Aussie credit card reviews

How are Aussie credit cards rated by the Mozo community?

69%

Overall Mozo Community rating: 6.9 out of 10

Aussie credit cards

Overall rating: 6.9 (14 reviews)*

Last reviewed: 25 February 2013


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* based on reviews in the past 12 months

Reviews: 88

Thumbs up: 65 | Thumbs down: 22

Featured credit card from Aussie

  • Classic Low Rate
  • interest rate

    12.49%

  • annual fee

    $49.00


Other credit cards

  • Premium Card
  • interest rate

    19.49%

  • annual fee

    $90.00

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  • Breeze Platinum
  • interest rate

    11.99%

  • annual fee

    $99.00

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Recent Aussie credit card reviews

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  • Low interest rate, no-fuss card

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      12. (Reviewed 3 months ago)

    Good product with great interest rates, a no-fuss credit card.       Full review 

    Good product with great interest rates, a no-fuss credit card.


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    Aussie credit card reviewed by Monique from Victoria

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  • Low interest rate. Simple.

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      12. (Reviewed 3 months ago)

    Aussie credit card is simple to set up, and has a fantastic interest rate. The Annual fee is low.The basics is what is most important!       Full review 

    Aussie credit card is simple to set up, and has a fantastic interest rate. The Annual fee is low.The basics is what is most important!


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    Aussie credit card reviewed by Kate from New South Wales

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  • Unethical fees and terrible customer service

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      12. (Reviewed 3 months ago)

    Aussie claims to be an affordable option compared to the major banks, but their credit card fees are higher than the banks. If their interest overdraws your account, they charge you for overdrawing $35. All fees are incredibly unethical. When you ...       Full review 

    Aussie claims to be an affordable option compared to the major banks, but their credit card fees are higher than the banks. If their interest overdraws your account, they charge you for overdrawing $35. All fees are incredibly unethical. When you ring to discuss they are nothing but rude.


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    Aussie credit card reviewed by Sonia from New South Wales

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  • Easy to use

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      12. (Reviewed 6 months ago)

    Just a no frills credit card.       Full review 

    Just a no frills credit card.


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    Aussie credit card reviewed by Sandy from New South Wales

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      11. Overall customer rating
      12. (Reviewed over 1 year ago)

    Pros - low interest - low fees - helpful staff on phone - Never had any declined transactions Cons - Cannot go into a physical branch and speak to someone - Cannot connect the account with your savings account so making payments onto the ...       Full review 

    Pros - low interest - low fees - helpful staff on phone - Never had any declined transactions Cons - Cannot go into a physical branch and speak to someone - Cannot connect the account with your savings account so making payments onto the card has to be done through Bpay or over the phone.


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    Aussie credit card reviewed by Nicci from New South Wales

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      12. (Reviewed over 1 year ago)

    I am not all for the fancy Rewards, I believe as a product, I save far more money on the Low Interest Rate so I can pay to fly MYSELF to the moon! Online is easy. Phone contact is easy. Emails and Mail is not overdosed!! Besides... the card is a ...       Full review 

    I am not all for the fancy Rewards, I believe as a product, I save far more money on the Low Interest Rate so I can pay to fly MYSELF to the moon! Online is easy. Phone contact is easy. Emails and Mail is not overdosed!! Besides... the card is a pretty colour Purple! :-)


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    Aussie credit card reviewed by Renee from New South Wales

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      12. (Reviewed over 1 year ago)

    I transferred my balance onto this card because of it's competitive rate and interest lock period - fantastic! I haven't used the card itself but I know that you get 6 months interest free on purchases.       Full review 

    I transferred my balance onto this card because of it's competitive rate and interest lock period - fantastic! I haven't used the card itself but I know that you get 6 months interest free on purchases.


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    Aussie credit card reviewed by Tasneem from New South Wales

    1 person found this review helpful – do you?

    Yes

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      12. (Reviewed over 1 year ago)

    I like that I could apply online and got an answer quickly. I have been able to raise and lower my limit as i wanted. Can log on and see my account easily. Good interest rate and lowish annual fee.       Full review 

    I like that I could apply online and got an answer quickly. I have been able to raise and lower my limit as i wanted. Can log on and see my account easily. Good interest rate and lowish annual fee.


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    Aussie credit card reviewed by Alison from Tasmania

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      12. (Reviewed over 1 year ago)

    Aussie is becoming as greedy as the "Big 4" banks. Due to their charging my account the annual card fee, I went overlimit (they set the limit), and I was charged an over limit fee. When queried they said they allow a certain amount over the limit ...       Full review 

    Aussie is becoming as greedy as the "Big 4" banks. Due to their charging my account the annual card fee, I went overlimit (they set the limit), and I was charged an over limit fee. When queried they said they allow a certain amount over the limit as a customer curtesy. This is not my idea of customer service. BIG BOO TO YOU AUSSIE!!!!


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    Aussie credit card reviewed by Gil from Queensland

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      12. (Reviewed over 1 year ago)

    Online access is great, but I find transferring funds from my St George acc takes WAY too long.... I don't think this is Aussies' fault though       Full review 

    Online access is great, but I find transferring funds from my St George acc takes WAY too long.... I don't think this is Aussies' fault though


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    Aussie credit card reviewed by Shane from New South Wales

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      12. (Reviewed over 1 year ago)

    Despite the Aussie website indicating it would take a few days for a new credit card approval, it took 3 months. They lost documents I posted to them, had no email capacity to receoved scanned documents- then I had to visit a post office to verif...       Full review 

    Despite the Aussie website indicating it would take a few days for a new credit card approval, it took 3 months. They lost documents I posted to them, had no email capacity to receoved scanned documents- then I had to visit a post office to verify identification. all too hard, decided to stay with my own great bank in the end!


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    Aussie credit card reviewed by Narelle from South Australia

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      12. (Reviewed over 1 year ago)

    A few years back I signed up for Aussie for a credit card for back up for overseas trip. They initially sent me the wrong one, then the credit card didn't arrive in time for my departure, they arranged for me to pick up from airport the day I was ...       Full review 

    A few years back I signed up for Aussie for a credit card for back up for overseas trip. They initially sent me the wrong one, then the credit card didn't arrive in time for my departure, they arranged for me to pick up from airport the day I was leaving and to my disgust, that didn't happen.. after several phone calls from overseas they expressed the credit card over, only not to bring the pin number, several more phone calls and a week later the pin number was expressed to my motel.. Rude customer service, almost ruined my holiday.. overdue fees are the highest of any insitution. Would never ever recommend


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    Aussie credit card reviewed by Kim from Victoria

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      12. (Reviewed over 1 year ago)

    the interest rate is better than some other banks and there's no yearly fee, but it's hard to get an online account if you don't live near a branch       Full review 

    the interest rate is better than some other banks and there's no yearly fee, but it's hard to get an online account if you don't live near a branch


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    Aussie credit card reviewed by Jennifer from New South Wales

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      12. (Reviewed over 1 year ago)

    I like this product because of the competitive interest rate as well as the 55 days interest free period and how straight forward it was to apply online.       Full review 

    I like this product because of the competitive interest rate as well as the 55 days interest free period and how straight forward it was to apply online.


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    Aussie credit card reviewed by Janine from Queensland

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      12. (Reviewed over 1 year ago)

    they hate to return telephone calls. They offer 1 rate and change it without informing you. You keep getting passed onto a different person as nobody is interested in talking to you.       Full review 

    they hate to return telephone calls. They offer 1 rate and change it without informing you. You keep getting passed onto a different person as nobody is interested in talking to you.


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    Aussie credit card reviewed by Pete from Western Australia

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      12. (Reviewed over 1 year ago)

    Low interest rates, Low Annual Fee, Excellent Customer Service, Never found an error in the monthly invoices. Easy online and ATM banking       Full review 

    Low interest rates, Low Annual Fee, Excellent Customer Service, Never found an error in the monthly invoices. Easy online and ATM banking


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    Aussie credit card reviewed by Tuula from Queensland

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      12. (Reviewed over 1 year ago)

    They really look after the customer and treated me like a human being instead of a number and were so supportive and patient when I hit a bad patch through house sale and floods. It was so nice that they understood and I will always come back to t...       Full review 

    They really look after the customer and treated me like a human being instead of a number and were so supportive and patient when I hit a bad patch through house sale and floods. It was so nice that they understood and I will always come back to them when I need to and have sent others to them. I have had 4 loans with them so far. They are awesome and I will always endorse them where ever and whenever I can in gratitude. Aussie lenders explain everything and try really hard for you.


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    Aussie credit card reviewed by Alexandra from Queensland

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      12. (Reviewed over 1 year ago)

    excellent service on phone requests, and they're always competitive       Full review 

    excellent service on phone requests, and they're always competitive


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    Aussie credit card reviewed by Mark from Queensland

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      12. (Reviewed over 1 year ago)

    It's a credit card. Credit cards are evil.       Full review 

    It's a credit card. Credit cards are evil.


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    Aussie credit card reviewed by Bradley from Victoria

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      12. (Reviewed almost 2 years ago)

    Excellent Credit Card with great Interest Rates, Good customer service and very easy to understand what your fees and charges are. The best credit card for those who want a "no thrills" low rate Mastercard.       Full review 

    Excellent Credit Card with great Interest Rates, Good customer service and very easy to understand what your fees and charges are. The best credit card for those who want a "no thrills" low rate Mastercard.


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    Aussie credit card reviewed by Peter from Western Australia

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      12. (Reviewed almost 2 years ago)

    We took out a credit card with Aussie with a limit of a mere $1,500 to help pay for the cost of an overseas holiday. We never failed to make the minimum payment or usually more until we had problems transferring money into the card from Samoa. We ...       Full review 

    We took out a credit card with Aussie with a limit of a mere $1,500 to help pay for the cost of an overseas holiday. We never failed to make the minimum payment or usually more until we had problems transferring money into the card from Samoa. We missed 2 payments of $75 and I emailed them to advise them of the problem - the decent thing to do. When we returned we were confronted with very nasty letters threatening legal action. When we rang to discuss the matter we were referred to ANZ where an employee told us that unless we paid $2,000 in 24 hours to pay out the card we would be visited by someone who would place red stickers all over our house. How absurd is this? The woman we spoke to was obnoxious, rude and overbearing, all for 2 grand. I will never use or recommend any Aussie or ANZ products again. This treatment is barbaric


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    Aussie credit card reviewed by Deborah from New South Wales

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