    Sort reviews by: date | helpful vote | thumbs up | thumbs down
        1. Overall customer rating
        2. (Reviewed 11 days ago)

      Pros - low interest - low fees - helpful staff on phone - Never had any declined transactions Cons - Cannot go into a physical branch and speak to someone - Cannot connect the account with your savings account so making payments onto the ...       Full review 

      Pros - low interest - low fees - helpful staff on phone - Never had any declined transactions Cons - Cannot go into a physical branch and speak to someone - Cannot connect the account with your savings account so making payments onto the card has to be done through Bpay or over the phone.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Nicci from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 25 days ago)

      I am not all for the fancy Rewards, I believe as a product, I save far more money on the Low Interest Rate so I can pay to fly MYSELF to the moon! Online is easy. Phone contact is easy. Emails and Mail is not overdosed!! Besides... the card is a ...       Full review 

      I am not all for the fancy Rewards, I believe as a product, I save far more money on the Low Interest Rate so I can pay to fly MYSELF to the moon! Online is easy. Phone contact is easy. Emails and Mail is not overdosed!! Besides... the card is a pretty colour Purple! :-)


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Renee from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I transferred my balance onto this card because of it's competitive rate and interest lock period - fantastic! I haven't used the card itself but I know that you get 6 months interest free on purchases.       Full review 

      I transferred my balance onto this card because of it's competitive rate and interest lock period - fantastic! I haven't used the card itself but I know that you get 6 months interest free on purchases.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Tasneem from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I like that I could apply online and got an answer quickly. I have been able to raise and lower my limit as i wanted. Can log on and see my account easily. Good interest rate and lowish annual fee.       Full review 

      I like that I could apply online and got an answer quickly. I have been able to raise and lower my limit as i wanted. Can log on and see my account easily. Good interest rate and lowish annual fee.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Alison from Tasmania

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 3 months ago)

      Aussie is becoming as greedy as the "Big 4" banks. Due to their charging my account the annual card fee, I went overlimit (they set the limit), and I was charged an over limit fee. When queried they said they allow a certain amount over the limit ...       Full review 

      Aussie is becoming as greedy as the "Big 4" banks. Due to their charging my account the annual card fee, I went overlimit (they set the limit), and I was charged an over limit fee. When queried they said they allow a certain amount over the limit as a customer curtesy. This is not my idea of customer service. BIG BOO TO YOU AUSSIE!!!!


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Gil from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 3 months ago)

      Online access is great, but I find transferring funds from my St George acc takes WAY too long.... I don't think this is Aussies' fault though       Full review 

      Online access is great, but I find transferring funds from my St George acc takes WAY too long.... I don't think this is Aussies' fault though


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Shane from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 3 months ago)

      Despite the Aussie website indicating it would take a few days for a new credit card approval, it took 3 months. They lost documents I posted to them, had no email capacity to receoved scanned documents- then I had to visit a post office to verif...       Full review 

      Despite the Aussie website indicating it would take a few days for a new credit card approval, it took 3 months. They lost documents I posted to them, had no email capacity to receoved scanned documents- then I had to visit a post office to verify identification. all too hard, decided to stay with my own great bank in the end!


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Narelle from South Australia

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      A few years back I signed up for Aussie for a credit card for back up for overseas trip. They initially sent me the wrong one, then the credit card didn't arrive in time for my departure, they arranged for me to pick up from airport the day I was ...       Full review 

      A few years back I signed up for Aussie for a credit card for back up for overseas trip. They initially sent me the wrong one, then the credit card didn't arrive in time for my departure, they arranged for me to pick up from airport the day I was leaving and to my disgust, that didn't happen.. after several phone calls from overseas they expressed the credit card over, only not to bring the pin number, several more phone calls and a week later the pin number was expressed to my motel.. Rude customer service, almost ruined my holiday.. overdue fees are the highest of any insitution. Would never ever recommend


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Kim from Victoria

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      the interest rate is better than some other banks and there's no yearly fee, but it's hard to get an online account if you don't live near a branch       Full review 

      the interest rate is better than some other banks and there's no yearly fee, but it's hard to get an online account if you don't live near a branch


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Jennifer from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      I like this product because of the competitive interest rate as well as the 55 days interest free period and how straight forward it was to apply online.       Full review 

      I like this product because of the competitive interest rate as well as the 55 days interest free period and how straight forward it was to apply online.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Janine from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      they hate to return telephone calls. They offer 1 rate and change it without informing you. You keep getting passed onto a different person as nobody is interested in talking to you.       Full review 

      they hate to return telephone calls. They offer 1 rate and change it without informing you. You keep getting passed onto a different person as nobody is interested in talking to you.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Pete from Western Australia

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Low interest rates, Low Annual Fee, Excellent Customer Service, Never found an error in the monthly invoices. Easy online and ATM banking       Full review 

      Low interest rates, Low Annual Fee, Excellent Customer Service, Never found an error in the monthly invoices. Easy online and ATM banking


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Tuula from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      They really look after the customer and treated me like a human being instead of a number and were so supportive and patient when I hit a bad patch through house sale and floods. It was so nice that they understood and I will always come back to t...       Full review 

      They really look after the customer and treated me like a human being instead of a number and were so supportive and patient when I hit a bad patch through house sale and floods. It was so nice that they understood and I will always come back to them when I need to and have sent others to them. I have had 4 loans with them so far. They are awesome and I will always endorse them where ever and whenever I can in gratitude. Aussie lenders explain everything and try really hard for you.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Alexandra from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 5 months ago)

      excellent service on phone requests, and they're always competitive       Full review 

      excellent service on phone requests, and they're always competitive


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Mark from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 6 months ago)

      It's a credit card. Credit cards are evil.       Full review 

      It's a credit card. Credit cards are evil.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Bradley from Victoria

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      Excellent Credit Card with great Interest Rates, Good customer service and very easy to understand what your fees and charges are. The best credit card for those who want a "no thrills" low rate Mastercard.       Full review 

      Excellent Credit Card with great Interest Rates, Good customer service and very easy to understand what your fees and charges are. The best credit card for those who want a "no thrills" low rate Mastercard.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Peter from Western Australia

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      We took out a credit card with Aussie with a limit of a mere $1,500 to help pay for the cost of an overseas holiday. We never failed to make the minimum payment or usually more until we had problems transferring money into the card from Samoa. We ...       Full review 

      We took out a credit card with Aussie with a limit of a mere $1,500 to help pay for the cost of an overseas holiday. We never failed to make the minimum payment or usually more until we had problems transferring money into the card from Samoa. We missed 2 payments of $75 and I emailed them to advise them of the problem - the decent thing to do. When we returned we were confronted with very nasty letters threatening legal action. When we rang to discuss the matter we were referred to ANZ where an employee told us that unless we paid $2,000 in 24 hours to pay out the card we would be visited by someone who would place red stickers all over our house. How absurd is this? The woman we spoke to was obnoxious, rude and overbearing, all for 2 grand. I will never use or recommend any Aussie or ANZ products again. This treatment is barbaric


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Deborah from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      The pro: Cost The con: poor customer service       Full review 

      The pro: Cost The con: poor customer service


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Ryan from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Pretty good credit card, thought the fees are high. convenient online banking andgood custoemr service.       Full review 

      Pretty good credit card, thought the fees are high. convenient online banking andgood custoemr service.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Sarah from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Good rate credit card.       Full review 

      Good rate credit card.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Peter from Victoria

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      This product was terrible. There were no rewards or special offers. Extra charges that were always in fine print and not clearly outlined. Was not happy and no longer use this product.       Full review 

      This product was terrible. There were no rewards or special offers. Extra charges that were always in fine print and not clearly outlined. Was not happy and no longer use this product.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Aimee from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      The rates are high and the service is low. I am shopping around for a new CC now.       Full review 

      The rates are high and the service is low. I am shopping around for a new CC now.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Amanda from Victoria

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Interest rate is too high and there are no rewards to compensate       Full review 

      Interest rate is too high and there are no rewards to compensate


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Catia from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Dislike product. Unfriendly phone calls, no flexibility. Delays in processing between states. Huge fees       Full review 

      Dislike product. Unfriendly phone calls, no flexibility. Delays in processing between states. Huge fees


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Sonja from Victoria

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      No rewards program. Interest is average compared to other credit cards 13.29%, but could be a bit lower.       Full review 

      No rewards program. Interest is average compared to other credit cards 13.29%, but could be a bit lower.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Mechelle from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed 10 months ago)

      One of the first providers to bring rates down, and still worth it!       Full review 

      One of the first providers to bring rates down, and still worth it!


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Jeff from Queensland

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      This credit card is awesome could not be happier       Full review 

      This credit card is awesome could not be happier


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Lea from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Aussie by name, Aussie by friendly no fuss service.       Full review 

      Aussie by name, Aussie by friendly no fuss service.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Colin from New South Wales

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Cheap interest rates if you choose right one       Full review 

      Cheap interest rates if you choose right one


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Amy from Victoria

      Was this review helpful?

      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Unfair charges, late fees, overlimit due to fees.       Full review 

      Unfair charges, late fees, overlimit due to fees.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      Aussie credit card reviewed by Terry from Queensland

      Was this review helpful?

      Yes

    What type of credit card are you looking for?

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 7.7

      Bendigo Bank credit cards

      Overall rating: 7.7 (52 reviews)

      Last reviewed: 21 January 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust
    • 7.5

      28 Degrees credit cards

      Overall rating: 7.5 (50 reviews)

      Last reviewed: 25 January 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust
    • 7.4

      Bankwest credit cards

      Overall rating: 7.4 (140 reviews)

      Last reviewed: 28 January 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust
    • 6.8

      Bank of Queensland credit cards

      Overall rating: 6.8 (36 reviews)

      Last reviewed: 24 January 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust
    • 6.7

      NAB credit cards

      Overall rating: 6.7 (486 reviews)

      Last reviewed: 06 February 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust