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  • Bank of Queensland debit card reviews

    How are Bank of Queensland debit cards rated by the Mozo community?

    82%

    Overall Mozo Community rating: 8.2 out of 10

    Bank of Queensland debit cards

    Overall rating: 8.2 (53 reviews)*

    Last reviewed: 19 May 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 127

    Thumbs up: 114 | Thumbs down: 13

    People's Choice
    Winner 2011

    Featured debit card from Bank of Queensland

    • Ultimate
    • account fee

      $5.00

    • type of card

      Visa Debit or
      EFTPOS


    Other debit cards

    • Express Freedom
    • account fee

      $3.00

    • type of card

      Visa Debit or
      EFTPOS

    • Go to site
       
    • Gold Banking
    • account fee

      $10.00

    • type of card

      Visa Debit or
      EFTPOS

    • Go to site
       

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    Recent Bank of Queensland debit card reviews

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    • Great rates, customer service 5 stars

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      My branch at North Lakes is the best I have been in, the staff cannot do enough for you, they are polite/friendly and explain EVERYTHING that you need to know. Nothing is too much trouble.       Full review 

      My branch at North Lakes is the best I have been in, the staff cannot do enough for you, they are polite/friendly and explain EVERYTHING that you need to know. Nothing is too much trouble.


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      Bank of Queensland debit card reviewed by Roy from Queensland

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    • Full access to my funds and very easy to use.

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      I love the convenience of being able to spend my own money as easily as a credit card. I can buy anything I want and regularly shop on the internet with it.       Full review 

      I love the convenience of being able to spend my own money as easily as a credit card. I can buy anything I want and regularly shop on the internet with it.


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      Bank of Queensland debit card reviewed by Nicolla from Queensland

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    • Great customer service with big bank features

        1. Overall customer rating
        2. (Reviewed 18 days ago)

      I like the product because it broke my addiction to credit and store cards.Using a debit card makes me feel more in control but I still have the freedom of being a bit naughty with an overdraft...I love my little BoQ card!       Full review 

      I like the product because it broke my addiction to credit and store cards.Using a debit card makes me feel more in control but I still have the freedom of being a bit naughty with an overdraft...I love my little BoQ card!


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      Bank of Queensland debit card reviewed by Jeni from Western Australia

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    • A friendly bank that always answers your questions

        1. Overall customer rating
        2. (Reviewed 18 days ago)

      The Bank of Qld is our local bank. It is a family run business. The bank is located close to our home. Whenever you enter the bank, it doesn't take long to get service. Information about local banking and access to finances while overseas is readi...       Full review 

      The Bank of Qld is our local bank. It is a family run business. The bank is located close to our home. Whenever you enter the bank, it doesn't take long to get service. Information about local banking and access to finances while overseas is readily available. meeting with the bank manager have been cordial and friendly.


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      Bank of Queensland debit card reviewed by Camille from Queensland

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    • Good for QLDers, bad for us Westies.

        1. Overall customer rating
        2. (Reviewed 24 days ago)

      Have been a customer for more than 5 years, have always found exceptional service (local is the West End Branch), in branch and with contact center. I use a variety of their products - loans, EFTPOS Merchant, general banking and although in some a...       Full review 

      Have been a customer for more than 5 years, have always found exceptional service (local is the West End Branch), in branch and with contact center. I use a variety of their products - loans, EFTPOS Merchant, general banking and although in some areas they are not as competitive as the Big 4 the customer service in my mind makes up for this. Bank of Queensland is ingenious and quick to respond to any queries, that is until I transferred to Perth and have had abysmal The Owner/ Manager does not return calls, is dishonest and generally slack. You cannot escalate the issues as they own their own business and have purchased a franchise under this banks name. Extremely disappointing and annoying. I would recommend for all Queensland and Victoria customers bur not for Western Australia as service is primitive and although ATMS are found in most major shopping centers, there is a serious lack of street-based ones easily found at a persons convenience.


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      Bank of Queensland debit card reviewed by Serena from Western Australia

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    • Happy with overall service

        1. Overall customer rating
        2. (Reviewed 2 months ago)

      You are using your money, but you also have the safety net of credit. Less chance to go into debt. Monthly fees can be a bit high       Full review 

      You are using your money, but you also have the safety net of credit. Less chance to go into debt. Monthly fees can be a bit high


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      Bank of Queensland debit card reviewed by Sharon from Western Australia

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      The Debit Card allows us to seem to be using Visa when we are really using our own account and money. With visa we were paying $55 per year for the service which we always kept in credit and with Debit we pay $2 per month without any worry of defa...       Full review 

      The Debit Card allows us to seem to be using Visa when we are really using our own account and money. With visa we were paying $55 per year for the service which we always kept in credit and with Debit we pay $2 per month without any worry of defaulting. For older people this is a great help when keeping finanical records straight.


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      Bank of Queensland debit card reviewed by Christine from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      After banking with other banks over many years I have found BOQ by far the best in service, efficiency, trust and personal service. You couldn't ask for more.       Full review 

      After banking with other banks over many years I have found BOQ by far the best in service, efficiency, trust and personal service. You couldn't ask for more.


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      Bank of Queensland debit card reviewed by Sandra from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      A debit card is the best form of card to have without incurring the fees of a credit card, but just as convenient. Bank of Queensland was very helpful and I had my card within days.       Full review 

      A debit card is the best form of card to have without incurring the fees of a credit card, but just as convenient. Bank of Queensland was very helpful and I had my card within days.


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      Bank of Queensland debit card reviewed by Nicola from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Account with no bank fees other than $1 a month card fee. Branch staff are always friendly and quick to find solutions whenever a problem may arise. Unlike the major banks, B.O.Q., Branches are franchises run by owner managers as a business, with ...       Full review 

      Account with no bank fees other than $1 a month card fee. Branch staff are always friendly and quick to find solutions whenever a problem may arise. Unlike the major banks, B.O.Q., Branches are franchises run by owner managers as a business, with mature experienced staff, dedicated to helping the customer.


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      Bank of Queensland debit card reviewed by Robin from Queensland

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 6 months ago)

      This really is the best card, I only get charged $1 fee and i have the advantages of a credit card without the stress of repaying anything cause its all my own money. NO BILLS NO OVER SPENDING, for a pensioner thats AWESOME!!       Full review 

      This really is the best card, I only get charged $1 fee and i have the advantages of a credit card without the stress of repaying anything cause its all my own money. NO BILLS NO OVER SPENDING, for a pensioner thats AWESOME!!


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      Bank of Queensland debit card reviewed by Lisa from Queensland

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      Easy and useful to use on online shopping And it's cheaper because it's your own money your using Love it:)       Full review 

      Easy and useful to use on online shopping And it's cheaper because it's your own money your using Love it:)


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      Bank of Queensland debit card reviewed by Eugenia from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      It suits me down to a tee. I love travelling with it and using it local, country and is easily used for everything I need. The security that I experience is another aspect that keeps me using this card.       Full review 

      It suits me down to a tee. I love travelling with it and using it local, country and is easily used for everything I need. The security that I experience is another aspect that keeps me using this card.


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      Bank of Queensland debit card reviewed by Jenny from Western Australia

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        1. Overall customer rating
        2. (Reviewed 7 months ago)

      I've continuously had my account skimmed by a foreign account and my bank told me in writing there is nothing i can do to stop them... this is fraud within my own bank and the bank gives me no support, only telling me i have to keep allowing this ...       Full review 

      I've continuously had my account skimmed by a foreign account and my bank told me in writing there is nothing i can do to stop them... this is fraud within my own bank and the bank gives me no support, only telling me i have to keep allowing this scam to happen. Bank of Queensland are run by individual owners this is why they will fall hard when my case enters the courts and uncovers the scammers. No faith in my bank of queensland nor the people that work there ...


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      Bank of Queensland debit card reviewed by Ryan spencer from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      The service is great and the tellers are friendly and there is now ATM machines because of all the redi tellers out there now       Full review 

      The service is great and the tellers are friendly and there is now ATM machines because of all the redi tellers out there now


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      Bank of Queensland debit card reviewed by Rosalind from Queensland

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        1. Overall customer rating
        2. (Reviewed 7 months ago)

      They have great service, when I walk into the branch they greet me by name       Full review 

      They have great service, when I walk into the branch they greet me by name


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      Bank of Queensland debit card reviewed by Ross from Western Australia

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        1. Overall customer rating
        2. (Reviewed 8 months ago)

      I like this product because I am kept up to date with everything to do with it and if I have any questions I can phone in, go into a branch or go online and get answers straight away. I would never consider changing.       Full review 

      I like this product because I am kept up to date with everything to do with it and if I have any questions I can phone in, go into a branch or go online and get answers straight away. I would never consider changing.


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      Bank of Queensland debit card reviewed by Cherelle from Western Australia

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        1. Overall customer rating
        2. (Reviewed 8 months ago)

      very user friendly with good customer service       Full review 

      very user friendly with good customer service


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      Bank of Queensland debit card reviewed by Caroline from Victoria

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        1. Overall customer rating
        2. (Reviewed 8 months ago)

      While BOQ is extremely convenient - ATMS are numerous and there are many branch's, the fees are terrible! account keeping fees, other ATM withdrawal fees & internet banking fees. Very disappointing to an otherwise very user friendly bank.       Full review 

      While BOQ is extremely convenient - ATMS are numerous and there are many branch's, the fees are terrible! account keeping fees, other ATM withdrawal fees & internet banking fees. Very disappointing to an otherwise very user friendly bank.


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      Bank of Queensland debit card reviewed by Alexandra from Queensland

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        1. Overall customer rating
        2. (Reviewed 8 months ago)

      I love my debit card, it allows me to shop online which I do almost every day! There are no real rewards linked to my card however & a few times bank of Queensland has been "offline" meaning no customers could access any of their money, even from...       Full review 

      I love my debit card, it allows me to shop online which I do almost every day! There are no real rewards linked to my card however & a few times bank of Queensland has been "offline" meaning no customers could access any of their money, even from branches. My local branch is run by quite an annoying woman, who doesn't make these things easier.


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      Bank of Queensland debit card reviewed by Alexandra from Western Australia

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      I like this bank, because I think they are trustworthy, helpful and I hope honest. The question below is hard as The BOQ took over a Credit Union and Unions I have been with since the 80's, so I must have to say not long.       Full review 

      I like this bank, because I think they are trustworthy, helpful and I hope honest. The question below is hard as The BOQ took over a Credit Union and Unions I have been with since the 80's, so I must have to say not long.


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      Bank of Queensland debit card reviewed by Lynette from Western Australia

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      great people and great service.       Full review 

      great people and great service.


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      Bank of Queensland debit card reviewed by Ray from Victoria

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      they are very helpful and friendly. Not a bad bank to deal with.       Full review 

      they are very helpful and friendly. Not a bad bank to deal with.


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      Bank of Queensland debit card reviewed by Maria from Victoria

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